Beeline Holdings Enters Material Definitive Agreement

TL;DR

Beeline Holdings just signed a big deal, creating a new financial obligation. Details in the filing.

AI Summary

On October 6, 2025, Beeline Holdings, Inc. entered into a material definitive agreement, creating a direct financial obligation. The filing also includes financial statements and exhibits related to this event. The company, formerly known as Eastside Distilling, Inc., is incorporated in Nevada.

Why It Matters

This filing indicates a significant new financial commitment or obligation for Beeline Holdings, Inc., which could impact its financial standing and future operations.

Risk Assessment

Risk Level: medium — Entering into material definitive agreements and creating financial obligations can introduce financial risks and uncertainties for a company.

Key Players & Entities

• Beeline Holdings, Inc. (company) — Registrant
• October 6, 2025 (date) — Date of earliest event reported
• Eastside Distilling, Inc. (company) — Former company name
• Nevada (jurisdiction) — State of incorporation

FAQ

Key Financial Figures

• $0.0001 — ction 12(b) of the Act: Common Stock, $0.0001 par value BLNE The Nasdaq Stock Mar
• $5 million — ent with Customers Bank providing for a $5 million warehouse line of credit (the "Customer

Filing Documents

• form8-k.htm (8-K) — 43KB
• 0001493152-25-017039.txt ( ) — 206KB
• blne-20251003.xsd (EX-101.SCH) — 3KB
• blne-20251003_lab.xml (EX-101.LAB) — 33KB
• blne-20251003_pre.xml (EX-101.PRE) — 22KB
• form8-k_htm.xml (XML) — 4KB

From the Filing

UNITED SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 6, 2025 BEELINE HOLDINGS, INC. (Exact name of registrant as specified in its charter) Nevada 001-38182 20-3937596 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.) 188 Valley Street , Suite 225 Providence , RI 02909 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (458) 800-9154 Securities registered pursuant to Section 12(b) of the Act: Common Stock, $0.0001 par value BLNE The Nasdaq Stock Market LLC (Title of Each Class) (Trading Symbol) (Name of Each Exchange on Which Registered) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (CFR 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (CFR 240.12b-2 of this chapter). Emerging growth company If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. Item 1.01 Entry into a Material Definitive Agreement. On October 6, 2025, Beeline Loans, Inc. ("Beeline Loans"), a subsidiary of Beeline Holdings, Inc. (the "Company") entered into a warehouse facility agreement with Customers Bank providing for a $5 million warehouse line of credit (the "Customers Bank Facility"). The Customers Bank Facility will be used by Beeline Loans to fund mortgage loan originations in the ordinary course of business. Beeline Loans currently maintains a $5 million warehouse facility with First Funding. Loans funded under these facilities typically remain on the line for three to fourteen business days before being sold, at which point amounts drawn are repaid and the facilities are available for additional loan fundings. Beeline Loans has been turning its warehouse line approximately 2.5 times per month. Beeline Loans' loan originations increased approximately 30% from the first quarter to the second quarter of 2025, and approximately 34% from the second quarter to the third quarter of 2025. With interest rate cuts anticipated and housing market conditions improving, the Company expects continued growth in originations. The Company intends to add an additional warehouse banking partner in the near term and increase its existing warehouse capacity in October 2025 to support future growth. Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. To the extent required by Item 2.03 of Form 8-K, the information set forth in Item 1.01 of this Current Report on Form 8-K is incorporated herein by reference. Cautionary Note Regarding Forward-Looking Statements This Current Report on Form 8-K contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements regarding expectations with respect to the Company's future growth, anticipated trends in the mortgage loan industry including interest rate cuts and an improved housing market, and plans to access an additional loan from another warehouse bank in the near term. Forward-looking statements are prefaced by words such as "anticipate," "expect," "plan," "could," "may," "will," "should," "would," "intend," "seem," "potential," "appear," "continue," "future," believe," "estimate," "forecast," "project," and similar words. Forward-looking statements are based on our current expectations and assumptions regarding our business, the economy and other future conditions. Because forward-looking statements relate to the future, they are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict. We caution you, therefore, against relying on any of these forward-looking statements. Our actual results may differ materially from those contemplated by the forward-looking the forward-looking statements are based prove to be incorrect, future interest rate changes, the state of the U.S. economy and inflation, the future of U.S. tariff policy an

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View this 8-K filing on SEC EDGAR