Carter Bankshares, Inc. (CARE) — SEC Filings
Carter Bankshares, Inc. (CARE) — 45 SEC filings. Latest: 10-Q (May 7, 2026). Includes 27 8-K, 7 10-Q, 3 SC 13G/A.
View Carter Bankshares, Inc. on SEC EDGAR
Overview
Carter Bankshares, Inc. (CARE) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 4 filed on Apr 29, 2026: On April 29, 2026, Carter Bankshares, Inc. filed a Form 4, reporting changes in beneficial ownership of securities. The filing details transactions that occurred on April 27, 2026, involving Jane Ann Davis, a reporting person associated with the company. Specific details of the transactions, includi
Sentiment Summary
Across 45 filings, the sentiment breakdown is: 1 bearish, 43 neutral, 1 mixed. The dominant filing sentiment for Carter Bankshares, Inc. is neutral.
Filing Type Overview
Carter Bankshares, Inc. (CARE) has filed 2 4, 7 10-Q, 1 ARS, 27 8-K, 2 DEF 14A, 2 10-K, 1 8-K/A, 3 SC 13G/A with the SEC between Jan 2024 to May 2026.
Filings by Year
Recent SEC Filings (45)
Risk Profile
Risk Assessment: Of CARE's 37 recent filings, 0 were flagged as high-risk, 3 as medium-risk, and 34 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $59,170,000 |
| Net Income | $5,419,000 |
| EPS | $0.24 |
| Debt-to-Equity | N/A |
| Cash Position | $106,948,000 |
| Operating Margin | N/A |
| Total Assets | $4,840,119,000 |
| Total Debt | $175,500,000 |
Key Executives
- Jane Ann Davis
- Arthur Loran Adams
- PeoMember
Industry Context
Carter Bankshares operates within the highly competitive U.S. banking industry, characterized by increasing consolidation and evolving customer expectations. Trends include a focus on digital transformation, competition from non-bank financial institutions, and a dynamic interest rate environment. Banks are increasingly leveraging acquisitions to gain scale and market share, as demonstrated by CARE's recent branch purchase.
Top Tags
8-K (10) · financial-reporting (8) · 8-k (8) · regulatory-filing (6) · sec-filing (6) · financials (5) · 10-Q (4) · filing (3) · SEC Filing (3) · corporate-governance (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Filing Date | 2026-04-29 | Date the Form 4 was accepted by the SEC. |
| Period of Report | 2026-04-27 | Date of the reported ownership change transactions. |
| Net Income (Q3 2025) | $5.419M | Decreased from $5.629M in Q3 2024 |
| Net Income (YTD Q3 2025) | $22.882M | Increased from $16.243M in YTD Q3 2024 |
| Total Assets (Sept 30, 2025) | $4.840B | Increased from $4.659B at Dec 31, 2024 |
| Total Deposits (Sept 30, 2025) | $4.210B | Increased from $4.153B at Dec 31, 2024 |
| Federal Home Loan Bank Borrowings (Sept 30, 2025) | $175.5M | Increased from $70.0M at Dec 31, 2024 |
| Deposits Acquired | $55.9M | Acquired from First Reliance Bankshares, Inc. on May 23, 2025 |
| Goodwill Recognized | $1.193M | Resulting from the May 23, 2025 branch acquisition |
| Core Deposit Intangible | $1.101M | Recognized from the May 23, 2025 branch acquisition |
| Provision for Credit Losses (Q3 2025) | $2.896M | Compared to a recovery of $432K in Q3 2024 |
| Shares Outstanding | 22,087,044 | As of October 29, 2025 |
| Net Income (Q2 2025) | $10.2M | Decreased from $11.5M in Q2 2024, an 11.3% decline. |
| Net Income (YTD Q2 2025) | $20.1M | Decreased from $22.8M in YTD Q2 2024, an 11.8% decline. |
| Total Assets | $4.7B | Increased from $4.6B at December 31, 2024. |
Frequently Asked Questions
What are the latest SEC filings for Carter Bankshares, Inc. (CARE)?
Carter Bankshares, Inc. has 45 recent SEC filings from Jan 2024 to May 2026, including 27 8-K, 7 10-Q, 3 SC 13G/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of CARE filings?
Across 45 filings, the sentiment breakdown is: 1 bearish, 43 neutral, 1 mixed. The dominant sentiment is neutral.
Where can I find Carter Bankshares, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Carter Bankshares, Inc. (CARE) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Carter Bankshares, Inc.?
Key financial highlights from Carter Bankshares, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for CARE?
The investment thesis for CARE includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Carter Bankshares, Inc.?
Key executives identified across Carter Bankshares, Inc.'s filings include Jane Ann Davis, Arthur Loran Adams, PeoMember.
What are the main risk factors for Carter Bankshares, Inc. stock?
Of CARE's 37 assessed filings, 0 were flagged high-risk, 3 medium-risk, and 34 low-risk.
What are recent predictions and forward guidance from Carter Bankshares, Inc.?
Forward guidance and predictions for Carter Bankshares, Inc. are extracted from SEC filings as they are enriched.