Bread Financial Holdings, INC. 8-K Filing

Ticker: BFH-PA · Form: 8-K · Filed: Nov 21, 2025 · CIK: 1101215

Bread Financial Holdings, INC. 8-K Filing Summary
FieldDetail
CompanyBread Financial Holdings, INC. (BFH-PA)
Form Type8-K
Filed DateNov 21, 2025
Pages2
Reading Time2 min
Key Dollar Amounts$0.01, $25, $1,000
Sentimentneutral

Sentiment: neutral

FAQ

What type of filing is this?

This is a 8-K filing submitted by Bread Financial Holdings, INC. (ticker: BFH-PA) to the SEC on Nov 21, 2025.

What are the key financial figures in this filing?

Key dollar amounts include: $0.01 (ich registered Common Stock, par value $0.01 per share BFH NYSE Indicate by check); $25 (ock"), with a liquidation preference of $25 per Depositary Share (equivalent to $1,); $1,000 ($25 per Depositary Share (equivalent to $1,000 per share of Series A Preferred Stock).).

How long is this filing?

Bread Financial Holdings, INC.'s 8-K filing is 2 pages with approximately 612 words. Estimated reading time is 2 minutes.

Where can I view the full 8-K filing?

The complete filing is available on SEC EDGAR. You can also read the AI-decoded analysis with risk assessment and key highlights on ReadTheFiling.

Filing Stats: 612 words · 2 min read · ~2 pages · Grade level 12.8 · Accepted 2025-11-20 20:35:02

Key Financial Figures

Filing Documents

01 Other Events

Item 8.01 Other Events. On November 20, 2025, Bread Financial Holdings, Inc. (the "Company") announced the pricing of an underwritten public offering of up to 3,000,000 depositary shares (the "Depositary Shares"), each representing a 1/40th interest in a share of its 8.625% Non-Cumulative Perpetual Preferred Stock, Series A, par value $0.01 per share (the "Series A Preferred Stock"), with a liquidation preference of $25 per Depositary Share (equivalent to $1,000 per share of Series A Preferred Stock). The Company intends to use the net proceeds from the sale of the Depositary Shares for general corporate purposes, which may include contributing or lending all or a portion of the proceeds to one of its subsidiary banks, Comenity Capital Bank, and share repurchases. A copy of a press release announcing the pricing of the offering is filed as Exhibit 99.1 hereto and incorporated herein by reference. The offering of the Depositary Shares and the Series A Preferred Stock has been registered under the Securities Act pursuant to a registration statement on Form S-3 (Registration No. 333-291573) (the "Registration Statement"), and a prospectus supplement, dated November 20, 2025, which will be filed with the SEC pursuant to Rule 424(b) of the Securities Act no later than the second business day following the date it was first used in connection with the public offering.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits Exhibit No. Document Description 99.1 Press release announcing the pricing of the offering of Depositary Shares representing interests in Series A Preferred Stock, dated November 20, 2025. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Bread Financial Holdings, Inc. Date: November 20, 2025 By: /s/ Joseph L. Motes III Joseph L. Motes III Executive Vice President, Chief Administrative Officer, General Counsel and Secretary

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