Bimini Capital Management Files 8-K with Material Agreements

TL;DR

Bimini Capital Management (BCMI) filed an 8-K on Dec 10, 2025, reporting material agreements and other corporate updates.

AI Summary

On December 10, 2025, Bimini Capital Management, Inc. filed an 8-K report detailing a material definitive agreement. The filing also covers modifications to security holder rights and includes financial statements and exhibits. The company, previously known as Opteum Inc. and Bimini Mortgage Management Inc., is incorporated in Maryland and headquartered in Vero Beach, Florida.

Why It Matters

This 8-K filing indicates significant corporate actions or agreements by Bimini Capital Management, Inc., which could impact its business operations and shareholder value.

Risk Assessment

Risk Level: medium — 8-K filings often contain material information that can significantly impact a company's stock price, requiring careful investor attention.

Key Numbers

• 001-32171 — SEC File Number (Identifies the company's filing history with the SEC.)
• 72-1571637 — IRS Employer Identification No. (Company's tax identification number.)

Key Players & Entities

• Bimini Capital Management, Inc. (company) — Registrant
• Opteum Inc. (company) — Former Company Name
• Bimini Mortgage Management Inc (company) — Former Company Name
• December 10, 2025 (date) — Date of Report
• Maryland (jurisdiction) — State of Incorporation
• Vero Beach, Florida (location) — Principal Business Address

FAQ

Key Financial Figures

• $4.76 — s defined in the Rights Agreement) from $4.76 to $10.20. No stockholder approval was
• $10.20 — in the Rights Agreement) from $4.76 to $10.20. No stockholder approval was required f

Filing Documents

• bcmi20251208_8k.htm (8-K) — 26KB
• ex_897081.htm (EX-4.2) — 17KB
• ex_897030.htm (EX-99.1) — 11KB
• logo.jpg (GRAPHIC) — 7KB
• 0001437749-25-037399.txt ( ) — 189KB
• bmnm-20251210.xsd (EX-101.SCH) — 3KB
• bmnm-20251210_def.xml (EX-101.DEF) — 10KB
• bmnm-20251210_lab.xml (EX-101.LAB) — 14KB
• bmnm-20251210_pre.xml (EX-101.PRE) — 10KB
• bcmi20251208_8k_htm.xml (XML) — 2KB

01 Entry into a Material Definitive Agreement

Item 1.01 Entry into a Material Definitive Agreement. On December 10, 2025, Bimini Capital Management, Inc., a Maryland corporation (the "Company"), entered into a First Amendment (the "First Amendment") to its Rights Agreement, dated December 21, 2015, with Broadridge Corporate Issuer Solutions, Inc., as Rights Agent (the "Rights Agreement"). The First Amendment extends the expiration date of the Rights (as defined in the Rights Agreement) until December 21, 2030. The First Amendment also increases the Purchase Price (as defined in the Rights Agreement) from $4.76 to $10.20. No stockholder approval was required for adoption of the First Amendment; however, the Company intends to submit the First Amendment to its stockholders for approval at the 2026 annual meeting of stockholders. The foregoing description of the Rights Agreement and the First Amendment are not complete and are subject to and qualified by reference to the full text of the Rights Agreement and the First Amendment filed as Exhibits 4.1 and 4.2 hereto, respectively, and incorporated herein by reference.

03 Material Modification to Rights of Security Holders

Item 3.03 Material Modification to Rights of Security Holders. The information set forth under "Item 1.01 Entry into a Material Definitive Agreement" and the documents filed as Exhibits 4.1 and 4.2 hereto are incorporated herein by reference.

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure. On December 10, 2025, the Company issued a press release announcing the adoption of the First Amendment, which is attached hereto as Exhibit 99.1 and incorporated herein by reference. The information in Item 7.01 of this Current Report on Form 8-K, including Exhibit 99.1 furnished pursuant to Item 9.01, shall not be deemed "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities under that Section. Furthermore, the information in Item 7.01 of this Current Report on Form 8-K, including Exhibit 99.1 furnished pursuant to Item 9.01, shall not be deemed to be incorporated by reference into the filings of the Company under the Securities Act of 1933, as amended.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits 4.1 Rights Agreement, dated as of December 21, 2015, between the Company and Broadridge Corporate Issuer Solutions, Inc. (which includes the form of Articles Supplementary as Exhibit A, the form of Rights Certificate as Exhibit B and the form of Summary of Rights to Purchase Preferred Stock as Exhibit C) (incorporated herein by reference to Exhibit 4.1 to the Company's Current Report on Form 8-K filed on December 21, 2015). 4.2 First Amendment to Rights Agreement, dated as of December 10, 2025, between the Company and Broadridge Corporate Issuer Solutions, LLC. 99.1 Press Release issued by the Company on December 10, 2025. Exhibit 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Company has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized. Date: December 10, 2025 BIMINI CAPITAL MANAGEMENT, INC. By: /s/ Robert E. Cauley Robert E. Cauley Chairman and Chief Executive Officer

View Full Filing

View this 8-K filing on SEC EDGAR