Bread Financial Holdings Files 8-K on Financials

Ticker: BFH-PA · Form: 8-K · Filed: Jan 30, 2025 · CIK: 1101215

Bread Financial Holdings, INC. 8-K Filing Summary
FieldDetail
CompanyBread Financial Holdings, INC. (BFH-PA)
Form Type8-K
Filed DateJan 30, 2025
Risk Levellow
Pages2
Reading Time3 min
Key Dollar Amounts$0.01, $0.21
Sentimentneutral

Sentiment: neutral

Topics: financial-condition, results-of-operations, regulation-fd

Related Tickers: BFH

TL;DR

Bread Financial dropped an 8-K on Jan 30th covering financials and other events. Keep an eye on their next moves.

AI Summary

On January 30, 2025, Bread Financial Holdings, Inc. filed an 8-K report. The filing primarily concerns the company's financial condition and results of operations, along with other events and disclosures under Regulation FD. Specific financial figures or operational details were not detailed in the provided excerpt.

Why It Matters

This filing provides an update on Bread Financial's financial performance and operational status, which is crucial for investors and stakeholders to assess the company's health and future prospects.

Risk Assessment

Risk Level: low — The filing is a standard 8-K reporting routine financial and operational information, not indicating any immediate or significant new risks.

Key Players & Entities

FAQ

What specific financial results or operational updates are detailed in this 8-K filing?

The provided excerpt does not detail specific financial results or operational updates; it only indicates that the filing pertains to 'Results of Operations and Financial Condition'.

What is the significance of the 'Regulation FD Disclosure' item listed in the filing?

Regulation FD (Fair Disclosure) ensures that material non-public information is disclosed broadly and simultaneously to all investors, preventing selective disclosure.

What does the 'Other Events' item typically cover in an 8-K filing?

The 'Other Events' item is used to report material events that the company deems important enough to disclose but do not fit into the other specific 8-K item categories.

What is the former name of Bread Financial Holdings, Inc.?

The former name of Bread Financial Holdings, Inc. was Alliance Data Systems Corp, with a date of name change on December 17, 1999.

What is the principal executive office address and phone number for Bread Financial Holdings, Inc.?

The principal executive offices are located at 3095 Loyalty Circle, Columbus, Ohio 43219, and the telephone number is (614) 729-4000.

Filing Stats: 710 words · 3 min read · ~2 pages · Grade level 10.7 · Accepted 2025-01-30 06:52:28

Key Financial Figures

Filing Documents

02 Results of Operations and Financial Condition

Item 2.02 Results of Operations and Financial Condition. On January 30, 2025, Bread Financial Holdings, Inc. (the "Company") issued a press release regarding its results of operations for the fourth quarter and fiscal year ended December 31, 2024 (the "Q4 2024 Earnings Release"). A copy of the Q4 2024 Earnings Release is furnished as Exhibit 99.1 hereto.

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure. In connection with the Q4 2024 Earnings Release, on January 30, 2025, the Company made available an investor presentation that may be used by the Company's senior management during meetings and calls with analysts, investors and other market participants, a copy of which is furnished as Exhibit 99.2 hereto and is posted on the Company's website at www.breadfinancial.com on the "Investors" page under "Events & Presentations." Information on the Company's website does not constitute a part of this Current Report on Form 8-K.

01 Other Events

Item 8.01 Other Events. On January 30, 2025, the Company issued a press release announcing that the Board of Directors of the Company has declared a quarterly cash dividend of $0.21 per share of common stock, payable on March 21, 2025 to stockholders of record at the close of business on February 14, 2025. A copy of the press release announcing the quarterly dividend is attached as Exhibit 99.3 hereto.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits Exhibit No. Document Description 99.1 Press Release dated January 30, 2025 announcing the Company's results of operations for the fourth quarter and fiscal year ended December 31, 2024. 99.2 Investor Presentation dated January 30, 2025. 99.3 Press Release dated January 30, 2025 announcing the Company's quarterly dividend. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document). Note: Except for the information in Item 8.01 hereof (including Exhibit 99.3 hereto), the information contained in this report (including Exhibits 99.1 and 99.2) shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as expressly set forth by specific reference in such a filing.

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Bread Financial Holdings, Inc. Date: January 30, 2025 By: /s/ Joseph L. Motes III Joseph L. Motes III Executive Vice President, Chief Administrative Officer, General Counsel and Secretary

View Full Filing

View this 8-K filing on SEC EDGAR

View on Read The Filing