American Integrity Insurance Group, Inc. (AII) — SEC Filings
American Integrity Insurance Group, Inc. (AII) — 17 SEC filings. Latest: ARS (Apr 17, 2026). Includes 9 8-K, 3 10-Q, 2 S-1.
View American Integrity Insurance Group, Inc. on SEC EDGAR
Overview
American Integrity Insurance Group, Inc. (AII) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Dec 5, 2025: American Integrity Insurance Group, Inc. filed an 8-K on December 5, 2025, reporting on the departure of directors or certain officers, election of directors, appointment of certain officers, and compensatory arrangements of certain officers as of December 4, 2025. The company, incorporated in Delaw
Sentiment Summary
Across 17 filings, the sentiment breakdown is: 2 bullish, 1 bearish, 14 neutral. The dominant filing sentiment for American Integrity Insurance Group, Inc. is neutral.
Filing Type Overview
American Integrity Insurance Group, Inc. (AII) has filed 1 4, 1 ARS, 9 8-K, 2 S-1, 3 10-Q, 1 S-1/A with the SEC between Apr 2025 to Apr 2026.
Filings by Year
Recent SEC Filings (17)
Risk Profile
Risk Assessment: Of AII's 14 recent filings, 2 were flagged as high-risk, 3 as medium-risk, and 9 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $183.569M |
| Net Income | $78.753M |
| EPS | $3.99 |
| Debt-to-Equity | 0.002 |
| Cash Position | $144.784M |
| Operating Margin | N/A |
| Total Assets | $1,433.680M |
| Total Debt | $0.721M |
Key Executives
- Robert Ritchie
- Steven Smathers
- Michael L. Miller
- David L. Smith
Industry Context
American Integrity Insurance Group operates in the highly competitive Florida residential property insurance market. This market is characterized by significant exposure to catastrophic weather events, a complex regulatory landscape, and the presence of both private insurers and the state-backed Citizens Property Insurance Corporation. The industry has experienced periods of dislocation, leading to opportunities for specialized insurers like AII, but also inherent volatility.
Top Tags
filing (3) · Catastrophe Risk (3) · Florida Insurance (2) · Property & Casualty Insurance (2) · Florida Market (2) · IPO (2) · disclosure (2) · corporate-structure (2) · name-change (2) · corporate-governance (1)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| SEC File Number | 001-42634 | Identifies the company's filing with the SEC. |
| IRS Employer Identification No. | 33-2925846 | Company's tax identification number. |
| Shares offered by Selling Stockholders | 3,000,000 | The number of common stock shares being sold in this offering, from which the company will receive no proceeds. |
| Last reported share price on NYSE | $24.96 | The closing price of AII common stock on November 14, 2025, prior to the S-1 filing. |
| Additional shares for over-allotment option | 450,000 | The maximum number of additional shares underwriters can purchase from Selling Stockholders. |
| Policies in-force | 406,094 | Total active insurance policies as of September 30, 2025, demonstrating the company's scale. |
| Gross premiums written | $738.2 million | Total premiums written for the nine months ended September 30, 2025, indicating revenue generation. |
| Florida policies in-force concentration | 94.5% | Percentage of policies in-force located in Florida as of September 30, 2025, highlighting geographic risk. |
| Florida in-force premium concentration | 97.1% | Percentage of in-force premium derived from Florida as of September 30, 2025, emphasizing revenue concentration. |
| Company founding year | 2006 | The year American Integrity was founded, indicating its operational history in the Florida market. |
| Net premiums earned | $183.569M | Increased from $120.266M in 2024 for the nine months ended September 30, 2025, a 52.6% increase. |
| Net income | $78.753M | Increased from $31.344M in 2024 for the nine months ended September 30, 2025, a 151% increase. |
| Total assets | $1,433.680M | As of September 30, 2025, up from $1,198.145M at December 31, 2024. |
| Unpaid losses and loss adjustment expenses | $363.445M | Decreased from $475.708M at December 31, 2024, indicating improved claims management or lower claim severity. |
| Unearned premiums | $504.281M | Increased from $421.881M at December 31, 2024, reflecting higher premium collection. |
Frequently Asked Questions
What are the latest SEC filings for American Integrity Insurance Group, Inc. (AII)?
American Integrity Insurance Group, Inc. has 17 recent SEC filings from Apr 2025 to Apr 2026, including 9 8-K, 3 10-Q, 2 S-1. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of AII filings?
Across 17 filings, the sentiment breakdown is: 2 bullish, 1 bearish, 14 neutral. The dominant sentiment is neutral.
Where can I find American Integrity Insurance Group, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all American Integrity Insurance Group, Inc. (AII) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for American Integrity Insurance Group, Inc.?
Key financial highlights from American Integrity Insurance Group, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for AII?
The investment thesis for AII includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at American Integrity Insurance Group, Inc.?
Key executives identified across American Integrity Insurance Group, Inc.'s filings include Robert Ritchie, Steven Smathers, Michael L. Miller, David L. Smith.
What are the main risk factors for American Integrity Insurance Group, Inc. stock?
Of AII's 14 assessed filings, 2 were flagged high-risk, 3 medium-risk, and 9 low-risk.
What are recent predictions and forward guidance from American Integrity Insurance Group, Inc.?
Forward guidance and predictions for American Integrity Insurance Group, Inc. are extracted from SEC filings as they are enriched.