Atlanticus Holdings CORP (ATLCZ) — SEC Filings

Overview

Atlanticus Holdings CORP (ATLCZ) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K/A filed on Nov 28, 2025: Atlanticus Holdings Corp filed an amendment (8-K/A) on November 28, 2025, to a report originally dated September 11, 2025. The filing pertains to financial statements and exhibits, with no specific financial figures or events detailed in the provided text.

Sentiment Summary

Across 25 filings, the sentiment breakdown is: 1 bullish, 21 neutral, 3 mixed. The dominant filing sentiment for Atlanticus Holdings CORP is neutral.

Filing Type Overview

Atlanticus Holdings CORP (ATLCZ) has filed 1 8-K/A, 6 10-Q, 13 8-K, 2 DEF 14A, 1 10-K/A, 2 10-K with the SEC between Jan 2024 to Nov 2025.

Filings by Year

2025 · 2024

Recent Filings (25)

• Atlanticus Holdings Corp Files 8-K/A Amendment — 8-K/A · Nov 28, 2025 Risk: low
  Atlanticus Holdings Corp filed an amendment (8-K/A) on November 28, 2025, to a report originally dated September 11, 2025. The filing pertains to financial stat
• Atlanticus Assets Soar on Loan Growth, But Q3 Net Income Dips — 10-Q · Nov 10, 2025 Risk: high
  Atlanticus Holdings Corp (ATLCZ) reported a significant increase in total assets to $7.08 billion at September 30, 2025, up from $3.27 billion at December 31, 2
• Atlanticus Holdings Corp. Files 8-K for Material Agreement — 8-K · Sep 17, 2025 Risk: medium
  Atlanticus Holdings Corp. entered into a material definitive agreement on September 11, 2025. The company, formerly known as CompuCredit Holdings Corp., is a pe
• Atlanticus Holdings Corp. Enters Material Definitive Agreement — 8-K · Aug 20, 2025 Risk: medium
  Atlanticus Holdings Corp. entered into a material definitive agreement on August 20, 2025, related to financial obligations. The company, previously known as Co
• Atlanticus Surges: Loan Growth Fuels 11% Revenue Jump — 10-Q · Aug 7, 2025 Risk: medium
  Atlanticus Holdings Corp (ATLCZ) reported a significant increase in revenue for Q2 2025, reaching $156.1 million, up from $140.2 million in Q2 2024, representin
• Atlanticus Holdings Corp. Reports on Shareholder Votes — 8-K · May 13, 2025 Risk: low
  Atlanticus Holdings Corp. filed an 8-K on May 13, 2025, reporting on matters submitted to a vote of security holders on May 8, 2025. The filing details actions
• Atlanticus Holdings Corp Q1 2025: $86.9M Net Income — 10-Q · May 8, 2025 Risk: medium
  Atlanticus Holdings Corp. reported its Q1 2025 results, showing total assets of $2.62 billion and total liabilities of $2.54 billion as of March 31, 2025. The c
• Atlanticus Holdings Corp DEF 14A Filing — DEF 14A · Apr 14, 2025 Risk: medium
  Atlanticus Holdings Corp filed a DEF 14A on April 14, 2025, for the fiscal year ending December 31, 2024. The filing details executive compensation and other co
• Atlanticus Holdings Corp Files 2024 10-K Amendment — 10-K/A · Mar 31, 2025 Risk: low
  Atlanticus Holdings Corp filed an amendment (10-K/A) to its annual report for the fiscal year ended December 31, 2024. The filing was made on March 31, 2025, wi
• Atlanticus Holdings Corp. Reports FY2024 Results — 10-K · Mar 13, 2025 Risk: medium
  Atlanticus Holdings Corp. filed its 10-K for the fiscal year ending December 31, 2024. The company reported total assets of $2,542.9 million and total liabiliti
• Atlanticus Holdings Q3 Earnings Show Slight Dip — 10-Q · Nov 7, 2024 Risk: medium
  Atlanticus Holdings Corp. reported its Q3 2024 results, with total assets reaching $2,189.4 million and total liabilities at $1,802.6 million as of September 30
• Atlanticus Holdings Corp. Enters Material Definitive Agreement — 8-K · Aug 26, 2024 Risk: medium
  Atlanticus Holdings Corp. entered into a material definitive agreement on August 26, 2024, related to a direct financial obligation. The company, previously kno
• Atlanticus Holdings Corp. Q2 Profit Jumps to $33M — 10-Q · Aug 8, 2024 Risk: medium
  Atlanticus Holdings Corp. reported its Q2 2024 results, with total assets reaching $2.168 billion and total liabilities at $2.1286 billion. The company's net in
• Atlanticus Holdings Corp. Enters Material Definitive Agreement — 8-K · Jul 29, 2024 Risk: medium
  On July 24, 2024, Atlanticus Holdings Corp. entered into a material definitive agreement related to a financial obligation. The company, previously known as Com
• Atlanticus Sells Specialty Finance Unit to Fortress — 8-K · Jul 23, 2024 Risk: medium
  Atlanticus Holdings Corp. announced on July 23, 2024, that it has entered into a definitive agreement to sell its subsidiary, Atlanticus Specialty Finance, LLC,
• Atlanticus Holdings Corp. Files 8-K on Shareholder Votes — 8-K · May 13, 2024 Risk: low
  Atlanticus Holdings Corp. filed an 8-K on May 13, 2024, reporting on matters submitted to a vote of security holders on May 7, 2024. The filing details the comp
• Atlanticus Holdings Corp Q1 2024 10-Q Filing — 10-Q · May 10, 2024 Risk: medium
  Atlanticus Holdings Corp (ATLCZ) filed a Quarterly Report (10-Q) with the SEC on May 10, 2024. Total revenue for Q1 2024 was $177.2 million, a decrease from $15
• Atlanticus Holdings Corp Files DEF 14A — DEF 14A · Apr 15, 2024 Risk: low
  Atlanticus Holdings Corp (ATLCZ) filed a Proxy Statement (DEF 14A) with the SEC on April 15, 2024. Atlanticus Holdings Corp filed a DEF 14A on April 15, 2024. T
• Atlanticus Holdings Corp. Appoints New Auditor — 8-K · Apr 5, 2024 Risk: low
  Atlanticus Holdings Corp. announced on April 1, 2024, that it has appointed BDO USA, LLP as its new independent registered public accounting firm, replacing BKD
• Atlanticus Holdings Corp. Files 2023 Annual Report on Form 10-K — 10-K · Mar 4, 2024 Risk: medium
  Atlanticus Holdings Corp (ATLCZ) filed a Annual Report (10-K) with the SEC on March 4, 2024. Atlanticus Holdings Corp. reported total assets of $3,256,561,000 a
• Atlanticus Files 8-K for Other Events & Exhibits on Feb 14 — 8-K · Feb 14, 2024 Risk: low
  Atlanticus Holdings Corporation filed an 8-K on February 14, 2024, reporting "Other Events" and "Financial Statements and Exhibits." The filing indicates an eve
• Atlanticus Holdings Corp Enters Material Definitive Agreement, Incurs Obligation — 8-K · Feb 2, 2024
  On January 30, 2024, Atlanticus Holdings Corporation entered into a material definitive agreement and incurred a direct financial obligation. This 8-K filing in
• Atlanticus Holdings Reports New Material Financial Obligation — 8-K · Jan 30, 2024
  Atlanticus Holdings Corporation filed an 8-K on January 30, 2024, reporting an event on January 25, 2024, related to an "Entry into a Material Definitive Agreem
• Atlanticus to Release Q4/FY23 Earnings Jan 25, Host Call Jan 26 — 8-K · Jan 24, 2024
  Atlanticus Holdings Corp. filed an 8-K on January 24, 2024, to disclose that it will be furnishing its financial results for the fourth quarter and full year en
• Atlanticus Holdings Reports Material Definitive Agreement — 8-K · Jan 2, 2024
  Atlanticus Holdings Corporation filed an 8-K on January 2, 2024, reporting an "Entry into a Material Definitive Agreement" on December 29, 2023. This filing ind

Risk Profile

Risk Assessment: Of ATLCZ's 21 recent filings, 1 were flagged as high-risk, 13 as medium-risk, and 7 as low-risk. The overall risk profile suggests moderate risk with a balanced mix of positive and cautionary disclosures.

Financial Highlights

Key financial metrics from Atlanticus Holdings CORP's most recent 10-Q filing (Nov 10, 2025):

• Revenue: $1.23B
• Net Income: $22.67M
• EPS: $5.22
• Debt-to-Equity: 11.03
• Cash Position: $425.02M
• Operating Margin: N/A
• Total Assets: $7.08B
• Total Debt: $6.03B

Industry Context

Atlanticus Holdings operates in the financial services sector, focusing on inclusive financial services through its CaaS segment, leveraging fintech and AI. The industry is characterized by intense competition, evolving regulatory landscapes, and a growing demand for digital and accessible financial products. Companies are increasingly investing in technology to enhance customer experience and operational efficiency.

Top Tags

material-agreement (5) · financial-obligation (5) · financials (5) · corporate-governance (3) · earnings (3) · debt (3) · amendment (2) · filing (2) · Loan Growth (2) · Credit Risk (2)

Key Numbers

• Total assets: $7.08B — Increased from $3.27 billion at December 31, 2024, representing a 116% growth.
• Loans at fair value: $6.35B — Increased from $2.63 billion at December 31, 2024, a 141% increase, driving asset growth.
• Total operating revenue and other income: $1.23B — For the nine months ended September 30, 2025, up 28.9% from $956.77 million in 2024.
• Net income attributable to common shareholders: $22.67M — For the three months ended September 30, 2025, a slight decrease from $23.23 million in 2024.
• Changes in fair value of loans: $671.97M — Expense for the nine months ended September 30, 2025, up from $549.16 million in 2024.
• Marketing and solicitation expenses: $80.58M — For the nine months ended September 30, 2025, more than doubled from $38.85 million in 2024.
• Cash assumed upon acquisition of Mercury: $93.66M — Reflects the impact of the new subsidiary acquisition.
• Net income attributable to common shareholders per common share—basic: $5.22 — For the nine months ended September 30, 2025, up from $4.15 in 2024.
• Notes payable, net: $5.33B — Increased from $2.20 billion at December 31, 2024, reflecting increased borrowings.
• Shares of common stock outstanding: 15,141,530 — As of October 31, 2025.
• SEC File Number: 000-53717 — Identifier for the company's filings
• Q2 2025 Revenue: $156.1M — Up 11.3% from $140.2M in Q2 2024
• Fair Value of Loans & Fees Receivable: $2.95B — Increased from $2.54B at Dec 31, 2024
• Q2 2025 Net Income Per Share: $1.50 — Significantly up from $0.48 in Q2 2024
• Unvested Share-Based Awards: 352,266 — Increased from 293,578 in Q1 2024

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