BayFirst Financial Corp. Files 8-K

TL;DR

BayFirst Financial Corp. filed an 8-K on 9/30/25 with financial updates.

AI Summary

BayFirst Financial Corp. filed an 8-K on September 30, 2025, reporting on financial statements and exhibits. The company, formerly known as First Home Bancorp Inc. until July 31, 2015, is incorporated in Florida and headquartered in St. Petersburg.

Why It Matters

This filing provides updated financial information and exhibits for BayFirst Financial Corp., which is crucial for investors and stakeholders to assess the company's current financial health and operational status.

Risk Assessment

Risk Level: low — This filing is a routine 8-K reporting financial statements and exhibits, not indicating any immediate material adverse events.

Key Players & Entities

• BayFirst Financial Corp. (company) — Registrant
• First Home Bancorp Inc. (company) — Former name
• September 30, 2025 (date) — Date of report
• July 31, 2015 (date) — Date of name change
• 700 Central Avenue, St. Petersburg, Florida 33701 (location) — Principal executive offices

FAQ

Filing Documents

• bafn-20250930.htm (8-K) — 30KB
• bayfirstq32025earningscall.htm (EX-99.1) — 8KB
• picture1a.jpg (GRAPHIC) — 18KB
• 0001649739-25-000243.txt ( ) — 183KB
• bafn-20250930.xsd (EX-101.SCH) — 2KB
• bafn-20250930_lab.xml (EX-101.LAB) — 22KB
• bafn-20250930_pre.xml (EX-101.PRE) — 13KB
• bafn-20250930_htm.xml (XML) — 3KB

01. Regulation FD Disclosure

Item 7.01. Regulation FD Disclosure. BayFirst Financial Corp. (NASDAQ: BAFN) ("BayFirst" or "Company"), parent company of BayFirst National Bank ("Bank") today announced that it will report its third quarter results after the market close on Thursday, October 30, 2025. Management will host a conference call on Friday, October 31, 2025, at 9:00 a.m. ET to discuss the results. The call will also be broadcast live via the internet. Interested investors may listen to the call live under the Investor Relations tab at www.bayfirstfinancial.com . Investment professionals are invited to dial (800) 549-8228 to participate in the call using Conference ID 85147. A replay of the call will be available for one year at www.bayfirstfinancial.com . The Press Release is attached as Exhibit 99.1 and incorporated herein by reference.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits Exhibit Number Exhibit Name Filed Herewith 99.1 BayFirst Financial Corp. Press Release dated September 30, 2025 * 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) * The information in this report (including the exhibits) shall not be deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liability of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BAYFIRST FINANCIAL CORP. Date: September 30, 2025 By: /s/ Scott J. McKim Scott J. McKim Chief Financial Officer

View Full Filing

View this 8-K filing on SEC EDGAR