American Express Files 8-K: Regulation FD Disclosure

TL;DR

Amex filed an 8-K on 9/15/25 for Reg FD disclosure, mentioning common stock and a debt note.

AI Summary

On September 15, 2025, American Express Company filed an 8-K report. The filing indicates a Regulation FD Disclosure and includes information related to its common stock and a fixed-to-floating rate note. The company is incorporated in New York and its principal executive offices are located at 200 Vesey Street, New York, NY 10285.

Why It Matters

This filing provides important regulatory information and updates regarding American Express's financial instruments, which could impact investor understanding of the company's financial standing.

Risk Assessment

Risk Level: low — This is a routine regulatory filing (8-K) with no immediate indication of significant negative events.

Key Numbers

• 212-640-2000 — Registrant's telephone number (Contact information for American Express)

Key Players & Entities

• AMERICAN EXPRESS CO (company) — Registrant
• September 15, 2025 (date) — Date of earliest event reported
• 200 Vesey Street, New York, New York 10285 (address) — Principal executive offices
• 13-4922250 (company_id) — IRS Employer Identification No.
• 1-7657 (company_id) — Commission File Number

FAQ

Key Financial Figures

• $0.20 — ch registered Common Shares (par value $0.20 per Share) AXP New York Stock Exchange

Filing Documents

• axp-20250915.htm (8-K) — 63KB
• 0000004962-25-000172.txt ( ) — 218KB
• axp-20250915.xsd (EX-101.SCH) — 3KB
• axp-20250915_def.xml (EX-101.DEF) — 15KB
• axp-20250915_lab.xml (EX-101.LAB) — 27KB
• axp-20250915_pre.xml (EX-101.PRE) — 16KB
• axp-20250915_htm.xml (XML) — 4KB

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure American Express Company (the "Company") is hereby furnishing below delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member loans held for investment for the months ended August 31, July 31 and June 30, 2025; Card Member loans classified as held for sale on the Consolidated Balance Sheets are not reflected in the table below. American Express Company U.S. Consumer and U.S. Small Business Delinquency and Write-off Rate Statistics As of and for the months ended August 31, July 31 and June 30, 2025 (Billions, except percentages) August 31, 2025 July 31, 2025 June 30, 2025 U.S. Consumer Card Member loans: Total loans $ 94.6 $ 93.7 $ 92.6 30 days past due loans as a % of total 1.3 % 1.3 % 1.3 % Average loans $ 94.2 $ 93.2 $ 92.3 Net write-off rate – principal only (a) 2.0 % 2.0 % 2.1 % U.S. Small Business Card Member loans: Total loans $ 30.9 $ 30.5 $ 30.1 30 days past due loans as a % of total 1.6 % 1.6 % 1.6 % Average loans $ 30.7 $ 30.3 $ 31.1 Net write-off rate – principal only (a) 2.7 % 2.7 % 2.6 % Total Card Member loans held for investment – U.S. Consumer and U.S. Small Business $ 125.5 $ 124.2 $ 122.7 (a) Net write-off rate based on principal only (i.e., excluding interest and/or fees). The statistics presented above provide information that is additional to the data reported by the American Express Credit Account Master Trust (the "Lending Trust") in its monthly Form 10-D report filed with the Securities and Exchange Commission. The Card Member loans that have been securitized through the Lending Trust do not possess identical characteristics with those of the total U.S. Consumer or U.S. Small Business Card Member loan portfolios, which include securitized and non-securitized Card Member loans. The reported credit performance of the Lending Trust may, on a month-to-month basis, be better or worse as a result of, among other things, differences in the mix

View Full Filing

View this 8-K filing on SEC EDGAR