BBVA Files October 2025 6-K Report

Ticker: BBVXF · Form: 6-K · Filed: Oct 30, 2025 · CIK: 842180

Banco Bilbao Vizcaya Argentaria, S.A. 6-K Filing Summary
FieldDetail
CompanyBanco Bilbao Vizcaya Argentaria, S.A. (BBVXF)
Form Type6-K
Filed DateOct 30, 2025
Risk Levellow
Pages7
Reading Time8 min
Sentimentneutral

Sentiment: neutral

Topics: regulatory-filing, foreign-issuer, compliance

TL;DR

BBVA filed its October 6-K, keeping investors updated.

AI Summary

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) filed a Form 6-K on October 30, 2025, for the month of October 2025. The filing is a report of a foreign issuer pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934. BBVA is a commercial bank based in Madrid, Spain.

Why It Matters

This filing indicates ongoing reporting compliance for BBVA, a major international financial institution, which is crucial for investors tracking its regulatory disclosures.

Risk Assessment

Risk Level: low — This is a routine periodic filing with no new material financial information or significant corporate events disclosed.

Key Players & Entities

FAQ

What is the purpose of a Form 6-K filing?

A Form 6-K is a report of a foreign issuer required to be filed pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934, providing information that the registrant makes or is required to make public in its home country.

When was this specific Form 6-K filed?

This Form 6-K was filed as of October 30, 2025.

What is the primary business of Banco Bilbao Vizcaya Argentaria, S.A.?

Banco Bilbao Vizcaya Argentaria, S.A. is classified under Standard Industrial Classification 6029 as Commercial Banks, NEC.

Does BBVA file annual reports under Form 20-F or 40-F?

Yes, BBVA indicates it files annual reports under cover of Form 20-F.

Is BBVA submitting this Form 6-K in paper format?

No, BBVA is not submitting this Form 6-K in paper format as permitted by Regulation S-T Rule 101(b)(1).

Filing Stats: 2,087 words · 8 min read · ~7 pages · Grade level 8.2 · Accepted 2025-10-30 10:27:45

Filing Documents

From the Filing

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of October, 2025 Commission file number: 1-10110 BANCO BILBAO VIZCAYA ARGENTARIA, S.A. (Exact name of Registrant as specified in its charter) BANK BILBAO VIZCAYA ARGENTARIA, S.A. (Translation of Registrant's name into English) Calle Azul 4, 28050 Madrid Spain (Address of principal executive offices) Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F: Form 20-F X Form 40-F Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): Yes No X Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): YesNo X Press Release 10.30.2025 BBVA Posts Record Profit of Nearly 8 Billion through September, Driven by Solid Lending Growth and Core Revenues BBVA posted an excellent set of earnings in the first nine months of 2025, driven by solid activity growth (+16 percent in constant euros) and momentum in core revenues (+13.5 percent in constant euros). Net attributable profit reached a record 7.98 billion through September, up 4.7 percent from a year earlier (+19.8 percent in constant euros). The Group continued to show outstanding profitability metrics, with ROTE at nearly 20 percent; while creating value for its shareholders, with an increase of the tangible book value per share plus dividends of 17 percent over the past 12 months. The strength of the CET1 capital ratio, which stands at 13.42 percent, has prompted to accelerate the remuneration plans for BBVA shareholders: on Oct. 31, the bank will start executing the pending share buyback for 993 million; on Nov. 7, it will pay the highest interim dividend ever ( 0.32 per share), for a total of 1.84 billion; and, as soon as it receives the authorization from the European Central Bank (ECB), it will launch a significant additional share buyback program 1 . 1 Pending approval from the governing bodies and subject to mandatory regulatory approvals. 10.30.2025 The solid business activity drove BBVA's earnings in the first nine months of 2025. As of Sept. 30, lending increased by 16 percent yoy in constant euros, with noteworthy performances in Spain (+7.8 percent) and Mexico (+9.8 percent). Furthermore, from January through September, the BBVA Group added a record 8.7 million new customers, of which 66 percent joined via digital channels. Thanks to this acquisition effort, the active customer base surpassed 80 million at the end of 3Q25. 10.30.2025 Additionally, the sustainable business maintained momentum as a key growth driver. Through September, BBVA channeled 97 billion in transactions related to environmental or social impact, up 48 percent from a year earlier. Except where otherwise stated, the evolution of each of the main headings and changes in the income statement described below refer to constant exchange rates. In other words, they do not take currency fluctuations into account. At the top of the P&L account, net interest income saw an increase of 12.6 percent through September, to 19.25 billion, driven by the contribution of Spain, Mexico and Türkiye, in an environment of reduced interest rates in the main markets. Moreover, NII on average total assets -which show the ability of a financial institution to make assets profitable- had a very favorable performance over the past few quarters. The contribution of net fees and commissions to the P&L account was outstanding in the first nine months of 2025, with an increase of 16.6 percent yoy, to 6.07 billion. It is noteworthy the performance of payments methods and asset management; and among business areas, Türkiye. 10.30.2025 In short, the bank's core revenues (NII and fees and commissions) showed a strong performance, growing 13.5 percent yoy, to 25.32 billion. NTI stood at 1.96 billion, down 25.6 percent from the same period of last year, mainly due to lower results in Türkiye and a lower contribution from FX hedging at the Corporate Center, in particular, following the appreciation of the Mexican peso over the past 12 months. The heading of other operating income and expenses saw a significantly improved result at the end of 3Q25, compared to the same period of last year, on the back of a lower negative impact from hyperinflation in Argentina and Türkiye and the good performance of the insurance business. Likewise, the comparison of this heading benefitted from the recording of the extraordinary tax on credit institutions in Spain in 1Q24 ( 285 million) 2 . Gross income , which represents the Group's total revenues, reached 27.14 billion from January through September, up 16.2 percent yoy. Operating expenses increa

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