American Express Files 8-K for Regulation FD Disclosure
Ticker: AXP · Form: 8-K · Filed: Aug 15, 2025 · CIK: 4962
| Field | Detail |
|---|---|
| Company | American Express CO (AXP) |
| Form Type | 8-K |
| Filed Date | Aug 15, 2025 |
| Risk Level | low |
| Pages | 3 |
| Reading Time | 4 min |
| Key Dollar Amounts | $0.20 |
| Sentiment | neutral |
Sentiment: neutral
Topics: regulation-fd, disclosure
Related Tickers: AXP
TL;DR
Amex filed an 8-K for a Reg FD disclosure on 8/15/25. No new material info.
AI Summary
On August 15, 2025, American Express Company filed an 8-K report to disclose information regarding a Regulation FD disclosure. The filing does not contain specific financial figures or new material events beyond the reporting of the disclosure itself.
Why It Matters
This filing indicates that American Express is adhering to regulatory disclosure requirements, ensuring transparency with investors regarding communications.
Risk Assessment
Risk Level: low — The filing is a routine regulatory disclosure and does not contain information about new risks or significant financial changes.
Key Players & Entities
- AMERICAN EXPRESS CO (company) — Registrant
- August 15, 2025 (date) — Date of earliest event reported
FAQ
What is the primary purpose of this 8-K filing?
The primary purpose of this 8-K filing is to report a Regulation FD disclosure by American Express Company.
What is the date of the earliest event reported in this filing?
The date of the earliest event reported is August 15, 2025.
What is the company's principal executive office address?
The company's principal executive office address is 200 Vesey Street, New York, New York 10285.
What is the IRS Employer Identification Number for American Express Company?
The IRS Employer Identification Number for American Express Company is 13-4922250.
Under which section of the Securities Exchange Act of 1934 is this report filed?
This report is filed pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934.
Filing Stats: 964 words · 4 min read · ~3 pages · Grade level 7.2 · Accepted 2025-08-15 12:01:05
Key Financial Figures
- $0.20 — ch registered Common Shares (par value $0.20 per Share) AXP New York Stock Exchange
Filing Documents
- axp-20250815.htm (8-K) — 63KB
- 0000004962-25-000157.txt ( ) — 218KB
- axp-20250815.xsd (EX-101.SCH) — 3KB
- axp-20250815_def.xml (EX-101.DEF) — 15KB
- axp-20250815_lab.xml (EX-101.LAB) — 27KB
- axp-20250815_pre.xml (EX-101.PRE) — 16KB
- axp-20250815_htm.xml (XML) — 4KB
01 Regulation FD Disclosure
Item 7.01 Regulation FD Disclosure American Express Company (the "Company") is hereby furnishing below delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member loans held for investment for the months ended July 31, June 30 and May 31, 2025; Card Member loans classified as held for sale on the Consolidated Balance Sheets are not reflected in the table below. American Express Company U.S. Consumer and U.S. Small Business Delinquency and Write-off Rate Statistics As of and for the months ended July 31, June 30 and May 31, 2025 (Billions, except percentages) July 31, 2025 June 30, 2025 May 31, 2025 U.S. Consumer Card Member loans: Total loans $ 93.7 $ 92.6 $ 92.0 30 days past due loans as a % of total 1.3 % 1.3 % 1.3 % Average loans $ 93.2 $ 92.3 $ 91.3 Net write-off rate – principal only (a) 2.0 % 2.1 % 2.1 % U.S. Small Business Card Member loans: Total loans $ 30.5 $ 30.1 $ 32.0 30 days past due loans as a % of total 1.6 % 1.6 % 1.5 % Average loans $ 30.3 $ 31.1 $ 31.8 Net write-off rate – principal only (a) 2.7 % 2.6 % 2.4 % Total Card Member loans held for investment – U.S. Consumer and U.S. Small Business $ 124.2 $ 122.7 $ 124.0 (a) Net write-off rate based on principal only (i.e., excluding interest and/or fees). The statistics presented above provide information that is additional to the data reported by the American Express Credit Account Master Trust (the "Lending Trust") in its monthly Form 10-D report filed with the Securities and Exchange Commission. The Card Member loans that have been securitized through the Lending Trust do not possess identical characteristics with those of the total U.S. Consumer or U.S. Small Business Card Member loan portfolios, which include securitized and non-securitized Card Member loans. The reported credit performance of the Lending Trust may, on a month-to-month basis, be better or worse as a result of, among other things, differences in the mix, vintage