Bank First Corp (BFC) — SEC Filings
Bank First Corp (BFC) — 34 SEC filings. Latest: 10-Q (Nov 7, 2025). Includes 21 8-K, 6 10-Q, 3 SC 13G/A.
View Bank First Corp on SEC EDGAR
Overview
Bank First Corp (BFC) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 7, 2025: Bank First Corp (BFC) reported a robust financial performance for the three and nine months ended September 30, 2025. Net income for the three months increased by 8.69% to $17.99 million from $16.55 million in the prior year, while net income for the nine months surged by 10.58% to $53.11 million fr
Sentiment Summary
Across 34 filings, the sentiment breakdown is: 32 neutral, 2 mixed. The dominant filing sentiment for Bank First Corp is neutral.
Filing Type Overview
Bank First Corp (BFC) has filed 6 10-Q, 21 8-K, 1 DEFA14A, 2 10-K, 3 SC 13G/A, 1 DEF 14A with the SEC between Jan 2024 to Nov 2025.
Filings by Year
Recent SEC Filings (34)
Risk Profile
Risk Assessment: Of BFC's 30 recent filings, 0 were flagged as high-risk, 3 as medium-risk, and 27 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $165.08M |
| Net Income | $53.11M |
| EPS | $5.36 |
| Debt-to-Equity | N/A |
| Cash Position | $126.18M |
| Operating Margin | N/A |
| Total Assets | $4.42B |
| Total Debt | $221.94M |
Key Executives
- Manitowoc
- Beloit
- Michael J. Miller
Industry Context
The banking industry continues to navigate a complex environment characterized by evolving interest rate landscapes and increasing digital adoption. Consolidation through mergers and acquisitions remains a key trend as institutions seek scale and efficiency. Competition is fierce, with traditional banks facing pressure from fintech companies and non-bank lenders, necessitating a focus on customer experience and technological innovation.
Top Tags
financial-reporting (8) · 8-k (7) · financials (5) · corporate-governance (4) · 10-Q (4) · regulatory-filing (4) · disclosure (4) · 8-K (3) · regulation-fd (3) · Regional Banking (2)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income (Q3 2025) | $17.99M | Increased 8.69% from $16.55 million in Q3 2024 |
| Net Income (9M 2025) | $53.11M | Increased 10.58% from $48.02 million in 9M 2024 |
| Total Interest Income (Q3 2025) | $55.46M | Increased 2.64% from $54.03 million in Q3 2024 |
| Total Interest Income (9M 2025) | $165.08M | Increased 8.14% from $152.65 million in 9M 2024 |
| Provision for Credit Losses (Q3 2025) | $650K | Increased from $0 in Q3 2024 |
| Provision for Credit Losses (9M 2025) | $1.25M | Increased from $200,000 in 9M 2024 |
| Total Assets (Sep 30, 2025) | $4.42B | Decreased from $4.49 billion at Dec 31, 2024 |
| Pro-forma Total Assets (Post-Merger) | $6.0B | Expected combined assets with Centre 1 Bancorp |
| Cash and Cash Equivalents (Sep 30, 2025) | $126.18M | Decreased from $261.33 million at Dec 31, 2024 |
| Common Stock Shares Outstanding (Nov 7, 2025) | 9,835,013 | Current outstanding shares |
| SEC File Number | 001-38676 | Identifies the company's filing history with the SEC. |
| IRS Employer Identification No. | 39-1435359 | Tax identification number for the company. |
| Net Income Q2 2025 | $14.5M | Decreased from $15.2M in Q2 2024 |
| Retained Earnings | $244.6M | Increased from $230.1M at Dec 31, 2024, indicating profitability |
| Accumulated Other Comprehensive Income | -$26.5M | Decreased from -$25.2M at Dec 31, 2024, suggesting unrealized losses |
Frequently Asked Questions
What are the latest SEC filings for Bank First Corp (BFC)?
Bank First Corp has 34 recent SEC filings from Jan 2024 to Nov 2025, including 21 8-K, 6 10-Q, 3 SC 13G/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of BFC filings?
Across 34 filings, the sentiment breakdown is: 32 neutral, 2 mixed. The dominant sentiment is neutral.
Where can I find Bank First Corp SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Bank First Corp (BFC) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Bank First Corp?
Key financial highlights from Bank First Corp's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for BFC?
The investment thesis for BFC includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Bank First Corp?
Key executives identified across Bank First Corp's filings include Manitowoc, Beloit, Michael J. Miller.
What are the main risk factors for Bank First Corp stock?
Of BFC's 30 assessed filings, 0 were flagged high-risk, 3 medium-risk, and 27 low-risk.
What are recent predictions and forward guidance from Bank First Corp?
Forward guidance and predictions for Bank First Corp are extracted from SEC filings as they are enriched.