Cb Financial Services, INC. (CBFV) — SEC Filings

Overview

Cb Financial Services, INC. (CBFV) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a ARS filed on Apr 9, 2026: CB Financial Services, Inc. filed its Annual Report to Security Holders (ARS) on April 9, 2026, for the period ending December 31, 2025. The filing includes the complete submission text file and a PDF document detailing the company's annual report. CB Financial Services, Inc. is a state commercial b

Sentiment Summary

Across 32 filings, the sentiment breakdown is: 1 bearish, 30 neutral, 1 mixed. The dominant filing sentiment for Cb Financial Services, INC. is neutral.

Filing Type Overview

Cb Financial Services, INC. (CBFV) has filed 1 ARS, 2 DEFA14A, 17 8-K, 6 10-Q, 2 DEF 14A, 1 10-K/A, 2 10-K, 1 SC 13G with the SEC between Jan 2024 to Apr 2026.

Filings by Year

2026 · 2025 · 2024

Recent Filings (32)

• CB Financial Services Files Annual Report — ARS · Apr 9, 2026 Risk: low
  CB Financial Services, Inc. filed its Annual Report to Security Holders (ARS) on April 9, 2026, for the period ending December 31, 2025. The filing includes the
• CB Financial Services Proxy Filing — DEFA14A · Apr 9, 2026 Risk: low
  CB Financial Services, Inc. filed a DEFA14A on April 9, 2026, for its annual meeting. The filing includes proxy statements and graphic materials related to the
• 8-K Filing — 8-K · Dec 31, 2025
• CB Financial Services Reports Director/Officer Changes & More — 8-K · Nov 24, 2025 Risk: medium
  CB Financial Services, Inc. filed an 8-K on November 24, 2025, reporting events as of November 20, 2025. The filing indicates changes related to the departure o
• CBFV Swings to Q3 Loss on $11.8M Securities Hit — 10-Q · Nov 7, 2025 Risk: high
  CB Financial Services, Inc. (CBFV) reported a significant net loss of $5.696 million for the three months ended September 30, 2025, a sharp decline from a net i
• CB Financial Services Files 8-K on Financials — 8-K · Oct 23, 2025 Risk: low
  CB Financial Services, Inc. filed an 8-K on October 23, 2025, reporting on its Results of Operations and Financial Condition, as well as other events and financ
• CB Financial Services Files 8-K — 8-K · Sep 4, 2025 Risk: low
  CB Financial Services, Inc. filed an 8-K on September 4, 2025, reporting under "Other Events" and "Financial Statements and Exhibits." The filing does not conta
• CB Financial Services Files 8-K — 8-K · Sep 2, 2025 Risk: low
  CB Financial Services, Inc. filed an 8-K on September 2, 2025, to report other events and financial statements. The filing does not detail specific transactions
• CBFV Q2 Net Income Dips to $3.5M Amidst Mixed Revenue Trends — 10-Q · Aug 8, 2025 Risk: medium
  CB Financial Services, Inc. (CBFV) reported a net income of $3.5 million for the three months ended June 30, 2025, a decrease from $4.2 million in the same peri
• CB Financial Services Files 8-K on Financials — 8-K · Jul 22, 2025 Risk: low
  CB Financial Services, Inc. filed an 8-K on July 22, 2025, reporting on its results of operations and financial condition. The filing also included disclosures
• CB Financial Services Files 8-K — 8-K · Jun 18, 2025 Risk: low
  CB Financial Services, Inc. filed an 8-K on June 18, 2025, to report other events and financial statements. The filing does not contain specific details about t
• CB Financial Services Files 8-K — 8-K · May 21, 2025 Risk: low
  CB Financial Services, Inc. filed an 8-K on May 21, 2025, reporting on matters submitted to a vote of security holders and financial statements. The filing does
• CB Financial Services Q1 2025 Update — 10-Q · May 9, 2025 Risk: low
  CB Financial Services, Inc. reported its first quarter 2025 results ending March 31, 2025. The company's financial statements include data on loans, deposits, a
• CB Financial Services Files 8-K on Financials — 8-K · Apr 23, 2025 Risk: low
  CB Financial Services, Inc. filed an 8-K on April 23, 2025, reporting on its results of operations and financial condition. The filing also included disclosures
• CB Financial Services Proxy Statement Details Executive Pay — DEF 14A · Apr 9, 2025 Risk: low
  CB Financial Services, Inc. filed its DEF 14A on April 9, 2025, detailing executive compensation for the fiscal year ending December 31, 2024. The filing includ
• CB Financial Services Files 10-K/A Amendment — 10-K/A · Mar 21, 2025 Risk: low
  CB Financial Services, Inc. filed an amendment (10-K/A) on March 21, 2025, to its original 2024 annual report filed on March 19, 2025. The amendment corrects an
• CB Financial Services Files 2024 10-K — 10-K · Mar 19, 2025 Risk: low
  CB Financial Services, Inc. filed its 2024 10-K on March 19, 2025, reporting on its fiscal year ending December 31, 2024. The company, based in Carmichaels, PA,
• CB Financial Services Reports Director/Officer Changes & Financials — 8-K · Feb 5, 2025 Risk: low
  On February 4, 2025, CB Financial Services, Inc. filed an 8-K report detailing changes in its board of directors and certain officers, along with updates to com
• CB Financial Services, Inc. Files 8-K — 8-K · Jan 29, 2025 Risk: low
  CB Financial Services, Inc. filed an 8-K on January 29, 2025, reporting on its results of operations and financial condition, as well as other events. The filin
• CB Financial Services Files Q3 2024 10-Q — 10-Q · Nov 8, 2024 Risk: low
  CB Financial Services, Inc. filed its 10-Q for the period ending September 30, 2024. The filing details financial performance and operational updates for the th
• CB Financial Services Files 8-K on Operations and Financials — 8-K · Oct 25, 2024 Risk: low
  CB Financial Services, Inc. filed an 8-K on October 25, 2024, reporting on its results of operations and financial condition, as well as other events. The filin
• CB Financial Services Q2 2024 10-Q Filed — 10-Q · Aug 9, 2024 Risk: low
  CB Financial Services, Inc. filed its 10-Q for the period ending June 30, 2024. The filing details financial performance and operational updates for the second
• CB Financial Services Files 8-K — 8-K · Jul 24, 2024 Risk: low
  CB Financial Services, Inc. (CBFV) filed an 8-K on July 24, 2024, reporting on results of operations, financial condition, and other events. The filing includes
• CB Financial Services Files 8-K — 8-K · Jul 22, 2024 Risk: low
  On July 22, 2024, CB Financial Services, Inc. filed an 8-K report. The filing primarily concerns financial statements and exhibits, indicating a routine update
• CB Financial Services Reports Shareholder Vote Matters — 8-K · May 16, 2024 Risk: low
  CB Financial Services, Inc. filed an 8-K on May 16, 2024, reporting on matters submitted to a vote of security holders on May 15, 2024. The filing indicates a s
• CB Financial Services, Inc. Files 10-Q for Period Ending March 31, 2024 — 10-Q · May 10, 2024 Risk: low
  CB Financial Services, Inc. (CBFV) filed a Quarterly Report (10-Q) with the SEC on May 10, 2024. CB Financial Services, Inc. filed a 10-Q report for the period
• CB Financial Services DEFA14A Filing — DEFA14A · May 6, 2024 Risk: low
  CB Financial Services, Inc. filed a Definitive Additional Materials (DEFA14A) on May 6, 2024. This filing relates to their proxy statement for the fiscal year e
• CB Financial Services, Inc. Files 8-K — 8-K · Apr 26, 2024 Risk: low
  CB Financial Services, Inc. (CBFV) filed an 8-K on April 26, 2024, reporting on its results of operations, financial condition, and other events. The filing inc
• CB Financial Services, Inc. Files Definitive Proxy Statement — DEF 14A · Apr 5, 2024 Risk: low
  CB Financial Services, Inc. (CBFV) filed a Proxy Statement (DEF 14A) with the SEC on April 5, 2024. CB Financial Services, Inc. filed a Definitive Proxy Stateme
• CB Financial Services, Inc. Files 2023 Annual Report on Form 10-K — 10-K · Mar 13, 2024 Risk: medium
  CB Financial Services, Inc. (CBFV) filed a Annual Report (10-K) with the SEC on March 13, 2024. CB Financial Services, Inc. filed its 2023 Form 10-K on March 13
• CBFV Files 8-K on Operations & Financial Condition — 8-K · Jan 31, 2024
  CB Financial Services, Inc. filed an 8-K on January 31, 2024, to report on its results of operations and financial condition, along with other events and financ
• Janney Montgomery Scott Takes 6% Stake in CB Financial Services — SC 13G · Jan 4, 2024
  Janney Montgomery Scott LLC, a Delaware-based investment advisor, has reported a 6% beneficial ownership stake in CB Financial Services, Inc. (CBFV), totaling 3

Risk Profile

Risk Assessment: Of CBFV's 29 recent filings, 1 were flagged as high-risk, 3 as medium-risk, and 25 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from Cb Financial Services, INC.'s most recent 10-Q filing (Nov 7, 2025):

• Revenue: $19.341M
• Net Income: -$5.696M
• EPS: -$1.14
• Debt-to-Equity: N/A
• Cash Position: $55.890M
• Operating Margin: N/A
• Total Assets: $1.546B
• Total Debt: $1.393B

Industry Context

CB Financial Services operates within the community banking sector, characterized by a focus on local markets and relationship-based lending. The industry is currently navigating a complex environment with fluctuating interest rates, increasing competition from larger financial institutions and fintech companies, and evolving regulatory landscapes. Deposit growth remains a key focus for maintaining liquidity and funding loan portfolios.

Top Tags

8-K (7) · financial-reporting (6) · financials (5) · corporate-governance (5) · sec-filing (4) · 10-Q (4) · operations (3) · financial-condition (3) · annual-report (2) · proxy-filing (2)

Key Numbers

• Net Loss: $5.696M — for Q3 2025, a significant decline from $3.219M net income in Q3 2024
• Net Loss on Investment Securities: $11.752M — for Q3 2025, compared to a $245K gain in Q3 2024, driving the overall loss
• Loans, Net of Allowance for Credit Losses: $1.133B — increased by 4.6% from $1.083B at December 31, 2024
• Total Deposits: $1.334B — increased from $1.284B at December 31, 2024
• Basic Loss Per Share: $1.14 — for Q3 2025, compared to $0.63 basic earnings per share in Q3 2024
• Provision for Credit Losses - Loans: $336K — for Q3 2025, up from $25K in Q3 2024, indicating increased credit risk
• Total Interest and Dividend Income: $19.341M — for Q3 2025, a decrease from $19.773M in Q3 2024
• Total Interest Expense: $6.242M — for Q3 2025, a decrease from $8.299M in Q3 2024
• Net Interest and Dividend Income: $13.099M — for Q3 2025, an increase from $11.474M in Q3 2024
• Treasury Stock, at Cost: $20.561M — increased from $15.028M at December 31, 2024, indicating share repurchases
• Net Income: $3.5M — Decreased from $4.2M in Q2 2024, a 16.7% decline.
• Net Income (YTD): $7.0M — Decreased from $8.5M in YTD 2024, a 17.6% decline.
• Interest Income from Loans: $18.2M — Increased from $17.5M in Q2 2024, showing growth in core lending.
• Insurance Commissions: $1.2M — Decreased from $1.4M in Q2 2024, impacting non-interest income.
• Total Loans: $1.15B — Slight increase from $1.14B at December 31, 2024, indicating modest portfolio growth.

Frequently Asked Questions