Amex Files 8-K: Regulation FD Disclosure

TL;DR

AXP filed an 8-K for Reg FD disclosure, likely related to debt notes.

AI Summary

On October 15, 2025, American Express Company (AXP) filed an 8-K report. The filing indicates a Regulation FD Disclosure and is related to financial instruments, specifically a Fixed-to-Floating Rate Note. No specific dollar amounts or new material events were detailed in the provided excerpt.

Why It Matters

This filing signals a disclosure event for American Express, potentially related to financial regulations or specific debt instruments, which could impact investor understanding of the company's financial structure.

Risk Assessment

Risk Level: low — The filing is a standard disclosure and does not appear to contain information about significant negative events or financial distress.

Key Players & Entities

• AMERICAN EXPRESS CO (company) — Registrant
• October 15, 2025 (date) — Date of earliest event reported
• New York (location) — State of incorporation and principal executive offices
• 200 Vesey Street (location) — Principal executive offices address
• 13-4922250 (company) — IRS Employer Identification No.
• 1-7657 (company) — Commission File Number

FAQ

Key Financial Figures

• $0.20 — ch registered Common Shares (par value $0.20 per Share) AXP New York Stock Exchange

Filing Documents

• axp-20251015.htm (8-K) — 71KB
• 0000004962-25-000210.txt ( ) — 226KB
• axp-20251015.xsd (EX-101.SCH) — 3KB
• axp-20251015_def.xml (EX-101.DEF) — 15KB
• axp-20251015_lab.xml (EX-101.LAB) — 27KB
• axp-20251015_pre.xml (EX-101.PRE) — 16KB
• axp-20251015_htm.xml (XML) — 4KB

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure American Express Company (the "Company") is hereby furnishing below delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member loans held for investment for the months ended September 30, August 31 and July 31, 2025 and the three months ended September 30, 2025; Card Member loans classified as held for sale on the Consolidated Balance Sheets are not reflected in the table below. American Express Company U.S. Consumer and U.S. Small Business Delinquency and Write-off Rate Statistics As of and for the months ended September 30, August 31 and July 31, 2025 and the three months ended September 30, 2025 (Billions, except percentages) (Preliminary) September 30, 2025 August 31, 2025 July 31, 2025 (Preliminary) Three Months Ended September 30, 2025 U.S. Consumer Card Member loans: Total loans $ 94.1 $ 94.6 $ 93.7 $ 94.1 30 days past due loans as a % of total 1.4 % 1.3 % 1.3 % 1.4 % Average loans $ 94.4 $ 94.2 $ 93.2 $ 93.8 Net write-off rate – principal only (a) 1.9 % 2.0 % 2.0 % 2.0 % U.S. Small Business Card Member loans: Total loans $ 30.7 $ 30.9 $ 30.5 $ 30.7 30 days past due loans as a % of total 1.6 % 1.6 % 1.6 % 1.6 % Average loans $ 30.8 $ 30.7 $ 30.3 $ 30.5 Net write-off rate – principal only (a) 2.5 % 2.7 % 2.7 % 2.6 % Total Card Member loans held for investment– U.S. Consumer and U.S. Small Business $ 124.8 $ 125.5 $ 124.2 $ 124.8 (a) Net write-off rate based on principal only (i.e., excluding interest and/or fees). The statistics presented above provide information that is additional to the data reported by the American Express Credit Account Master Trust (the "Lending Trust") in its monthly Form 10-D report filed with the Securities and Exchange Commission. The Card Member loans that have been securitized through the Lending Trust do not possess identical characteristics with those of the total U.S. Consumer or U.S. Small Business Card Member loan portfolio

View Full Filing

View this 8-K filing on SEC EDGAR