American Coastal Insurance CORP (ACIC) — SEC Filings

Overview

American Coastal Insurance CORP (ACIC) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Dec 1, 2025: American Coastal Insurance Corporation (ACIC) filed an 8-K on December 1, 2025, reporting a Regulation FD Disclosure and Financial Statements and Exhibits. The filing indicates a change in the company's reporting status or significant financial events, though specific details are not provided in thi

Sentiment Summary

Across 32 filings, the sentiment breakdown is: 2 bullish, 1 bearish, 27 neutral, 2 mixed. The dominant filing sentiment for American Coastal Insurance CORP is neutral.

Filing Type Overview

American Coastal Insurance CORP (ACIC) has filed 21 8-K, 6 10-Q, 2 DEF 14A, 2 10-K, 1 DEFA14A with the SEC between Jan 2024 to Dec 2025.

Filings by Year

2025 · 2024

Recent Filings (32)

• American Coastal Insurance Files 8-K — 8-K · Dec 1, 2025 Risk: medium
  American Coastal Insurance Corporation (ACIC) filed an 8-K on December 1, 2025, reporting a Regulation FD Disclosure and Financial Statements and Exhibits. The
• ACIC's Net Income Jumps 13.4% to $80.27M Amid Strategic Divestiture — 10-Q · Nov 6, 2025 Risk: medium
  AMERICAN COASTAL INSURANCE Corp (ACIC) reported a significant increase in net income for the nine months ended September 30, 2025, reaching $80.27 million, up f
• 8-K Filing — 8-K · Nov 5, 2025
• ACIC Narrows Losses, Raises $150M in Senior Notes — 10-Q · Aug 7, 2025 Risk: medium
  AMERICAN COASTAL INSURANCE Corp (ACIC) reported a net loss of $1.5 million for the six months ended June 30, 2025, a significant improvement from the net loss o
• American Coastal Insurance Corp Files 8-K — 8-K · Aug 6, 2025 Risk: low
  American Coastal Insurance Corporation (ACIC) filed an 8-K on August 6, 2025, reporting on its results of operations and financial condition. The filing also in
• American Coastal Insurance Files 8-K — 8-K · May 29, 2025 Risk: low
  American Coastal Insurance Corporation (ACIC) filed an 8-K on May 29, 2025, reporting an "Other Events" item. The filing does not contain specific details about
• American Coastal Insurance Corp Files 8-K — 8-K · May 22, 2025 Risk: low
  American Coastal Insurance Corporation filed an 8-K on May 22, 2025, reporting on matters submitted to a vote of security holders. The filing indicates a change
• American Coastal Insurance Q1 2025 Update — 10-Q · May 8, 2025 Risk: medium
  American Coastal Insurance Corp. filed its 10-Q for the period ending March 31, 2025. The company reported total assets of $100,000,000 and total liabilities of
• American Coastal Insurance DEF 14A Filing — DEF 14A · Apr 2, 2025 Risk: low
  American Coastal Insurance Corp. filed its DEF 14A on April 2, 2025, for the fiscal year ending December 31, 2024. The filing includes information related to ex
• American Coastal Insurance Completes Asset Acquisition/Disposition — 8-K · Apr 1, 2025 Risk: medium
  On April 1, 2025, American Coastal Insurance Corporation (ACIC) filed an 8-K report detailing the completion of an acquisition or disposition of assets. The fil
• 10-K Filing — 10-K · Mar 10, 2025
• American Coastal Insurance Files 8-K — 8-K · Mar 3, 2025 Risk: low
  On March 3, 2025, American Coastal Insurance Corporation filed an 8-K report. The filing primarily concerns Regulation FD Disclosure and Financial Statements an
• American Coastal Insurance Corp. Files 8-K — 8-K · Feb 27, 2025 Risk: low
  American Coastal Insurance Corporation filed an 8-K on February 27, 2025, reporting on its results of operations and financial condition. The filing also includ
• American Coastal Insurance Corp Files 8-K on Leadership and Compensation — 8-K · Feb 12, 2025 Risk: low
  On February 12, 2025, American Coastal Insurance Corporation filed an 8-K report detailing changes in its board of directors and executive officers, as well as
• American Coastal Insurance Files 8-K — 8-K · Jan 7, 2025 Risk: low
  American Coastal Insurance Corporation (formerly United Insurance Holdings Corp.) filed an 8-K on January 7, 2025, reporting an 'Other Events' item. The filing
• American Coastal Insurance Corp. Files 8-K — 8-K · Dec 4, 2024 Risk: low
  On December 4, 2024, American Coastal Insurance Corporation filed an 8-K report. The filing primarily concerns Regulation FD Disclosure and Financial Statements
• ACIC Q3 Earnings Dip Amidst Mixed Financial Performance — 10-Q · Nov 12, 2024 Risk: medium
  American Coastal Insurance Corp. (ACIC) filed its 10-Q for the period ending September 30, 2024. The company reported total assets of $289.4 million and total l
• American Coastal Insurance Corp Files 8-K — 8-K · Nov 6, 2024 Risk: low
  American Coastal Insurance Corporation (ACIC) filed an 8-K on November 6, 2024, reporting on its financial condition and results of operations. The filing also
• American Coastal Insurance Files 8-K — 8-K · Oct 4, 2024 Risk: low
  American Coastal Insurance Corporation filed an 8-K on October 4, 2024, reporting other events and financial statements. The company, formerly known as United I
• American Coastal Insurance Q2 Earnings Surge — 10-Q · Aug 8, 2024 Risk: low
  American Coastal Insurance Corp. filed its 10-Q for the period ending June 30, 2024. The company reported total assets of $281,782,000 and total liabilities of
• American Coastal Insurance Corp. Files 8-K — 8-K · Aug 7, 2024 Risk: low
  American Coastal Insurance Corporation (ACIC) filed an 8-K on August 7, 2024, reporting on its results of operations and financial condition. The filing also in
• American Coastal Insurance Moves HQ — 8-K · May 29, 2024 Risk: low
  On May 29, 2024, American Coastal Insurance Corporation filed an 8-K report. The filing primarily serves as a notification of a change in the company's principa
• American Coastal Insurance Corp Files 8-K on Director/Officer Changes — 8-K · May 16, 2024 Risk: medium
  American Coastal Insurance Corporation filed an 8-K on May 16, 2024, reporting events as of May 14, 2024. The filing indicates changes related to the departure
• American Coastal Insurance Enters Material Agreement — 8-K · May 14, 2024 Risk: medium
  On May 9, 2024, American Coastal Insurance Corporation entered into a material definitive agreement. The company, formerly known as United Insurance Holdings Co
• AMERICAN COASTAL INSURANCE Corp Files 10-Q for Q1 2024 — 10-Q · May 10, 2024 Risk: medium
  AMERICAN COASTAL INSURANCE Corp (ACIC) filed a Quarterly Report (10-Q) with the SEC on May 10, 2024. Total assets were $198,750,000 as of March 31, 2024, a decr
• American Coastal Insurance Files 8-K on Financials — 8-K · May 9, 2024 Risk: low
  American Coastal Insurance Corporation (ACIC) filed an 8-K on May 9, 2024, reporting on its results of operations and financial condition. The filing also inclu
• ACIC Proxy Statement Filed — DEFA14A · Apr 22, 2024 Risk: low
  American Coastal Insurance Corporation (ACIC) is filing a Definitive Proxy Statement (DEFA14A) on April 22, 2024. This filing is related to their annual meeting
• American Coastal Insurance Corp. Schedules 2024 Annual Meeting of Stockholders — DEF 14A · Apr 2, 2024 Risk: low
  AMERICAN COASTAL INSURANCE Corp (ACIC) filed a Proxy Statement (DEF 14A) with the SEC on April 2, 2024. The 2024 Annual Meeting of Stockholders for American Coa
• AMERICAN COASTAL INSURANCE Corp Files 2023 Annual Report — 10-K · Mar 15, 2024 Risk:
  AMERICAN COASTAL INSURANCE Corp (ACIC) filed a Annual Report (10-K) with the SEC on March 15, 2024. Total assets reported at $212,083,000 for the fiscal year en
• American Coastal Insurance Files 8-K on Operations and Financial Condition — 8-K · Feb 29, 2024 Risk: low
  American Coastal Insurance Corporation filed an 8-K on February 29, 2024, reporting on Results of Operations and Financial Condition, Regulation FD Disclosure,
• AMERICAN COASTAL INSURANCE Reports Executive Changes & Comp Arrangements — 8-K · Jan 18, 2024
  AMERICAN COASTAL INSURANCE Corp (ACIC) filed an 8-K on January 18, 2024, to report changes in its executive compensation arrangements and the departure or elect
• AMERICAN COASTAL INSURANCE Corp Confirms Name Change, Nasdaq Listing — 8-K · Jan 9, 2024
  AMERICAN COASTAL INSURANCE Corp (formerly UNITED INSURANCE HOLDINGS CORP.) filed an 8-K on January 9, 2024, to update its corporate name and confirm its common

Risk Profile

Risk Assessment: Of ACIC's 27 recent filings, 0 were flagged as high-risk, 9 as medium-risk, and 18 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from American Coastal Insurance CORP's most recent 10-Q filing (Nov 6, 2025):

• Revenue: $249.06M
• Net Income: $80.27M
• EPS: $1.66
• Total Assets: $1.18B

Key Executives

• R. Daniel Peed

Industry Context

AMERICAN COASTAL INSURANCE Corp operates within the highly competitive and volatile Florida property insurance market. This market is characterized by significant exposure to catastrophic events, increasing litigation, and evolving regulatory landscapes. The industry is seeing a consolidation of insurers and a greater focus on specialized niches, such as commercial residential property insurance, which ACIC is targeting.

Top Tags

financials (8) · corporate-governance (7) · 8-K (4) · disclosure (4) · financial-reporting (4) · insurance (4) · Insurance (3) · operations (3) · filing (3) · earnings (3)

Key Numbers

• SEC File Number: 000-52833 — Identifies the company's filing with the SEC.
• IRS Employer Identification No.: 75-3241967 — Company's tax identification number.
• Net income: $80.27M — Increased by 13.4% for the nine months ended September 30, 2025, from $70.77 million in 2024
• Net premiums earned: $227.53M — Increased by 13.5% for the nine months ended September 30, 2025, from $200.49 million in 2024
• Total revenue: $249.06M — Increased by 14.6% for the nine months ended September 30, 2025, from $217.39 million in 2024
• Total Stockholders' Equity: $327.22M — Increased by 38.8% from $235.66 million at December 31, 2024
• Unpaid losses and loss adjustment expenses: $188.70M — Decreased from $322.09 million at December 31, 2024
• Assets held for sale: $73.24M — Removed from balance sheet due to the sale of IIC
• Shares of common stock outstanding: 48,765,302 — As of November 3, 2025
• Basic EPS from continuing operations: $0.67 — For the three months ended September 30, 2025, up from $0.58 in 2024
• Net cash provided by operating activities: $118.78M — For the nine months ended September 30, 2025, down from $241.91 million in 2024
• Net Loss: $1.5M — For six months ended June 30, 2025, significantly improved from $10.2M loss in prior year.
• Senior Notes Issued: $150M — Subsequent event on July 21, 2025, bolstering capital.
• Period End Date: 2025-06-30 — The filing covers the period up to this date.
• Prior Year Period End: 2024-06-30 — Comparative period for financial performance.

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Frequently Asked Questions