California Bancorp \ Ca (BCAL) — SEC Filings

Q: What are the key financial highlights for California Bancorp \ Ca?

Key financial highlights for California Bancorp \ Ca are extracted from the most recent 10-K or 10-Q filings, including revenue, net income, EPS, debt-to-equity, cash position, and operating margin.

Q: Who are the key executives at California Bancorp \ Ca?

Key executives at California Bancorp \ Ca are identified from SEC filings including 10-K annual reports, proxy statements, and insider trade forms.

Q: What are the main risk factors for California Bancorp \ Ca stock?

Risk factors for California Bancorp \ Ca (BCAL) are assessed from SEC filings using AI analysis. Each filing is categorized as high, medium, or low risk based on disclosed risk factors and financial indicators.

Q: What are recent predictions and forward guidance from California Bancorp \ Ca?

Forward-looking statements and predictions from California Bancorp \ Ca are extracted from SEC filings including earnings reports, annual reports, and current event filings.

Latest SEC filings for California Bancorp \ Ca. Recent 4 filing on Apr 16, 2026. AI-decoded analysis of earnings, risk factors, and insider trades.

View California Bancorp \ Ca on SEC EDGAR

Overview

California Bancorp \ Ca (BCAL) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 4 filed on Apr 16, 2026: On April 16, 2026, Thomas G. Dolan filed a Form 4 with the SEC, reporting changes in beneficial ownership of securities for California BanCorp. The filing details transactions that occurred on April 15, 2026, related to his holdings in the company. Specific details of the transactions, including the

Sentiment Summary

Across 35 filings, the sentiment breakdown is: 3 bullish, 31 neutral, 1 mixed. The dominant filing sentiment for California Bancorp \ Ca is neutral.

Filing Type Overview

California Bancorp \ Ca (BCAL) has filed 1 4, 19 8-K, 6 10-Q, 2 DEF 14A, 2 10-K, 2 SC 13G/A, 2 8-K/A, 1 SC 13G with the SEC between Jan 2024 to Apr 2026.

Filings by Year

2026 · 2025 · 2024

Recent Filings (35)

Dolan Files Form 4 for California BanCorp — 4 · Apr 16, 2026 Risk: medium
On April 16, 2026, Thomas G. Dolan filed a Form 4 with the SEC, reporting changes in beneficial ownership of securities for California BanCorp. The filing detai
8-K Filing — 8-K · Dec 8, 2025
California BanCorp Swings to Profit on Strong Net Interest Income — 10-Q · Nov 7, 2025 Risk: medium
California BanCorp (BCAL) reported a significant turnaround for the nine months ended September 30, 2025, with net income reaching $46.64 million, a substantial
California BanCorp Files 8-K on Financials — 8-K · Oct 28, 2025 Risk: low
California BanCorp filed an 8-K on October 28, 2025, reporting on its results of operations and financial condition. The filing also includes Regulation FD disc
California BanCorp Announces Executive and Director Changes — 8-K · Aug 22, 2025 Risk: medium
California BanCorp announced on August 20, 2025, changes in its executive and director roles. The filing details the departure of certain officers and directors
California BanCorp's Q2 Net Income Jumps 15.4% on Strong Loan Growth — 10-Q · Aug 8, 2025 Risk: low
California BanCorp reported a net income of $10.5 million for the three months ended June 30, 2025, a 15.4% increase from $9.1 million in the same period of 202
California BanCorp Files 8-K on Financials — 8-K · Jul 28, 2025 Risk: low
California BanCorp filed an 8-K on July 28, 2025, reporting on its results of operations and financial condition. The filing also includes Regulation FD disclos
California BanCorp Files 8-K on Shareholder Vote — 8-K · May 22, 2025 Risk: low
California BanCorp filed an 8-K on May 22, 2025, reporting on a matter submitted to a vote of its security holders on May 21, 2025. The filing details the compa
California BanCorp Q1 2025 10-Q Filed — 10-Q · May 9, 2025 Risk: low
California BanCorp filed its 10-Q for the period ending March 31, 2025. The filing details financial performance and operational updates for the first quarter o
California BanCorp Files 8-K — 8-K · May 1, 2025 Risk: low
California BanCorp filed an 8-K on May 1, 2025, reporting on other events and financial statements. The company, formerly Southern California Bancorp, is incorp
California BanCorp Files 8-K on Financials — 8-K · Apr 24, 2025 Risk: low
California BanCorp filed an 8-K on April 24, 2025, reporting on its results of operations and financial condition. The filing also includes information related
California BanCorp Files 2025 Proxy Statement — DEF 14A · Apr 8, 2025 Risk: low
California BanCorp filed its definitive proxy statement on April 8, 2025, for its annual shareholder meeting. The filing pertains to the fiscal year ending Dece
California BanCorp Files 2024 10-K — 10-K · Apr 1, 2025 Risk: low
California BanCorp filed its 2024 10-K on April 1, 2025, reporting on its fiscal year ending December 31, 2024. The company, formerly Southern California Bancor
California BanCorp Files 8-K on Financials — 8-K · Feb 12, 2025 Risk: low
California BanCorp filed an 8-K on February 12, 2025, reporting on events as of January 29, 2025. The filing primarily concerns the company's results of operati
SC 13G/A Filing — SC 13G/A · Nov 15, 2024
California BanCorp Files Q3 2024 10-Q — 10-Q · Nov 14, 2024 Risk: low
California BanCorp reported its Q3 2024 results for the period ending September 30, 2024. The company's financial performance and operational updates are detail
8-K Filing — 8-K · Oct 29, 2024
California BanCorp Amends 8-K Filing — 8-K/A · Oct 8, 2024 Risk: low
California BanCorp filed an 8-K/A on October 8, 2024, to amend its previous filing regarding financial statements and exhibits as of July 31, 2024. The company,
California BanCorp Appoints New Directors, O'Halloran Departs — 8-K · Sep 26, 2024 Risk: medium
California BanCorp announced on September 20, 2024, the departure of director Michael R. O'Halloran and the appointment of two new directors, David R. Johnson a
California BanCorp Q2 2024: Assets Top $2B — 10-Q · Aug 12, 2024 Risk: medium
California BanCorp reported its Q2 2024 results, with total assets reaching $2.05 billion as of June 30, 2024. Net interest income for the quarter ending June 3
California BanCorp Completes Acquisition of Southern California Bancorp — 8-K · Jul 31, 2024 Risk: medium
California BanCorp announced on July 31, 2024, the completion of its acquisition of Southern California Bancorp. This transaction involved the issuance of 1,700
Southern California Bancorp Files 8-K — 8-K · Jul 29, 2024 Risk: low
Southern California Bancorp filed an 8-K on July 29, 2024, reporting on its results of operations and financial condition. The filing also includes Regulation F
Southern California Bancorp Files 8-K — 8-K · Jul 18, 2024 Risk: low
Southern California Bancorp filed an 8-K on July 18, 2024, reporting events that occurred on July 17, 2024. The filing indicates changes to its Articles of Inco
SoCal Bancorp Sets Annual Meeting for July 25 — 8-K · Jun 5, 2024 Risk: low
Southern California Bancorp announced on June 4, 2024, that it will hold its Annual Meeting of Stockholders on July 25, 2024. The meeting will include the elect
Southern California Bancorp Files 8-K — 8-K · May 13, 2024 Risk: low
Southern California Bancorp filed an 8-K on May 13, 2024, to report other events and financial statements. The filing details the company's principal executive
Southern California Bancorp Amends Accountant Change Filing — 8-K/A · May 9, 2024 Risk: low
Southern California Bancorp filed an 8-K/A on May 9, 2024, to amend its previous filing from November 17, 2023. This amendment pertains to the change in its cer
Southern California Bancorp Files 10-Q for Q1 2024 — 10-Q · May 8, 2024 Risk: medium
Southern California Bancorp \ CA (BCAL) filed a Quarterly Report (10-Q) with the SEC on May 8, 2024. Southern California Bancorp reported financial results for
Southern California Bancorp Files 8-K for Financial Updates — 8-K · Apr 29, 2024 Risk: low
Southern California Bancorp filed an 8-K on April 29, 2024, to report on its results of operations and financial condition, along with Regulation FD disclosures
Southern California Bancorp Announces 2024 Annual Meeting of Shareholders — DEF 14A · Apr 18, 2024 Risk: low
Southern California Bancorp \ CA (BCAL) filed a Proxy Statement (DEF 14A) with the SEC on April 18, 2024. The 2024 Annual Meeting of Shareholders for Southern C
Southern California Bancorp Appoints New Auditor — 8-K · Apr 3, 2024 Risk: low
Southern California Bancorp announced on April 2, 2024, that it has appointed a new independent registered public accounting firm, CohnReznick LLP, to audit its
Southern California Bancorp Files 2023 Annual Report on Form 10-K — 10-K · Mar 15, 2024 Risk: medium
Southern California Bancorp \ CA (BCAL) filed a Annual Report (10-K) with the SEC on March 15, 2024. Southern California Bancorp filed its 2023 Form 10-K on Mar
SC 13G/A Filing — SC 13G/A · Feb 14, 2024
Castle Creek Capital Reports 2.34M Share Stake in SoCal Bancorp — SC 13G · Feb 9, 2024 Risk: low
Castle Creek Capital Partners VI, LP, a Delaware-based investment firm, reported beneficial ownership of 2,340,719 shares of Southern California Bancorp (SCBC)
Southern California Bancorp Files 8-K on Material Agreement, Officer Changes — 8-K · Jan 30, 2024
Southern California Bancorp filed an 8-K on January 30, 2024, indicating an entry into a material definitive agreement, changes in directors or officers, and co
Southern California Bancorp Updates Executive Compensation Arrangements — 8-K · Jan 19, 2024
Southern California Bancorp (BCAL) filed an 8-K on January 19, 2024, reporting an event on January 16, 2024, related to changes in its executive compensation ar

Risk Profile

Risk Assessment: Of BCAL's 29 recent filings, 0 were flagged as high-risk, 8 as medium-risk, and 21 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from California Bancorp \ Ca's most recent 10-Q filing (Nov 7, 2025):

Revenue: $170,800,000
Net Income: $46,640,000
EPS: $1.44
Debt-to-Equity: 0.06
Cash Position: $559,216,000
Total Assets: $4,101,209,000
Total Debt: $33,443,000

Key Executives

Thomas G. Dolan
Michael R. O'Halloran
David R. Johnson
Michael J. McEvoy
David I. Rainer

Industry Context

California BanCorp operates as a relationship-focused community bank within the highly competitive California banking market. The industry is characterized by consolidation, increasing regulatory scrutiny, and a growing demand for digital banking services. Community banks like BCAL often differentiate themselves through personalized service and deep local market knowledge, serving individuals, professionals, and small to medium-sized businesses.

Top Tags

financial-reporting (8) · 8-K (5) · corporate-governance (5) · financials (4) · banking (4) · executive-compensation (3) · 10-Q (3) · Southern California Bancorp (3) · Regional Banking (2) · Financial Performance (2)

Key Numbers

Net Income: $46.64M — Increased from a $11.34M loss in the prior year, indicating a significant turnaround.
Net Interest Income: $126.19M — Increased from $78.44M, a key driver of profitability.
Reversal of Provision for Credit Losses: $4.43M — Compared to a $25.53M provision in 2024, reflecting improved credit quality or outlook.
Total Assets: $4.10B — Increased from $4.03B at December 31, 2024, showing balance sheet growth.
Cash and Cash Equivalents: $559.22M — Increased from $388.16M, enhancing liquidity.
Loans Held for Investment, Net: $2.95B — Decreased from $3.09B, suggesting a shift in asset allocation or loan repayments.
Total Deposits: $3.46B — Increased from $3.40B, indicating continued customer trust and funding stability.
Total Shareholders' Equity: $564.72M — Increased from $511.84M, strengthening the capital base.
Basic Earnings Per Share: $1.44 — A significant improvement from a loss of $0.53 in the prior year.
Outstanding Common Shares: 32,322,651 — As of November 5, 2025, relevant for per-share calculations.
Net Income Q2 2025: $10.5M — Increased 15.4% from $9.1M in Q2 2024
Revenue Q2 2025: $45.2M — Up 10.3% from $41.0M in Q2 2024
Net Interest Income Q2 2025: $38.7M — Increased 12.5% year-over-year
Loan Portfolio: $2.8B — Grew 8.1% from $2.6B at year-end 2024
Deposits: $3.2B — Increased 7.5% from $3.0B at year-end 2024

Forward-Looking Statements

{"claim":"Castle Creek Capital Partners VI, LP will maintain or increase its stake in Southern California Bancorp.","entity":"Castle Creek Capital Partners VI, LP","targetDate":"December 31, 2024","confidence":"medium"}

Related Companies

CALB · ZION · WAL · PACW · SOBN · BANC

Frequently Asked Questions

What are the latest SEC filings for California Bancorp \ Ca (BCAL)?

California Bancorp \ Ca has 35 recent SEC filings from Jan 2024 to Apr 2026, including 19 8-K, 6 10-Q, 2 DEF 14A. Each filing includes an AI-generated plain-English summary.

What is the overall sentiment of BCAL filings?

Across 35 filings, the sentiment breakdown is: 3 bullish, 31 neutral, 1 mixed. The dominant sentiment is neutral.

Where can I find California Bancorp \ Ca SEC filings explained simply?

ReadTheFiling provides AI-powered plain-English summaries of all California Bancorp \ Ca (BCAL) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.

What are the key financial highlights for California Bancorp \ Ca?

Key financial highlights from California Bancorp \ Ca's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.

What is the investment thesis for BCAL?

The investment thesis for BCAL includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.

Who are the key executives at California Bancorp \ Ca?

Key executives identified across California Bancorp \ Ca's filings include Thomas G. Dolan, Michael R. O'Halloran, David R. Johnson, Michael J. McEvoy, David I. Rainer.

What are the main risk factors for California Bancorp \ Ca stock?

Of BCAL's 29 assessed filings, 0 were flagged high-risk, 8 medium-risk, and 21 low-risk.

What are recent predictions and forward guidance from California Bancorp \ Ca?

Recent forward-looking statements from California Bancorp \ Ca include guidance on {"claim":"Castle Creek Capital Partners VI, LP will maintain or increase its stake in Southern California Bancorp.","ent.