Atlantic American Corp (AAME) — SEC Filings
Atlantic American Corp (AAME) — 12 SEC filings. Latest: 10-Q (Nov 14, 2025). Includes 6 10-Q, 3 8-K, 2 10-K.
View Atlantic American Corp on SEC EDGAR
Overview
Atlantic American Corp (AAME) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 14, 2025: ATLANTIC AMERICAN CORP (AAME) reported a significant turnaround in its financial performance for the nine months ended September 30, 2025, achieving a net income of $4.695 million, a substantial improvement from a net loss of $4.680 million in the prior year. This positive shift was primarily driven
Sentiment Summary
Across 12 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 10 neutral. The dominant filing sentiment for Atlantic American Corp is neutral.
Filing Type Overview
Atlantic American Corp (AAME) has filed 6 10-Q, 3 8-K, 2 10-K, 1 DEF 14A with the SEC between Apr 2024 to Nov 2025.
Filings by Year
Recent SEC Filings (12)
| Date | Form | Description | Risk |
|---|---|---|---|
| Nov 14, 2025 | 10-Q | AAME Swings to Profit on Strong Premium Growth, Assets Up 9.5% | medium |
| Aug 12, 2025 | 10-Q | Atlantic American Swings to Loss Amid Revenue Dip | high |
| May 15, 2025 | 8-K | Atlantic American Corp Files 8-K on Shareholder Vote Matters | low |
| May 13, 2025 | 10-Q | Atlantic American Corp. Files Q1 2025 10-Q | low |
| Mar 25, 2025 | 10-K | Atlantic American Corp. Files 2024 10-K | low |
| Dec 30, 2024 | 8-K | Atlantic American Corp Reports Material Agreement | medium |
| Nov 12, 2024 | 10-Q | Atlantic American Corp. Files Q3 2024 10-Q Report | medium |
| Aug 14, 2024 | 10-Q | Atlantic American Corp. Files Q2 2024 10-Q | medium |
| May 14, 2024 | 10-Q | Atlantic American Corp. Files 10-Q for Period Ending March 31, 2024 | low |
| May 8, 2024 | 8-K | Atlantic American Corp Reports on Shareholder Votes | low |
| Apr 8, 2024 | DEF 14A | Atlantic American Corporation Announces 2024 Annual Meeting of Shareholders | low |
| Apr 1, 2024 | 10-K | Atlantic American Corp. Files 2023 Annual Report on Form 10-K | medium |
Risk Profile
Risk Assessment: Of AAME's 12 recent filings, 1 were flagged as high-risk, 5 as medium-risk, and 6 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $159.175M |
| Net Income | $4.695M |
| EPS | $0.23 |
| Debt-to-Equity | 2.93 |
| Cash Position | $34.444M |
| Operating Margin | N/A |
| Total Assets | $430.855M |
| Total Debt | $321.367M |
Key Executives
- J. Ross Franklin
Industry Context
Atlantic American Corp operates within the insurance industry, a sector characterized by intense competition, regulatory oversight, and sensitivity to economic conditions. The industry is undergoing changes driven by evolving customer expectations, technological advancements, and new accounting standards impacting financial reporting. Companies like AAME must navigate these dynamics while managing underwriting risks, investment portfolios, and operational efficiencies.
Top Tags
10-Q (4) · insurance (4) · Life Insurance (3) · Financial Performance (2) · corporate-governance (2) · shareholder-vote (2) · 10-K (2) · earnings (2) · Atlantic American Corp (2) · Insurance (1)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net income | $4.695M | for the nine months ended September 30, 2025, a significant improvement from a $4.680 million net loss in 2024 |
| Net insurance premiums | $149.031M | increased by 11.78% from $133.327 million in the prior year |
| Total revenue | $159.175M | increased by 14.36% from $139.184 million in the prior year |
| Total assets | $430.855M | increased by 9.51% from $393.428 million at December 31, 2024 |
| Total shareholders' equity | $109.488M | increased by 9.91% from $99.613 million at December 31, 2024 |
| Cash and cash equivalents | $34.444M | decreased by 3.16% from $35.570 million at December 31, 2024 |
| Unrealized gains on equity securities, net | $2.528M | for the nine months ended September 30, 2025, compared to a $1.617 million loss in 2024 |
| Insurance benefits and losses incurred | $101.031M | for the nine months ended September 30, 2025, up from $94.492 million in 2024 |
| Commissions and underwriting expenses | $37.505M | for the nine months ended September 30, 2025, up from $35.740 million in 2024 |
| Common shares outstanding | 20,397,228 | as of October 31, 2025 |
| Net Loss | $1.2 million | for the quarter ended June 30, 2025, a decrease from $0.8 million net income in prior year |
| Total Revenues | $35.5 million | for the quarter ended June 30, 2025, a 5% decrease from $37.4 million |
| Total Assets | $450.3 million | as of June 30, 2025, a slight decrease from $452.1 million at December 31, 2024 |
| Cash and Cash Equivalents | $15.2 million | as of June 30, 2025, down from $16.5 million at December 31, 2024 |
| Common Stock Shares Outstanding | 20,397,228 | as of July 31, 2025 |
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Frequently Asked Questions
What are the latest SEC filings for Atlantic American Corp (AAME)?
Atlantic American Corp has 12 recent SEC filings from Apr 2024 to Nov 2025, including 6 10-Q, 3 8-K, 2 10-K. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of AAME filings?
Across 12 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 10 neutral. The dominant sentiment is neutral.
Where can I find Atlantic American Corp SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Atlantic American Corp (AAME) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Atlantic American Corp?
Key financial highlights from Atlantic American Corp's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for AAME?
The investment thesis for AAME includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Atlantic American Corp?
Key executives identified across Atlantic American Corp's filings include J. Ross Franklin.
What are the main risk factors for Atlantic American Corp stock?
Of AAME's 12 assessed filings, 1 were flagged high-risk, 5 medium-risk, and 6 low-risk.
What are recent predictions and forward guidance from Atlantic American Corp?
Forward guidance and predictions for Atlantic American Corp are extracted from SEC filings as they are enriched.