Bank of America Files Free Writing Prospectus

TL;DR

BofA filed an FWP on 4/2/26. Prospectus details incoming.

AI Summary

Bank of America Corp. filed a Free Writing Prospectus (FWP) on April 2, 2026, under SEC Accession No. 0001918704-26-009082. This filing is related to the Securities Act Rules 163/433 and is associated with file number 333-290665. The filing includes three documents: a primary FWP document and two graphic image files.

Why It Matters

This filing indicates a potential offering or communication related to Bank of America's securities, providing insight into their capital markets activities.

Risk Assessment

Risk Level: low — This is a routine regulatory filing for a Free Writing Prospectus, not indicating immediate financial distress or significant new risk.

Key Numbers

• 2026-04-02 — Filing Date (Date the FWP was submitted)
• 333-290665 — File Number (Associated SEC registration file number)

Key Players & Entities

• BANK OF AMERICA CORP /DE/ (company) — Subject of the filing
• 0000070858 (company) — CIK number for Bank of America
• 0001918704-26-009082 (filing_id) — SEC Accession Number
• 2026-04-02 (date) — Filing Date
• 333-290665 (filing_id) — File Number associated with the Act

FAQ

Key Financial Figures

• $0.00 — ate of Return on the Notes -100.00% $0.00 -100.00% -50.00% $5.00 -50.00%
• $5.00 — -100.00% $0.00 -100.00% -50.00% $5.00 -50.00% -20.00% $8.00 -20.00%
• $8.00 — -50.00% $5.00 -50.00% -20.00% $8.00 -20.00% -10.00% $9.00 -10.00%
• $9.00 — -20.00% $8.00 -20.00% -10.00% $9.00 -10.00% -6.00% $9.40 -6.00% -
• $9.40 — -10.00% $9.00 -10.00% -6.00% $9.40 -6.00% -3.00% $9.70 -3.00% 0.
• $9.70 — 0% -6.00% $9.40 -6.00% -3.00% $9.70 -3.00% 0.00% $10.00 0.00% 5.0
• $10.00 — 00% -3.00% $9.70 -3.00% 0.00% $10.00 0.00% 5.00% $11.50 15.00% 8.0
• $11.50 — .00% 0.00% $10.00 0.00% 5.00% $11.50 15.00% 8.00% $12.40 (1) 24.00%
• $12.40 — 00% 5.00% $11.50 15.00% 8.00% $12.40 (1) 24.00% 10.00% $12.40 24.00%
• $12.20 — our principal at risk Capped Value [$12.20 to $12.60] per unit, a [22.00% to 26.00
• $12.60 — pal at risk Capped Value [$12.20 to $12.60] per unit, a [22.00% to 26.00%] return

Filing Documents

• bofa-bac_fwp.htm (FWP) — 38KB
• image_003.jpg (GRAPHIC) — 56KB
• image_004.jpg (GRAPHIC) — 34KB
• 0001918704-26-009082.txt ( ) — 163KB

From the Filing

ACCELERATED RETURN NOTES (ARNs ) Filed Pursuant to Rule 433 Registration No. 333-290665 Accelerated Return Notes Linked to a Basket of Three Financial Sector Stocks The graph ab ove and the table below reflect the hypothetical return on the notes, based on the terms contained in the table to the left (using the mid-point for any range(s)). The graph and table have been prepared for purposes of illustration only and do not take into account any tax consequences from investing in the notes. Hypothetical Percentage Change from the Starting Value to the Ending Value Hypothetical Redemption Amount per Unit Hypothetical Total Rate of Return on the Notes -100.00% $0.00 -100.00% -50.00% $5.00 -50.00% -20.00% $8.00 -20.00% -10.00% $9.00 -10.00% -6.00% $9.40 -6.00% -3.00% $9.70 -3.00% 0.00% $10.00 0.00% 5.00% $11.50 15.00% 8.00% $12.40 (1) 24.00% 10.00% $12.40 24.00% 20.00% $12.40 24.00% 30.00% $12.40 24.00% 40.00% $12.40 24.00% 50.00% $12.40 24.00% 60.00% $12.40 24.00% (1) The Redemption Amount per unit cannot exceed the hypothetical Capped Value. Issuer BofA Finance LLC ("BofA Finance") Guarantor Bank of America Corporation ("BAC") Principal Amount $10.00 per unit Term Approximately 14 months Market Measure An approximately equally weighted basket of three financial sector stocks comprised of the common stocks of The Goldman Sachs Group, Inc. (NYSE symbol: "GS"), JPMorgan Chase & Co. (NYSE symbol: "JPM") and Morgan Stanley (NYSE symbol: "MS") (each a "Basket Stock"). Payout Profile at Maturity 3-to-1 upside exposure to increases in the Basket, subject to the Capped Value 1-to-1 downside exposure to decreases in the Basket, with 100% of your principal at risk Capped Value [$12.20 to $12.60] per unit, a [22.00% to 26.00%] return over the principal amount, to be determined on the pricing date. Interest Payments None Preliminary Offering Documents https://www.sec.gov/Archives/edgar/data/70858/000191870426009023/bofa-424b2.htm Exchange Listing No You should read the relevant Preliminary Offering Documents before you invest. Click on the Preliminary Offering Documents hyperlink above or call your Financial Advisor for a hard copy. Risk F actors Please see the Preliminary Offering Documents for a description of certain risks related to this investment, including, but not limited to, the following: Depending on the performance of the Basket as measured shortly before the maturity date, your investment may result in a loss; there is no guaranteed return of principal. Payments on the notes are subject to the credit risk of BofA Finance and the credit risk of BAC, and actual or perceived changes in the creditworthiness of BofA Finance or BAC are expected to affect the value of the notes. If BofA Finance and BAC become insolvent or are unable to pay their respective obligations, you may lose your entire investment. Your investment return, if any, is limited to the return represented by the Capped Value and may be less than a comparable investment directly in the Basket Stocks. The initial estimated value of the notes on the pricing date will be less than their public offering price. If you attempt to sell the notes prior to maturity, their market value may be lower than both the public offering price and the initial estimated value of the notes on the pricing date. You will have no rights of a holder of the Basket Stocks, and you will not be entitled to receive shares or dividends or other distributions by the Underlying Companies. The Basket Stocks are concentrated in one sector. Adverse conditions in the financial sector may reduce your return on the notes. Economic conditions have adversely impacted the stock prices of many companies in the financial services sector, and may do so during the term of the notes. Final terms will be set on the pricing date within the given range for the specified Market-Linked Investment. Please see the Preliminary Offering Documents for complete product disclosure, including related risks and tax disclosure . BofA Finance LLC (BofA Finance) and Bank of America Corporation (BAC) have filed a registration statement (which includes a prospectus) with the Securities and Exchange Commission (SEC) for the notes that are described in this Guidebook. Before you invest, you should carefully read the prospectus in that registration statement and other documents that BofA Finance and BAC have filed with the SEC for more complete information about BofA Finance, BAC and any offering described in this Guidebook. You may obtain these documents without cost by visiting EDGAR on the SEC website at www.sec.gov. BofA Finance's Central Index Key, or ClK, on the SEC website is 1682472 and BAC's CIK on the SEC website is 70858. Alternatively, Merrill Lynch will arrange to send you the prospectus and other documents relating to any offering d

View Full Filing

View this FWP filing on SEC EDGAR