Bread Financial Holdings Files 8-K

TL;DR

BFH filed a routine 8-K, no major news yet.

AI Summary

On December 11, 2024, Bread Financial Holdings, Inc. filed an 8-K report. The filing primarily concerns Regulation FD Disclosure and Financial Statements and Exhibits. No specific financial figures or material events were detailed in the provided excerpt, but it confirms the company's ongoing reporting obligations.

Why It Matters

This filing indicates Bread Financial Holdings, Inc. is fulfilling its regulatory reporting requirements with the SEC, which is standard practice for publicly traded companies.

Risk Assessment

Risk Level: low — The filing is a standard 8-K report for regulatory disclosure and does not contain information that suggests immediate risk.

Key Numbers

• 001-15749 — SEC File Number (Identifies the company's filing with the SEC.)
• 31-1429215 — IRS Employer Identification No. (Company's tax identification number.)

Key Players & Entities

• Bread Financial Holdings, Inc. (company) — Filer
• Alliance Data Systems Corp (company) — Former company name
• 3095 Loyalty Circle, Columbus, Ohio 43219 (location) — Principal Executive Offices

FAQ

Key Financial Figures

• $0.01 — ich registered Common Stock, par value $0.01 per share BFH NYSE Indicate by check

Filing Documents

• bfh-20241211.htm (8-K) — 26KB
• novembercreditstatsex991to.htm (EX-99.1) — 34KB
• bfh-20241211_g1.jpg (GRAPHIC) — 20KB
• image_0.jpg (GRAPHIC) — 63KB
• 0001101215-24-000232.txt ( ) — 328KB
• bfh-20241211.xsd (EX-101.SCH) — 2KB
• bfh-20241211_lab.xml (EX-101.LAB) — 21KB
• bfh-20241211_pre.xml (EX-101.PRE) — 12KB
• bfh-20241211_htm.xml (XML) — 3KB

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure. On December 11, 2024, Bread Financial Holdings, Inc. (the "Company") issued a press release providing a performance update as of and for the period ended November 30, 2024. A copy of this press release is attached hereto as Exhibit 99.1. On December 11, 2024, the Company posted an investor presentation to the Company's website (at www.breadfinancial.com) on the "Investors" page under "About Us—Investors—Events & Presentations," where the Company routinely posts announcements, events, presentations, news releases and other investor information. The investor presentation may be used by the Company's senior officers in connection with the Company's participation in the Goldman Sachs Financial Services conference on December 11, 2024, as well as in communications with investors, analysts and other market participants. Information on the Company's website does not constitute a part of this Current Report on Form 8-K.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits Exhibit No. Document Description 99.1 Press release dated December 11, 2024 providing a performance update as of and for the period ended November 30, 2024. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document). The information contained in this report (including Exhibit 99.1) shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as expressly set forth by specific reference in such a filing.

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Bread Financial Holdings, Inc. Date: December 11, 2024 By: /s/ Joseph L. Motes III Joseph L. Motes III Executive Vice President, Chief Administrative Officer, General Counsel and Secretary

View Full Filing

View this 8-K filing on SEC EDGAR