Arbor Realty Trust Files 8-K on New Agreement

TL;DR

Arbor Realty Trust signed a new deal, got a new debt. Details to follow.

AI Summary

Arbor Realty Trust, Inc. filed an 8-K on August 12, 2025, reporting the entry into a material definitive agreement and the creation of a direct financial obligation. The filing also includes information on Regulation FD disclosure and financial statements/exhibits. Specific details of the agreement and obligation are not provided in this excerpt.

Why It Matters

This filing indicates Arbor Realty Trust has entered into a significant new agreement and incurred a financial obligation, which could impact its financial standing and future operations.

Risk Assessment

Risk Level: medium — The filing indicates a material definitive agreement and a direct financial obligation, which inherently carry risks that are not fully detailed in this summary.

Key Players & Entities

• Arbor Realty Trust, Inc. (company) — Registrant
• August 12, 2025 (date) — Date of earliest event reported

FAQ

Key Financial Figures

• $0.01 — ich registered Common Stock, par value $0.01 per share ABR New York Stock Exchange
• $933,187,000 — es 2025-FL1, LLC (the "Issuer"), issued $933,187,000 principal amount of investment grade-ra
• $116,813,000 — e-rated notes (the "Offered Notes") and $116,813,000 principal amount of below investment gr
• $577,500,000 — uant to the terms of the Indenture: (1) $577,500,000 aggregate principal amount of Class A S
• $168,000,000 — ating Rate Notes ("Class A Notes"); (2) $168,000,000 aggregate principal amount of Class A-S
• $69,562,000 — ing Rate Notes ("Class A-S Notes"); (3) $69,562,000 aggregate principal amount of Class B S
• $51,188,000 — ating Rate Notes ("Class B Notes"); (4) $51,188,000 aggregate principal amount of Class C S
• $42,000,000 — ating Rate Notes ("Class C Notes"); (5) $42,000,000 aggregate principal amount of Class D S
• $24,937,000 — ating Rate Notes ("Class D Notes"); (6) $24,937,000 aggregate principal amount of Class E S
• $22,313,000 — ating Rate Notes ("Class F Notes"); (8) $22,313,000 aggregate principal amount of Class G S
• $52,500,000 — ed Notes, the "Secured Notes"); and (9) $52,500,000 aggregate principal amount of Income No
• $1,050,000,000 — cash with a face value of approximately $1,050,000,000, with real estate related assets consis
• $123,235,425 — ssuance of the securities also includes $123,235,425 for the purpose of acquiring additional
• $10,000,000 — ger (as defined below), an amount up to $10,000,000 to be held for the purchase of collater

Filing Documents

• abr-20250812.htm (8-K) — 48KB
• exhibit991pressreleasedate.htm (EX-99.1) — 11KB
• arbormulti-brandxlogox3cxc.jpg (GRAPHIC) — 622KB
• 0001253986-25-000017.txt ( ) — 1087KB
• abr-20250812.xsd (EX-101.SCH) — 2KB
• abr-20250812_def.xml (EX-101.DEF) — 17KB
• abr-20250812_lab.xml (EX-101.LAB) — 29KB
• abr-20250812_pre.xml (EX-101.PRE) — 17KB
• abr-20250812_htm.xml (XML) — 6KB

01 Entry into a Material Definitive Agreement

Item 1.01 Entry into a Material Definitive Agreement. On August 12, 2025, Arbor Realty Trust, Inc. ("Arbor") announced that its consolidated subsidiary, Arbor Realty Commercial Real Estate Notes 2025-FL1, LLC (the "Issuer"), issued $933,187,000 principal amount of investment grade-rated notes (the "Offered Notes") and $116,813,000 principal amount of below investment grade-rated notes (collectively with the Offered Notes, the "Notes"), evidencing a commercial real estate mortgage loan securitization (the "Securitization"), and sold such Notes in a private placement. The $116,813,000 of below investment grade-rated notes were purchased by a consolidated subsidiary of Arbor. The Notes were issued pursuant to an indenture, dated as of August 12, 2025 (the "Indenture"), by and among the Issuer, Arbor Realty SR, Inc., as advancing agent, Wilmington Trust, National Association, as trustee (the "Trustee") and Computershare Trust Company, National Association, as note administrator, paying agent, calculation agent, transfer agent, securities intermediary, backup advancing agent and notes registrar and Computershare Trust Company, National Association, as custodian. The information contained in Item 2.03 of this Form 8-K regarding the terms of the Indenture and the Notes is incorporated by reference into this Item 1.01. The Notes have not been registered under the Securities Act of 1933, as amended (the "Securities Act"), or any state securities laws, and unless so registered, may not be offered or sold in the United States except pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the Securities Act and applicable state securities laws. The proceeds of this Securitization will be used to repay borrowings under Arbor's current credit facilities, pay transaction expenses and fund future loans and investments. Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Re

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure. On August 12, 2025, Arbor issued a press release announcing the closing of the commercial real estate mortgage securitization disclosed in Items 1.01 and 2.03 of this Form 8-K, a copy of which is furnished as Exhibit 99.1 hereto.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits Exhibit Number Exhibit 99.1 Press release, dated August 1 2, 2025. 104 Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ARBOR REALTY TRUST, INC. Date: August 12, 2025 By: /s/ Paul Elenio Name: Paul Elenio Title: Chief Financial Officer

View Full Filing

View this 8-K filing on SEC EDGAR