Bread Financial Holdings Files 8-K on Financials

Ticker: BFH-PA · Form: 8-K · Filed: Oct 23, 2025 · CIK: 1101215

Bread Financial Holdings, INC. 8-K Filing Summary
FieldDetail
CompanyBread Financial Holdings, INC. (BFH-PA)
Form Type8-K
Filed DateOct 23, 2025
Risk Levellow
Pages2
Reading Time3 min
Key Dollar Amounts$0.01, $0.23, $200 million
Sentimentneutral

Sentiment: neutral

Topics: financial-condition, operations, regulation-fd

Related Tickers: BFH

TL;DR

Bread Financial dropped an 8-K on Oct 23rd covering ops, financials, and other events. Check it for the latest.

AI Summary

On October 23, 2025, Bread Financial Holdings, Inc. filed an 8-K report. The filing indicates information related to the company's results of operations and financial condition, as well as other events and disclosures under Regulation FD. It also includes financial statements and exhibits.

Why It Matters

This 8-K filing provides crucial updates on Bread Financial's operational and financial status, impacting investor understanding of the company's performance and outlook.

Risk Assessment

Risk Level: low — This is a standard 8-K filing reporting on financial condition and operations, not indicating any immediate or unusual risks.

Key Players & Entities

FAQ

What specific financial information is being disclosed in this 8-K filing?

The filing indicates disclosure related to 'Results of Operations and Financial Condition' and includes 'Financial Statements and Exhibits', but the specific details are not provided in the header information.

What is the significance of the 'Regulation FD Disclosure' item?

This indicates that the company is making public disclosures in accordance with Regulation Fair Disclosure, ensuring that material information is broadly disseminated.

When was Bread Financial Holdings, Inc. incorporated, and in which state?

The company was incorporated in Delaware.

What is the IRS Employer Identification Number (EIN) for Bread Financial Holdings, Inc.?

The EIN is 31-1429215.

Does this filing mention any specific 'Other Events' that occurred on or before October 23, 2025?

The filing lists 'Other Events' as an item information, but the specific nature of these events is not detailed in the provided header.

Filing Stats: 713 words · 3 min read · ~2 pages · Grade level 10.7 · Accepted 2025-10-23 07:13:40

Key Financial Figures

Filing Documents

02 Results of Operations and Financial Condition

Item 2.02 Results of Operations and Financial Condition. On October 23, 2025, Bread Financial Holdings, Inc. (the "Company") issued a press release regarding its results of operations for the third quarter ended September 30, 2025 (the "Q3 2025 Earnings Release"). A copy of the Q3 2025 Earnings Release is furnished as Exhibit 99.1 hereto.

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure. In connection with the Q3 2025 Earnings Release, on October 23, 2025, the Company made available an investor presentation that may be used by the Company's senior management during meetings and calls with analysts, investors and other market participants, a copy of which is furnished as Exhibit 99.2 hereto and is posted on the Company's website at www.breadfinancial.com on the "Investors" page under "Events & Presentations." Information on the Company's website does not constitute a part of this Current Report on Form 8-K.

01 Other Events

Item 8.01 Other Events. On October 23, 2025, the Company issued a press release announcing that the Board of Directors of the Company has (i) declared a quarterly cash dividend of $0.23 per share of common stock, payable on December 12, 2025 to stockholders of record at the close of business on November 7, 2025, and (ii) approved a $200 million increase to the Company's existing share repurchase authorization. A copy of the press release announcing these matters is attached as Exhibit 99.3 hereto.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits Exhibit No. Document Description 99.1 Press Release dated October 23, 2025 announcing the Company's results of operations for the second quarter ended September 30, 2025. 99.2 Investor Presentation dated October 23, 2025. 99.3 Press Release dated October 23, 2025. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document). Note: Except for the information in Item 8.01 hereof (including Exhibit 99.3 hereto), the information contained in this report (including Exhibits 99.1 and 99.2) shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as expressly set forth by specific reference in such a filing.

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Bread Financial Holdings, Inc. Date: October 23, 2025 By: /s/ Joseph L. Motes III Joseph L. Motes III Executive Vice President, Chief Administrative Officer, General Counsel and Secretary

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