Bill Holdings, Inc. (BILL) — SEC Filings
Bill Holdings, Inc. (BILL) — 43 SEC filings. Latest: 8-K (Dec 16, 2025). Includes 23 8-K, 9 SC 13G/A, 6 10-Q.
View Bill Holdings, Inc. on SEC EDGAR
Overview
Bill Holdings, Inc. (BILL) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Dec 16, 2025: BILL Holdings, Inc. filed an 8-K on December 16, 2025, reporting events as of December 11, 2025. The filing pertains to the departure of directors or certain officers, the election of directors, the appointment of certain officers, and compensatory arrangements for certain officers. The company is i
Sentiment Summary
Across 43 filings, the sentiment breakdown is: 4 bullish, 1 bearish, 38 neutral. The dominant filing sentiment for Bill Holdings, Inc. is neutral.
Filing Type Overview
Bill Holdings, Inc. (BILL) has filed 23 8-K, 6 10-Q, 2 DEF 14A, 2 10-K, 9 SC 13G/A, 1 SC 13G with the SEC between Jan 2024 to Dec 2025.
Filings by Year
Recent SEC Filings (43)
Risk Profile
Risk Assessment: Of BILL's 33 recent filings, 1 were flagged as high-risk, 12 as medium-risk, and 20 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $395.74M |
| Net Income | -$2.96M |
| EPS | N/A |
| Debt-to-Equity | 1.61 |
| Cash Position | $1.10B |
| Operating Margin | -5.24% |
| Total Assets | $10.15B |
| Total Debt | $6.27B |
Key Executives
- Ren Lacerte
- Natalie Derse
- Peter Feld
- Beth Johnson
- Lee Kirkpatrick
- Rohini Jain
- Mary Kay Bowman
- Mike Cieri
- Sarah Friar
- Jeffrey H. Miller
- René A. Lacerte
- Steven M. Cakebread
- David L. Hudson, Jr.
- Michael C. Giannini
- Steven J. LeBaron
Industry Context
BILL Holdings operates in the financial technology (fintech) sector, specifically focusing on business payments and financial operations software. The industry is characterized by rapid technological innovation, increasing competition from both established players and startups, and a growing demand for integrated, automated financial solutions for small and medium-sized businesses (SMBs). Regulatory scrutiny and the need for robust security measures are also key industry trends.
Top Tags
financial-reporting (6) · 8-K (6) · financials (6) · 8-k (4) · filing (4) · 10-Q (4) · financial-results (3) · institutional-ownership (3) · management-change (2) · Fintech (2)
Executive Compensation
From the most recent DEF 14A filing (Oct 27, 2025):
- Thomas L. Clayton — Executive Chairman: $1,000,000
- Steven A. Cakebread — Chief Executive Officer: $1,000,000
- Robert J. Krakowiak — Chief Operating Officer: $500,000
- Christopher D. North — Chief Technology Officer: $500,000
- Rohini Jain — Chief Financial Officer: $450,000
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Loss | $2.96M | Swung from $8.91M net income in Q1 2024 to a loss in Q1 2025 |
| Total Revenue | $395.74M | Increased 10.4% from $358.45M in Q1 2024 |
| Subscription & Transaction Fees | $358.01M | Increased 13.7% from Q1 2024 |
| Interest on Funds Held for Customers | $37.74M | Decreased 13.3% from Q1 2024 |
| Total Operating Expenses | $339.46M | Increased 12.6% from Q1 2024 |
| Sales and Marketing Expenses | $149.22M | Increased 18.1% from Q1 2024 |
| Restructuring Costs | $8.87M | New expense in Q1 2025, zero in Q1 2024 |
| Operating Loss | $20.72M | Widened from $7.70M in Q1 2024 |
| Common Stock Repurchases | $83.15M | Amount spent in Q1 2025 |
| Shares Outstanding (thousands) | 101,815 | As of September 30, 2025, down from 103,489 in Q1 2024 |
| Core Revenue | $1.3B | Increased by 16% in Fiscal 2025 |
| Non-GAAP Operating Income | $239M | Exceeded initial guidance by 23% in Fiscal 2025 |
| Free Cash Flow | $312M | Generated in Fiscal 2025 |
| Share Repurchases | $400M | Amount of BILL shares repurchased in Fiscal 2025 |
| New Share Repurchase Program | $300M | Announced, reflecting confidence in strategy |
Forward-Looking Statements
- {"claim":"Morgan Stanley's next 13G/A filing will show further adjustments to their BILL Holdings, Inc. stake.","entity":"Morgan Stanley","targetDate":"December 31, 2024","confidence":"medium"}
- {"claim":"BILL Holdings, Inc. will continue to see strong revenue growth in the next quarter.","entity":"BILL Holdings, Inc.","targetDate":"2024-03-31","confidence":"medium"}
- {"claim":"Interest on funds held for customers will remain a significant revenue driver if interest rates stay elevated.","entity":"BILL Holdings, Inc.","targetDate":"2024-06-30","confidence":"high"}
- {"claim":"FMR LLC will maintain its significant stake in BILL Holdings, Inc. for the foreseeable future.","entity":"FMR LLC","targetDate":"2025-02-09","confidence":"medium"}
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Frequently Asked Questions
What are the latest SEC filings for Bill Holdings, Inc. (BILL)?
Bill Holdings, Inc. has 43 recent SEC filings from Jan 2024 to Dec 2025, including 23 8-K, 9 SC 13G/A, 6 10-Q. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of BILL filings?
Across 43 filings, the sentiment breakdown is: 4 bullish, 1 bearish, 38 neutral. The dominant sentiment is neutral.
Where can I find Bill Holdings, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Bill Holdings, Inc. (BILL) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Bill Holdings, Inc.?
Key financial highlights from Bill Holdings, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for BILL?
The investment thesis for BILL includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Bill Holdings, Inc.?
Key executives identified across Bill Holdings, Inc.'s filings include Ren Lacerte, Natalie Derse, Peter Feld, Beth Johnson, Lee Kirkpatrick and 13 others.
What are the main risk factors for Bill Holdings, Inc. stock?
Of BILL's 33 assessed filings, 1 were flagged high-risk, 12 medium-risk, and 20 low-risk.
What are recent predictions and forward guidance from Bill Holdings, Inc.?
Recent forward-looking statements from Bill Holdings, Inc. include guidance on {"claim":"Morgan Stanley's next 13G/A filing will show further adjustments to their BILL Holdings, Inc. stake.","entity" and 3 other predictions.