Bridgford Foods' Net Loss Widens Amid Rising Costs, Cash Drains
Ticker: BRID · Form: 10-Q · Filed: Aug 22, 2025 · CIK: 14177
Sentiment: bearish
Topics: Food Processing, Net Loss, Cash Flow Negative, Debt Financing, Customer Concentration, Operating Loss, Consumer Staples
Related Tickers: BRID
TL;DR
**BRID is burning cash and racking up debt to stay afloat; avoid this stock until they can turn a profit.**
AI Summary
Bridgford Foods Corporation (BRID) reported a significant increase in net loss for the thirty-six weeks ended July 11, 2025, reaching $6.61 million, a substantial rise from the $2.73 million net loss in the prior year. This deterioration occurred despite a modest increase in net sales to $155.14 million from $151.42 million. The gross margin declined to $34.59 million from $37.99 million, primarily due to a higher cost of products sold, which increased to $120.55 million from $113.43 million. Operating loss widened to $9.05 million from $5.62 million. Cash and cash equivalents decreased sharply to $3.40 million as of July 11, 2025, from $10.23 million on November 1, 2024, with net cash used in operating activities totaling $5.57 million. The company secured a new revolving credit facility with Wells Fargo Bank, N.A. for up to $7.50 million, expiring July 31, 2026, and plans to use proceeds from a new $4.30 million equipment financing deal with On Your Six Capital LLC to pay down existing borrowings.
Why It Matters
Bridgford Foods' widening net loss and significant cash burn are red flags for investors, indicating operational inefficiencies and potential liquidity challenges. The increased reliance on debt, evidenced by the new $7.50 million revolving credit facility and planned $4.30 million equipment financing, suggests a need for capital to sustain operations rather than fund growth. This could impact the company's ability to compete effectively in the highly competitive food industry against larger, more financially robust players, potentially affecting future product development and market share. Employees and customers might face uncertainty if financial performance continues to decline, impacting job security or product availability.
Risk Assessment
Risk Level: high — The company's net loss more than doubled to $6.61 million for the 36 weeks ended July 11, 2025, from $2.73 million in the prior year. Cash and cash equivalents plummeted from $10.23 million to $3.40 million, and net cash used in operating activities was $5.57 million, indicating significant cash burn and potential liquidity issues.
Analyst Insight
Investors should consider divesting from BRID due to the deteriorating financial performance, including widening losses and significant cash burn. Monitor the impact of the new credit facility and equipment financing on the company's debt load and ability to return to profitability before considering any new investment.
Financial Highlights
- debt To Equity
- N/A
- revenue
- $155.14M
- operating Margin
- -5.8%
- total Assets
- N/A
- total Debt
- N/A
- net Income
- -$6.61M
- eps
- N/A
- gross Margin
- 22.3%
- cash Position
- $3.40M
- revenue Growth
- +2.4%
Key Numbers
- $6.61M — Net Loss (Increased from $2.73M in prior year, indicating significant financial deterioration.)
- $3.40M — Cash and Cash Equivalents (Decreased from $10.23M, showing substantial cash burn.)
- $5.57M — Net Cash Used in Operating Activities (Compared to $3.20M provided in prior year, highlighting operational cash drain.)
- $155.14M — Net Sales (Modest increase from $151.42M, but not enough to offset rising costs.)
- $120.55M — Cost of Products Sold (Increased from $113.43M, eroding gross margin.)
- $9.05M — Operating Loss (Widened from $5.62M, reflecting increased operational inefficiencies.)
- 31.4% — Walmart Sales Concentration (Represents a significant portion of sales, indicating customer concentration risk.)
- $7.50M — Revolving Credit Facility (New borrowing capacity, increasing debt reliance.)
- $4.30M — Equipment Financing (Planned new debt for production and packaging equipment.)
- $112.80M — Retained Earnings (Decreased from $119.41M, reflecting accumulated losses.)
Key Players & Entities
- BRIDGFORD FOODS CORPORATION (company) — registrant
- Wells Fargo Bank, N.A. (company) — financial institution for cash and credit facility
- On Your Six Capital LLC (company) — equipment financing provider
- Walmart (company) — major customer, 31.4% of sales
- Dollar General (company) — major customer, 14.2% of sales
- $6.61 million (dollar_amount) — net loss for 36 weeks ended July 11, 2025
- $2.73 million (dollar_amount) — net loss for 36 weeks ended July 12, 2024
- $3.40 million (dollar_amount) — cash and cash equivalents as of July 11, 2025
- $10.23 million (dollar_amount) — cash and cash equivalents as of November 1, 2024
- $7.50 million (dollar_amount) — revolving credit facility limit
FAQ
Why did Bridgford Foods' net loss increase significantly?
Bridgford Foods' net loss increased to $6.61 million for the thirty-six weeks ended July 11, 2025, from $2.73 million in the prior year, primarily due to a higher cost of products sold ($120.55 million vs. $113.43 million) and increased selling, general and administrative expenses ($43.81 million vs. $43.45 million), which outpaced a modest increase in net sales.
What is Bridgford Foods' current cash position and cash flow from operations?
As of July 11, 2025, Bridgford Foods had $3.40 million in cash and cash equivalents, a significant decrease from $10.23 million on November 1, 2024. The company used $5.57 million in cash from operating activities for the thirty-six weeks ended July 11, 2025, compared to generating $3.20 million in the prior year.
How reliant is Bridgford Foods on its major customers?
Bridgford Foods has significant customer concentration, with Walmart accounting for 31.4% of consolidated sales and 21.6% of accounts receivable for the thirty-six weeks ended July 11, 2025. Dollar General also represents a substantial portion, at 14.2% of sales and 26.4% of accounts receivable.
What new financing arrangements has Bridgford Foods entered into?
Bridgford Foods entered into an amended revolving credit agreement with Wells Fargo Bank, N.A. for up to $7.50 million, expiring July 31, 2026. Additionally, the company signed a letter of intent with On Your Six Capital LLC for $4.30 million in equipment financing, expected to finalize in Q4 fiscal year 2025.
What are the key risks for Bridgford Foods based on this 10-Q filing?
Key risks for Bridgford Foods include a widening net loss, significant cash burn from operations, and increased reliance on debt financing. The company's high customer concentration with Walmart and Dollar General also poses a risk, as a loss or reduction in business from these customers could severely impact revenue.
How has Bridgford Foods' gross margin changed?
Bridgford Foods' gross margin decreased to $34.59 million for the thirty-six weeks ended July 11, 2025, from $37.99 million in the prior year. This decline is primarily attributable to a higher cost of products sold, which rose to $120.55 million.
What is Bridgford Foods' strategy to address its financial challenges?
While the filing doesn't explicitly detail a strategy to address financial challenges, the company has secured new financing, including a $7.50 million revolving credit facility and a planned $4.30 million equipment financing, to manage liquidity and invest in production assets. This suggests a focus on maintaining operations and potentially improving efficiency through equipment upgrades.
What is the impact of promotional allowances on Bridgford Foods' sales?
Promotional allowances significantly reduce Bridgford Foods' net sales. For the thirty-six weeks ended July 11, 2025, promotional allowances deducted from sales were $12.34 million, slightly down from $12.54 million in the prior year, indicating ongoing efforts to incentivize customers.
Are there any non-cash items impacting Bridgford Foods' net loss?
Yes, non-cash items impacting Bridgford Foods' net loss include depreciation and amortization of $4.46 million for the thirty-six weeks ended July 11, 2025, and a cash surrender value gain of $0.45 million. These adjustments are used to reconcile net loss to net cash from operating activities.
What is the outlook for Bridgford Foods' liquidity given the recent filing?
Bridgford Foods' liquidity appears strained, with a significant decrease in cash and cash equivalents and negative cash flow from operations. While the new $7.50 million revolving credit facility and $4.30 million equipment financing provide some short-term relief, the company's ability to reverse its widening net loss and generate positive cash flow from operations will be critical for long-term liquidity.
Risk Factors
- Deteriorating Profitability and Cash Position [high — financial]: The company reported a net loss of $6.61 million for the 36 weeks ended July 11, 2025, a significant increase from $2.73 million in the prior year. This is coupled with a sharp decrease in cash and cash equivalents to $3.40 million from $10.23 million, indicating substantial cash burn and potential liquidity concerns.
- Increased Operating Costs and Reduced Margins [high — financial]: Cost of products sold rose to $120.55 million from $113.43 million, leading to a decline in gross margin to $34.59 million from $37.99 million. The operating loss widened to $9.05 million from $5.62 million, highlighting operational inefficiencies and cost pressures.
- Reliance on Debt Financing [medium — financial]: Bridgford Foods has secured a new $7.50 million revolving credit facility and plans to use proceeds from a $4.30 million equipment financing deal. This increased reliance on debt to manage operations and capital expenditures could strain future financial flexibility.
- Customer Concentration Risk [high — market]: The company's significant sales concentration with Walmart (31.4% of sales) presents a substantial risk. Any adverse changes in the relationship or purchasing volume with this key customer could materially impact revenue and profitability.
- Supply Chain and Input Cost Volatility [medium — operational]: The increase in the cost of products sold suggests potential volatility in raw material prices or supply chain disruptions. The company's ability to manage these costs will be critical for margin recovery.
Industry Context
The food manufacturing industry is characterized by intense competition, tight margins, and sensitivity to consumer preferences and input costs. Companies often face challenges related to supply chain management, food safety regulations, and the need for continuous innovation to maintain market share. Private label brands and large retailers exert significant pricing pressure.
Regulatory Implications
Food manufacturers are subject to stringent regulations from bodies like the FDA concerning food safety, labeling, and production processes. Compliance requires ongoing investment and vigilance. Changes in trade policies or tariffs could also impact the cost of imported ingredients or finished goods.
What Investors Should Do
- Monitor cost of goods sold and gross margin trends closely.
- Assess the company's ability to manage its cash burn and debt obligations.
- Evaluate the impact of customer concentration risk, particularly with Walmart.
- Scrutinize the effectiveness of new financing arrangements.
Key Dates
- 2025-07-11: End of 36-week period — Reported a net loss of $6.61 million and a significant decrease in cash reserves.
- 2024-11-01: Prior fiscal year end — Cash and cash equivalents stood at $10.23 million, a higher level than the current reporting period.
- 2026-07-31: Revolving Credit Facility Expiration — Provides a liquidity backstop until this date, but highlights ongoing need for external financing.
Glossary
- Cost of Products Sold
- The direct costs attributable to the production of the goods sold by a company. (An increase in this cost, as seen in BRID's filing, directly erodes gross profit and indicates potential pricing pressures or supply chain inefficiencies.)
- Gross Margin
- The difference between revenue and the cost of goods sold, expressed as a percentage of revenue. (A declining gross margin, as reported by BRID, signifies that the company is earning less profit on each dollar of sales, often due to rising input costs or inability to pass them on.)
- Operating Loss
- The loss a company incurs from its normal business operations before accounting for interest and taxes. (A widening operating loss, as experienced by BRID, indicates that the core business operations are becoming less profitable or more costly.)
- Cash and Cash Equivalents
- The most liquid assets held by a company, including physical currency, checking account balances, and short-term, highly liquid investments. (A significant decrease in this metric, as seen with BRID, signals a potential cash crunch and raises concerns about the company's ability to meet short-term obligations.)
- Revolving Credit Facility
- A type of credit that a company can draw down, repay, and draw down again as needed, up to a certain limit. (The new $7.50 million facility for BRID indicates a reliance on external financing to manage liquidity and operational needs.)
Year-Over-Year Comparison
For the thirty-six weeks ended July 11, 2025, Bridgford Foods Corp. experienced a significant financial downturn compared to the prior year. Net sales saw a modest increase to $155.14 million from $151.42 million, but this was overshadowed by a substantial rise in the cost of products sold, leading to a wider operating loss of $9.05 million from $5.62 million. Consequently, the net loss ballooned to $6.61 million from $2.73 million, and cash and cash equivalents plummeted to $3.40 million from $10.23 million, indicating a severe cash burn and increased financial strain.
Filing Stats: 4,618 words · 18 min read · ~15 pages · Grade level 13.8 · Accepted 2025-08-22 16:16:02
Filing Documents
- form10-q.htm (10-Q) — 1107KB
- ex31-1.htm (EX-31.1) — 18KB
- ex31-2.htm (EX-31.2) — 18KB
- ex32-1.htm (EX-32.1) — 7KB
- ex32-2.htm (EX-32.2) — 7KB
- form10-q_001.jpg (GRAPHIC) — 15KB
- 0001493152-25-012266.txt ( ) — 4620KB
- brid-20250711.xsd (EX-101.SCH) — 24KB
- brid-20250711_cal.xml (EX-101.CAL) — 48KB
- brid-20250711_def.xml (EX-101.DEF) — 73KB
- brid-20250711_lab.xml (EX-101.LAB) — 213KB
- brid-20250711_pre.xml (EX-101.PRE) — 159KB
- form10-q_htm.xml (XML) — 878KB
Financial Information
Part I. Financial Information 3
Financial Statements
Item 1. Financial Statements 3 a. Condensed Consolidated Balance Sheets as of July 11, 2025 (unaudited) and November 1, 2024 3 b. Condensed Consolidated Statements of Operations for the twelve and thirty-six weeks ended July 11, 2025 (unaudited) and July 12, 2024 (unaudited) 4 c. Condensed Consolidated Statements of Shareholders' Equity for the twelve and thirty-six weeks ended July 11, 2025 (unaudited) and July 12, 2024 (unaudited) 5 d. Condensed Consolidated Statements of Cash Flows for the thirty-six weeks ended July 11, 2025 (unaudited) and July 12, 2024 (unaudited) 6 e. Notes to Condensed Consolidated Financial Statements (unaudited) 7
Management's Discussion and Analysis of Financial Condition and Results of Operations
Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations 14
Quantitative and Qualitative Disclosures about Market Risk
Item 3. Quantitative and Qualitative Disclosures about Market Risk 24
Controls and Procedures
Item 4. Controls and Procedures 24
Other Information
Part II. Other Information 25
Legal Proceedings
Item 1. Legal Proceedings 25
Risk Factors
Item 1A. Risk Factors 25
Unregistered Sales of Equity Securities and Use of Proceeds
Item 2. Unregistered Sales of Equity Securities and Use of Proceeds 25
Defaults Upon Senior Securities
Item 3. Defaults Upon Senior Securities 25
Mine Safety Disclosures
Item 4. Mine Safety Disclosures 25
Other Information
Item 5. Other Information 25
Exhibits
Item 6. Exhibits 26
Signatures
Signatures 27 2 of 27 Part I. Financial Information Item 1. a. BRIDGFORD FOODS CORPORATION CONDENSED CONSOLIDATED BALANCE SHEETS (in thousands, except share and per share amounts) July 11, 2025 November 1, 2024 (unaudited) ASSETS Current assets: Cash and cash equivalents $ 3,403 $ 10,230 Accounts receivable, less allowance for credit losses of $ 113 and $ 110 , respectively, and promotional allowances of $ 1,742 and $ 2,399 , respectively 23,413 30,404 Inventories, net 42,914 33,338 Refundable income taxes 2,443 3,408 Prepaid expenses and other current assets 1,452 609 Total current assets 73,625 77,989 Property, plant and equipment, net of accumulated depreciation and amortization of $ 80,291 and $ 77,160 , respectively 62,073 64,634 Other non-current assets 17,029 14,731 Total assets $ 152,727 $ 157,354 LIABILITIES AND SHAREHOLDERS' EQUITY Current liabilities: Accounts payable $ 7,310 $ 5,672 Accrued payroll, advertising, and other expenses 7,738 6,323 Income taxes payable 274 274 Current notes payable - equipment 1,111 1,084 Revolving credit facility 2,000 - Current right-of-use leases payable 1,155 1,098 Other current liabilities 1,205 2,002 Total current liabilities 20,793 16,453 Long-term notes payable - equipment 957 1,702 Deferred income taxes, net 7,622 7,622 Long-term right-of-use leases payable 1,363 2,235 Executive retirement, pension plans and other 466 1,206 Total long-term liabilities 10,408 12,765 Total liabilities 31,201 29,218 Contingencies and commitments (Note 3) - - Shareholders' equity: Preferred stock, without par value; authorized – 1,000,000 shares; issued and outstanding – none - - Common stock, $ 1.00 par value; authorized – 20,000,000 shares; issued and outstanding – 9,076,832 and 9,076,832 shares, respectively 9,134 9,134 Capital in excess of par value 8,298 8,298 Retained earnings 112,801 119,411