Cass Information Systems Inc (CASS) — SEC Filings
Cass Information Systems Inc (CASS) — 25 SEC filings. Latest: 8-K (Mar 30, 2026). Includes 13 8-K, 6 10-Q, 2 DEF 14A.
View Cass Information Systems Inc on SEC EDGAR
Overview
Cass Information Systems Inc (CASS) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Mar 30, 2026: On March 29, 2026, CASS INFORMATION SYSTEMS INC. filed an 8-K report detailing the departure of Director Gieringer D. Bruce and the appointment of new directors. The filing also includes information on compensatory arrangements for certain officers and financial statements and exhibits.
Sentiment Summary
Across 25 filings, the sentiment breakdown is: 2 bullish, 23 neutral. The dominant filing sentiment for Cass Information Systems Inc is neutral.
Filing Type Overview
Cass Information Systems Inc (CASS) has filed 13 8-K, 6 10-Q, 2 DEF 14A, 2 10-K, 2 SC 13G/A with the SEC between Jan 2024 to Mar 2026.
Filings by Year
Recent SEC Filings (25)
Risk Profile
Risk Assessment: Of CASS's 21 recent filings, 0 were flagged as high-risk, 0 as medium-risk, and 21 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $81,829,000 |
| Net Income | $26,927,000 |
| EPS | N/A |
| Debt-to-Equity | N/A |
| Cash Position | $258,634,000 |
| Operating Margin | N/A |
| Total Assets | $2,453,622,000 |
| Total Debt | N/A |
Key Executives
- Gieringer D. Bruce
- Board of Directors
Industry Context
CASS INFORMATION SYSTEMS INC operates in the financial services sector, specifically focusing on payment processing and financial transaction services. The industry is characterized by increasing digitalization, a need for robust security, and evolving regulatory landscapes. Competition comes from traditional financial institutions, specialized payment processors, and fintech companies, all vying for market share through efficiency, technology, and customer service.
Top Tags
8-K (7) · financials (7) · corporate-governance (3) · financial-reporting (3) · operations (3) · 10-Q (3) · financial-condition (3) · Financial Services (2) · Business Services (2) · filing (2)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income | $26.927M | Increased 84.7% for nine months ended Sep 30, 2025, from $14.574M in 2024. |
| Net Income from Continuing Operations | $22.922M | Increased 59.2% for nine months ended Sep 30, 2025, from $14.400M in 2024. |
| Proceeds from TEM Business Sale | $18.0M | Closed on June 30, 2025, contributing to cash flow. |
| Gain on Sale of TEM Business | $3.550M | Recognized for the nine months ended Sep 30, 2025. |
| Treasury Stock Purchases | $17.728M | Amount spent to repurchase 415,965 common shares during nine months ended Sep 30, 2025. |
| Total Interest Income | $72.199M | Increased from $65.669M for nine months ended Sep 30, 2024. |
| Total Operating Expense | $112.090M | Decreased from $117.374M for nine months ended Sep 30, 2024, partly due to bad debt recovery. |
| Bad Debt Expense (Recovery) | $2.000M | A recovery for nine months ended Sep 30, 2025, compared to a $7.847M expense in 2024. |
| Shares Outstanding | 13,084,279 | As of October 31, 2025, reflecting share repurchases. |
| Cash Dividends Per Share | $0.93 | Paid for the nine months ended Sep 30, 2025, up from $0.90 in 2024. |
| Total Revenue | $43.2M | Increased by 7.7% in Q2 2025 compared to Q2 2024 |
| Revenue Growth | 7.7% | Percentage increase in total revenue for Q2 2025 |
| Net Income Growth | 18.1% | Percentage increase in net income for Q2 2025 |
| Processing Fees | $28.1M | Key revenue driver for Q2 2025 |
| Financial Fees | $15.1M | Significant revenue component for Q2 2025 |
Forward-Looking Statements
- {"claim":"Vanguard will maintain a significant, passive stake in Cass Information Systems Inc.","entity":"The Vanguard Group","targetDate":"Next 12-24 months","confidence":"high"}
- {"claim":"Cass Information Systems Inc. will continue to be a part of Vanguard's passively managed funds.","entity":"Cass Information Systems Inc.","targetDate":"Next 12-24 months","confidence":"high"}
Frequently Asked Questions
What are the latest SEC filings for Cass Information Systems Inc (CASS)?
Cass Information Systems Inc has 25 recent SEC filings from Jan 2024 to Mar 2026, including 13 8-K, 6 10-Q, 2 DEF 14A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of CASS filings?
Across 25 filings, the sentiment breakdown is: 2 bullish, 23 neutral. The dominant sentiment is neutral.
Where can I find Cass Information Systems Inc SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Cass Information Systems Inc (CASS) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Cass Information Systems Inc?
Key financial highlights from Cass Information Systems Inc's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for CASS?
The investment thesis for CASS includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Cass Information Systems Inc?
Key executives identified across Cass Information Systems Inc's filings include Gieringer D. Bruce, Board of Directors.
What are the main risk factors for Cass Information Systems Inc stock?
Of CASS's 21 assessed filings, 0 were flagged high-risk, 0 medium-risk, and 21 low-risk.
What are recent predictions and forward guidance from Cass Information Systems Inc?
Recent forward-looking statements from Cass Information Systems Inc include guidance on {"claim":"Vanguard will maintain a significant, passive stake in Cass Information Systems Inc.","entity":"The Vanguard G and 1 other predictions.