Pathward Financial Changes Certifying Accountant
Ticker: CASH · Form: 8-K · Filed: Dec 30, 2025 · CIK: 907471
Sentiment: neutral
Topics: auditor-change, 8-k
TL;DR
PATH just swapped auditors, filing shows. Keep an eye on why.
AI Summary
Pathward Financial, Inc. filed an 8-K on December 30, 2025, reporting a change in its certifying accountant as of December 23, 2025. The filing indicates a change in the company's independent registered public accounting firm. No specific details regarding the reason for the change or the new accountant were provided in this excerpt.
Why It Matters
A change in a company's auditor can signal potential issues or a strategic shift, requiring investor attention to understand the implications for financial reporting and oversight.
Risk Assessment
Risk Level: medium — Changes in certifying accountants can sometimes indicate underlying financial reporting concerns or disagreements, warranting closer scrutiny.
Key Players & Entities
- PATHWARD FINANCIAL, INC. (company) — Registrant
- December 23, 2025 (date) — Date of earliest event reported
- December 30, 2025 (date) — Date of Report
- 0000907471-25-000118 (filing_id) — Accession Number
FAQ
What is the primary purpose of this 8-K filing?
The primary purpose of this 8-K filing is to report a change in Pathward Financial, Inc.'s certifying accountant, effective as of December 23, 2025.
When was this 8-K report filed?
This 8-K report was filed on December 30, 2025.
What is the exact name of the company filing this report?
The exact name of the company filing this report is PATHWARD FINANCIAL, INC.
What is the Commission File Number for Pathward Financial, Inc.?
The Commission File Number for Pathward Financial, Inc. is 0-22140.
What is the IRS Employer Identification Number (EIN) for Pathward Financial, Inc.?
The IRS Employer Identification Number (EIN) for Pathward Financial, Inc. is 42-1406262.
Filing Stats: 914 words · 4 min read · ~3 pages · Grade level 13.6 · Accepted 2025-12-30 16:15:49
Filing Documents
- cash-20251223.htm (8-K) — 30KB
- ex161cessationofengagement.htm (EX-16.1) — 5KB
- cash-20251223_g1.jpg (GRAPHIC) — 182KB
- 0000907471-25-000118.txt ( ) — 582KB
- cash-20251223.xsd (EX-101.SCH) — 2KB
- cash-20251223_lab.xml (EX-101.LAB) — 21KB
- cash-20251223_pre.xml (EX-101.PRE) — 12KB
- cash-20251223_htm.xml (XML) — 3KB
01 Changes in Registrant's Certifying Accountant
Item 4.01 Changes in Registrant's Certifying Accountant. The Audit Committee (the "Committee") of the Boards of Directors of Pathward Financial, Inc. (the " Company ") and Pathward Financial, N.A. conducted a competitive process to select the audit firm to serve as the Company's independent registered public accounting firm for the fiscal year ending September 30, 2026. Following that process, on December 23, 2025, KPMG LLP ("KPMG") was appointed to serve as the Company's independent registered public accounting firm for the fiscal year ending September 30, 2026. On the same day, the Company notified Crowe LLP ("Crowe") of its dismissal as the Company's independent registered public accounting firm, effective immediately. The decision to change the Company's independent registered public accounting firm was approved by the Committee. Crowe's reports on the Company's consolidated financial statements as of and for the fiscal years ended September 30, 2025 and 2024 did not contain an adverse opinion or disclaimer of opinion, nor were they qualified or modified as to uncertainty, audit scope, or accounting principles. Further, during the fiscal years ended September 30, 2025 and 2024, and the subsequent interim period through December 23, 2025, there were: (i) no disagreements within the meaning of Item 304(a)(1)(iv) of Regulation S-K and the related instructions between the Company and Crowe on any matters of accounting principles or practices, financial statement disclosure, or auditing scope or procedure which, if not resolved to Crowe's satisfaction, would have caused Crowe to make reference thereto in their reports; and (ii) no "reportable events" within the meaning of Item 304(a)(1)(v) of Regulation S-K except for the following material weakness in internal control over financial reporting that existed as of September 30, 2025 and 2024: The Company did not design and maintain effective internal control activities for evaluating the technical accounting and
01 Financial Statements and Exhibits
Item 9.01 Financial Statements and Exhibits. (d) Exhibits. Exhibit Number Description of Exhibit 16.1 Letter from Crowe LLP. 104 Cover Page Interactive Data File (the cover page iXBRL tags are embedded within the Inline XBRL document). SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. PATHWARD FINANCIAL, INC. Date: December 30, 2025 By: /s/ Gregory A. Sigrist Gregory A. Sigrist Executive Vice President and Chief Financial Officer