Beacon Financial CORP (BBT) — SEC Filings

Q: What are the key financial highlights for Beacon Financial CORP?

Key financial highlights for Beacon Financial CORP are extracted from the most recent 10-K or 10-Q filings, including revenue, net income, EPS, debt-to-equity, cash position, and operating margin.

Q: Who are the key executives at Beacon Financial CORP?

Key executives at Beacon Financial CORP are identified from SEC filings including 10-K annual reports, proxy statements, and insider trade forms.

Q: What are the main risk factors for Beacon Financial CORP stock?

Risk factors for Beacon Financial CORP (BBT) are assessed from SEC filings using AI analysis. Each filing is categorized as high, medium, or low risk based on disclosed risk factors and financial indicators.

Q: What are recent predictions and forward guidance from Beacon Financial CORP?

Forward-looking statements and predictions from Beacon Financial CORP are extracted from SEC filings including earnings reports, annual reports, and current event filings.

Latest SEC filings for Beacon Financial CORP. Recent ARS filing on Apr 2, 2026. AI-decoded analysis of earnings, risk factors, and insider trades.

View Beacon Financial CORP on SEC EDGAR

Overview

Beacon Financial CORP (BBT) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a ARS filed on Apr 2, 2026: Beacon Financial Corp filed an Annual Report to Security Holders (ARS) on April 2, 2026, for the period ending December 31, 2025. The filing, with SEC Accession No. 0001104659-26-038915, provides details on the company's financial performance and operations for the fiscal year. The report is categor

Sentiment Summary

Across 48 filings, the sentiment breakdown is: 2 bullish, 1 bearish, 45 neutral. The dominant filing sentiment for Beacon Financial CORP is neutral.

Filing Type Overview

Beacon Financial CORP (BBT) has filed 1 ARS, 2 DEFA14A, 1 8-K/A, 6 10-Q, 32 8-K, 1 10-K/A, 2 10-K, 1 DEF 14A, 2 SC 13G/A with the SEC between Jan 2024 to Apr 2026.

Filings by Year

2026 · 2025 · 2024

Recent Filings (48)

Beacon Financial Corp Files Annual Report — ARS · Apr 2, 2026 Risk: low
Beacon Financial Corp filed an Annual Report to Security Holders (ARS) on April 2, 2026, for the period ending December 31, 2025. The filing, with SEC Accession
Beacon Financial Corp Proxy Filing — DEFA14A · Apr 2, 2026 Risk: low
Beacon Financial Corp filed a DEFA14A on April 2, 2026, related to additional definitive proxy soliciting materials. The filing includes documents such as a not
Beacon Financial Corp Files 8-K/A Amendment — 8-K/A · Nov 17, 2025 Risk: medium
Beacon Financial Corporation filed an amendment (8-K/A) on November 17, 2025, to a previous filing concerning events reported as of September 1, 2025. The amend
Beacon Financial Swings to Loss Amid Soaring Credit Provisions, Merger Costs — 10-Q · Nov 10, 2025 Risk: high
Beacon Financial Corp (BBT) reported a significant net loss of $50.24 million for the three months ended September 30, 2025, a sharp decline from a net income o
Beacon Financial Corp Files 8-K on Financials — 8-K · Oct 29, 2025 Risk: low
Beacon Financial Corporation filed an 8-K on October 29, 2025, reporting on its Results of Operations and Financial Condition. The filing also included Regulati
Beacon Financial Changes Auditors to PwC — 8-K · Sep 10, 2025 Risk: low
Beacon Financial Corporation announced on September 8, 2025, a change in its certifying accountant. The company has appointed PricewaterhouseCoopers LLP as its
Beacon Financial Corp. Files 8-K with Multiple Corporate Events — 8-K · Sep 2, 2025 Risk: medium
Beacon Financial Corp. filed an 8-K on September 2, 2025, reporting several significant events. These include the completion of an acquisition or disposition of
Berkshire Hills Bancorp Files 8-K — 8-K · Aug 25, 2025 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on August 25, 2025, reporting on "Other Events" and "Financial Statements and Exhibits." The filing details the compa
Berkshire Hills Bancorp Q2 Net Income Jumps 25% to $28.1M — 10-Q · Aug 11, 2025 Risk: medium
BERKSHIRE HILLS BANCORP INC (BBT) reported a net income of $28.1 million for the second quarter of 2025, a significant increase from $22.5 million in the second
Berkshire Hills Bancorp Files 8-K — 8-K · Aug 6, 2025 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on August 6, 2025, to report other events and financial statements. The filing details the company's principal execut
Berkshire Hills Bancorp Files 8-K — 8-K · Aug 1, 2025 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on August 1, 2025, reporting an "Other Event." The filing does not contain specific details about the event itself, b
Berkshire Hills Bancorp Files 8-K — 8-K · Jul 24, 2025 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on July 24, 2025, reporting on its results of operations and financial condition. The filing also includes informatio
Berkshire Hills Bancorp Files 8-K on Shareholder Votes & Exhibits — 8-K · May 22, 2025 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on May 21, 2025, reporting on matters submitted to a vote of security holders and filing financial statements and exh
Berkshire Hills Bancorp Files 8-K — 8-K · May 14, 2025 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on May 14, 2025, reporting an event under "Other Events." The filing does not contain specific details about the natu
Berkshire Hills Bancorp Q1 2025 Update — 10-Q · May 12, 2025 Risk: medium
Berkshire Hills Bancorp Inc. reported its first quarter 2025 results for the period ending March 31, 2025. The company's filing details financial performance an
Berkshire Hills Bancorp Files DEFA14A — DEFA14A · May 12, 2025 Risk: low
Berkshire Hills Bancorp, Inc. filed a DEFA14A on May 12, 2025, detailing information related to its operations and corporate governance. The filing, identified
Berkshire Hills Bancorp Files 8-K — 8-K · May 9, 2025 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on May 9, 2025, reporting other events. The filing does not contain specific details about the nature of these events
Berkshire Hills Bancorp Files 8-K — 8-K · May 2, 2025 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on May 2, 2025, reporting other events. The filing does not contain specific details about the nature of these events
Berkshire Hills Bancorp Files 8-K on Financials — 8-K · Apr 24, 2025 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on April 24, 2025, reporting on its results of operations and financial condition. The filing also includes informati
Berkshire Hills Bancorp Files 2024 10-K Amendment — 10-K/A · Mar 19, 2025 Risk: low
Berkshire Hills Bancorp, Inc. filed an amendment (10-K/A) to its annual report for the fiscal year ended December 31, 2024. The filing, submitted on March 19, 2
Berkshire Hills Bancorp Files 2024 10-K — 10-K · Mar 3, 2025 Risk: medium
Berkshire Hills Bancorp Inc. filed its 2024 10-K on March 3, 2025, reporting its financial performance for the fiscal year ending December 31, 2024. The filing
Berkshire Hills Bancorp Files 8-K — 8-K · Feb 7, 2025 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on February 7, 2025, reporting an "Other Event." The filing does not contain specific details about the event itself,
Berkshire Hills Bancorp Files 8-K on Financials — 8-K · Jan 30, 2025 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on January 30, 2025, reporting on its results of operations and financial condition. The filing also includes Regulat
Berkshire Hills Bancorp Files 8-K on Equity Sales — 8-K · Dec 23, 2024 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on December 23, 2024, reporting on unregistered sales of equity securities and financial statements as of December 19
Berkshire Hills Bancorp Appoints New Chief Human Resources Officer — 8-K · Dec 16, 2024 Risk: low
Berkshire Hills Bancorp, Inc. announced on December 16, 2024, the appointment of Sarah M. Johnson as Chief Human Resources Officer, effective immediately. Johns
Berkshire Hills Bancorp Files Q3 2024 10-Q — 10-Q · Nov 12, 2024 Risk: medium
Berkshire Hills Bancorp Inc. filed its 10-Q for the period ending September 30, 2024. The filing details the company's financial performance and position, inclu
Berkshire Hills Bancorp Files 8-K — 8-K · Nov 1, 2024 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on November 1, 2024, reporting an "Other Event." The filing does not contain specific details about the event itself,
Berkshire Hills Bancorp Files 8-K — 8-K · Oct 24, 2024 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on October 24, 2024, to report on its results of operations and financial condition. The filing also includes informa
Berkshire Hills Bancorp to Acquire Full Control of Berkshire Bank — 8-K · Oct 17, 2024 Risk: medium
Berkshire Hills Bancorp, Inc. announced on October 17, 2024, that it has entered into a definitive agreement to acquire the remaining 49% stake in its joint ven
Berkshire Hills Bancorp Files 8-K — 8-K · Sep 17, 2024 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on September 17, 2024, reporting other events and financial statements. The filing does not contain specific details
Berkshire Hills Bancorp Files Q2 2024 10-Q — 10-Q · Aug 9, 2024 Risk: low
Berkshire Hills Bancorp Inc. filed its 10-Q for the period ending June 30, 2024. The filing details the company's financial performance and position. Key financ
Berkshire Hills Bancorp Files 8-K on Financials — 8-K · Jul 18, 2024 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on July 18, 2024, reporting on its results of operations and financial condition. The filing also includes Regulation
Berkshire Hills Bancorp Files 8-K — 8-K · Jun 7, 2024 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on June 7, 2024, to report other events and financial statements. The filing does not contain specific details about
Berkshire Hills Bancorp Files 8-K — 8-K · May 17, 2024 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on May 16, 2024, reporting on matters submitted to a vote of security holders and other events. The filing includes f
Berkshire Hills Bancorp Announces Board and Compensation Changes — 8-K · May 14, 2024 Risk: low
Berkshire Hills Bancorp, Inc. announced on May 14, 2024, changes related to its board of directors and executive compensation. The filing details the departure
Berkshire Hills Bancorp Inc. Files 10-Q for Period Ending March 31, 2024 — 10-Q · May 10, 2024 Risk: medium
BERKSHIRE HILLS BANCORP INC (BBT) filed a Quarterly Report (10-Q) with the SEC on May 10, 2024. Berkshire Hills Bancorp Inc. filed its 10-Q report for the quart
Berkshire Hills Bancorp Files 8-K on Financials — 8-K · Apr 18, 2024 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on April 18, 2024, to report on its results of operations and financial condition. The filing also includes disclosur
Berkshire Hills Bancorp Inc. Files Definitive Proxy Statement — DEF 14A · Apr 5, 2024 Risk: low
BERKSHIRE HILLS BANCORP INC (BBT) filed a Proxy Statement (DEF 14A) with the SEC on April 5, 2024. Berkshire Hills Bancorp Inc. filed a Definitive Proxy Stateme
Berkshire Hills Bancorp Elects New Directors, Updates Executive Compensation — 8-K · Mar 22, 2024 Risk: medium
On March 21, 2024, Berkshire Hills Bancorp, Inc. announced changes in its board of directors and executive compensation. Specifically, the company elected two n
Berkshire Hills Bancorp Files 8-K — 8-K · Mar 7, 2024 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on March 7, 2024, to report other events and financial statements. The filing details the company's principal executi
Berkshire Hills Bancorp Files 8-K — 8-K · Mar 4, 2024 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on March 4, 2024, to report other events and financial statements. The filing does not contain specific details about
Berkshire Hills Bancorp Files 8-K for Reg FD Disclosure — 8-K · Mar 4, 2024 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on March 4, 2024, to report a Regulation FD Disclosure. The filing does not contain specific financial figures or mat
Berkshire Hills Bancorp Inc. Files 2023 Annual Report on Form 10-K — 10-K · Feb 28, 2024 Risk: medium
BERKSHIRE HILLS BANCORP INC (BBT) filed a Annual Report (10-K) with the SEC on February 28, 2024. Berkshire Hills Bancorp Inc. filed its 2023 Form 10-K on Febru
Berkshire Hills Bancorp Files Regulation FD 8-K on Feb 14 — 8-K · Feb 14, 2024 Risk: medium
Berkshire Hills Bancorp Inc. filed an 8-K on February 14, 2024, to make a Regulation FD Disclosure, ensuring the public dissemination of material information. T
Berkshire Hills Bancorp Files 8-K on Corporate Information — 8-K · Feb 13, 2024 Risk: low
Berkshire Hills Bancorp, Inc. filed an 8-K on February 13, 2024, reporting an event that occurred on February 12, 2024. The filing indicates the company's princ
Dimensional Fund Advisors Amends Berkshire Hills Bancorp Stake — SC 13G/A · Feb 9, 2024 Risk: low
Dimensional Fund Advisors LP, a Delaware Limited Partnership, filed an amended SC 13G/A on February 9, 2024, indicating a change in their beneficial ownership o
Berkshire Hills Bancorp Files 8-K on Financial Condition, Operations — 8-K · Jan 25, 2024
Berkshire Hills Bancorp, Inc. (BHLB) filed an 8-K on January 25, 2024, to report on its results of operations and financial condition, as well as to make a Regu
BlackRock Amends Berkshire Hills Bancorp Stake (SC 13G/A) — SC 13G/A · Jan 23, 2024
BlackRock Inc. filed an amended SC 13G/A on January 23, 2024, disclosing its ownership of Berkshire Hills Bancorp Inc. common stock as of December 31, 2023. Thi

Risk Profile

Risk Assessment: Of BBT's 46 recent filings, 1 were flagged as high-risk, 11 as medium-risk, and 34 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from Beacon Financial CORP's most recent 10-Q filing (Nov 10, 2025):

Net Income: -$50.24M
EPS: -$0.57
Cash Position: $1.22B
Total Assets: $22.82B

Key Executives

Sarah M. Johnson
Nitin Mhatre
Sean Gray
Richard Marotta
Joseph L. Casey
John L. Lavoie
John C. Nye
Arthur F. Ryan

Industry Context

The banking industry is characterized by intense competition, stringent regulatory oversight, and sensitivity to economic cycles. Consolidation through mergers and acquisitions is a common strategy to achieve scale, expand market reach, and enhance efficiency. However, successful integration of acquired entities is critical to realizing these benefits and avoiding operational disruptions.

Top Tags

financials (8) · financial-reporting (7) · disclosure (7) · 8-k (6) · 8-K (6) · regulatory-filing (5) · corporate-governance (4) · amendment (4) · 10-Q (4) · regulation-fd (4)

Key Numbers

ARS Document Size: 941697 — Size of the primary ARS PDF document.
Submission Text File Size: 1297783 — Size of the complete submission text file.
bytes: 382624 — Size of the complete submission text file
Net Loss (Q3 2025): $50.24M — Compared to $20.14M net income in Q3 2024, a significant decline.
Net Loss (YTD Q3 2025): $9.11M — Compared to $51.18M net income in YTD Q3 2024.
Provision for Credit Losses on Loans (Q3 2025): $87.50M — Increased from $4.83M in Q3 2024, indicating rising credit risk.
Merger and Restructuring Expense (Q3 2025): $45.86M — Significant increase from negligible amounts in Q3 2024, reflecting acquisition costs.
Total Assets (September 30, 2025): $22.82B — Nearly doubled from $11.91B at December 31, 2024, due to acquisition.
Total Deposits (September 30, 2025): $18.90B — Increased from $8.90B at December 31, 2024, reflecting growth from acquisition.
Net Loans and Leases (September 30, 2025): $17.99B — Increased from $9.65B at December 31, 2024, driven by acquisition.
Net Cash and Cash Equivalents Acquired: $1.22B — From the acquisition of Berkshire Hills Bancorp, Inc.
Basic EPS (Q3 2025): $0.57 — A loss per share, down from $0.23 earnings per share in Q3 2024.
Dividends Paid Per Common Share (Q3 2025): $0.323 — Increased from $0.135 in Q3 2024 despite net loss.
SEC File Number: 001-15781 — Identifies the company's filing with the SEC.
I.R.S. Employer Identification No.: 04-3510455 — Company's tax identification number.

Forward-Looking Statements

{"claim":"Dimensional Fund Advisors LP will maintain a significant, passive stake in Berkshire Hills Bancorp Inc for the foreseeable future.","entity":"Dimensional Fund Advisors LP","targetDate":"2025-02-09","confidence":"high"}
{"claim":"Berkshire Hills Bancorp Inc's stock price will not experience significant volatility directly due to this routine filing.","entity":"Berkshire Hills Bancorp Inc","targetDate":"2024-03-09","confidence":"high"}

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Frequently Asked Questions

What are the latest SEC filings for Beacon Financial CORP (BBT)?

Beacon Financial CORP has 48 recent SEC filings from Jan 2024 to Apr 2026, including 32 8-K, 6 10-Q, 2 DEFA14A. Each filing includes an AI-generated plain-English summary.

What is the overall sentiment of BBT filings?

Across 48 filings, the sentiment breakdown is: 2 bullish, 1 bearish, 45 neutral. The dominant sentiment is neutral.

Where can I find Beacon Financial CORP SEC filings explained simply?

ReadTheFiling provides AI-powered plain-English summaries of all Beacon Financial CORP (BBT) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.

What are the key financial highlights for Beacon Financial CORP?

Key financial highlights from Beacon Financial CORP's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.

What is the investment thesis for BBT?

The investment thesis for BBT includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.

Who are the key executives at Beacon Financial CORP?

Key executives identified across Beacon Financial CORP's filings include Sarah M. Johnson, Nitin Mhatre, Sean Gray, Richard Marotta, Joseph L. Casey and 3 others.

What are the main risk factors for Beacon Financial CORP stock?

Of BBT's 46 assessed filings, 1 were flagged high-risk, 11 medium-risk, and 34 low-risk.

What are recent predictions and forward guidance from Beacon Financial CORP?

Recent forward-looking statements from Beacon Financial CORP include guidance on {"claim":"Dimensional Fund Advisors LP will maintain a significant, passive stake in Berkshire Hills Bancorp Inc for the and 1 other predictions.