Avidia Bancorp, Inc. (AVBC) — SEC Filings
Avidia Bancorp, Inc. (AVBC) — 14 SEC filings. Latest: 4 (Apr 29, 2026). Includes 7 8-K, 3 10-Q, 2 S-1/A.
View Avidia Bancorp, Inc. on SEC EDGAR
Overview
Avidia Bancorp, Inc. (AVBC) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 14, 2025: Avidia Bancorp, Inc. (AVBC) reported a net loss of $907 thousand for the three months ended September 30, 2025, a significant decline from a net income of $2.079 million in the same period of 2024. For the nine months ended September 30, 2025, the company posted a net loss of $8.622 million, a stark
Sentiment Summary
Across 14 filings, the sentiment breakdown is: 1 bearish, 12 neutral, 1 mixed. The dominant filing sentiment for Avidia Bancorp, Inc. is neutral.
Filing Type Overview
Avidia Bancorp, Inc. (AVBC) has filed 1 4, 3 10-Q, 7 8-K, 2 S-1/A, 1 S-1 with the SEC between Mar 2025 to Apr 2026.
Filings by Year
Recent SEC Filings (14)
| Date | Form | Description | Risk |
|---|---|---|---|
| Apr 29, 2026 | 4 | 4 Filing | |
| Nov 14, 2025 | 10-Q | Avidia Bancorp Swings to Loss Amid Soaring Credit Costs | high |
| Oct 27, 2025 | 8-K | Avidia Bancorp Files 8-K on Financials | low |
| Sep 25, 2025 | 8-K | Avidia Bancorp Files 8-K on Officer Changes & Financials | low |
| Aug 14, 2025 | 10-Q | Avidia Bancorp Files Q2 2025 10-Q | medium |
| Aug 4, 2025 | 8-K | Avidia Bancorp Files 8-K on Financials | low |
| Jul 31, 2025 | 8-K | Avidia Bancorp Files 8-K | low |
| Jul 24, 2025 | 8-K | Avidia Bancorp Files 8-K | low |
| Jul 8, 2025 | 8-K | Avidia Bancorp Files 8-K | low |
| Jun 27, 2025 | 10-Q | Avidia Bancorp's Q1 Net Income Dips Amid Rising Interest Expenses | medium |
| May 14, 2025 | 8-K | Avidia Bancorp Files 8-K | low |
| May 6, 2025 | S-1/A | Avidia Bancorp Files S-1/A for 401(k) Plan | low |
| Apr 25, 2025 | S-1/A | Avidia Bancorp Files S-1/A Amendment | low |
| Mar 14, 2025 | S-1 | Avidia Bancorp Files for IPO | medium |
Risk Profile
Risk Assessment: Of AVBC's 13 recent filings, 1 were flagged as high-risk, 3 as medium-risk, and 9 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $96.789M |
| Net Income | -$8.622M |
| EPS | N/A |
| Debt-to-Equity | N/A |
| Cash Position | N/A |
| Operating Margin | N/A |
| Total Assets | $2.250B |
| Total Debt | N/A |
Key Executives
- Robert D. Cozzone
Industry Context
The banking industry, particularly in central Massachusetts where Avidia Bank primarily operates, faces a competitive landscape with evolving customer demands for digital services and a challenging interest rate environment. Banks are increasingly focused on managing credit risk, controlling operating expenses, and adapting to regulatory changes.
Top Tags
sec-filing (4) · 8-k (3) · Regional Banking (2) · Financial Performance (2) · Asset Quality (2) · financial-reporting (2) · financials (2) · corporate-reporting (2) · Credit Risk (1) · Net Loss (1)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Loss | $8.622M | For the nine months ended September 30, 2025, a significant reversal from $7.975M net income in 2024. |
| Credit Loss Expense - Loans | $20.308M | For the nine months ended September 30, 2025, a substantial increase from $1.965M in 2024. |
| Net Offering Proceeds | $186.2M | From the public offering of common stock completed on July 31, 2025. |
| Shares Sold | 19,176,250 | In the public offering at $10.00 per share. |
| Donation to Charitable Foundation | $9.0M | Made on July 31, 2025, consisting of cash and 900,000 shares of common stock. |
| Total Non-Interest Expense | $69.966M | For the nine months ended September 30, 2025, up from $54.958M in 2024. |
| Net Loans | $2.250B | As of September 30, 2025, an increase from $2.176B as of December 31, 2024. |
| Deposits | $2.075B | As of September 30, 2025, a slight increase from $2.063B as of December 31, 2024. |
| SEC File Number | 001-42775 | Identifies the company's filing with the SEC. |
| IRS Employer Identification No. | 33-4239888 | Company's tax identification number. |
| Reporting Period End Date | 20250630 | Indicates the end of the financial quarter being reported. |
| Filing Date | 20250814 | The date the 10-Q was officially submitted to the SEC. |
| Net Income | $4.6M | Decreased from $5.3M in Q1 2024, indicating margin pressure. |
| Total Interest Income | $25.9M | Increased from $23.8M in Q1 2024, showing asset growth. |
| Interest Expense | $10.9M | Significantly increased from $7.0M in Q1 2024, impacting profitability. |
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Frequently Asked Questions
What are the latest SEC filings for Avidia Bancorp, Inc. (AVBC)?
Avidia Bancorp, Inc. has 14 recent SEC filings from Mar 2025 to Apr 2026, including 7 8-K, 3 10-Q, 2 S-1/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of AVBC filings?
Across 14 filings, the sentiment breakdown is: 1 bearish, 12 neutral, 1 mixed. The dominant sentiment is neutral.
Where can I find Avidia Bancorp, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Avidia Bancorp, Inc. (AVBC) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Avidia Bancorp, Inc.?
Key financial highlights from Avidia Bancorp, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for AVBC?
The investment thesis for AVBC includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Avidia Bancorp, Inc.?
Key executives identified across Avidia Bancorp, Inc.'s filings include Robert D. Cozzone.
What are the main risk factors for Avidia Bancorp, Inc. stock?
Of AVBC's 13 assessed filings, 1 were flagged high-risk, 3 medium-risk, and 9 low-risk.
What are recent predictions and forward guidance from Avidia Bancorp, Inc.?
Forward guidance and predictions for Avidia Bancorp, Inc. are extracted from SEC filings as they are enriched.