Capital Bancorp Files 8-K

TL;DR

Capital Bancorp filed an 8-K on 10/28/25. Details TBD.

AI Summary

On October 28, 2025, Capital Bancorp, Inc. filed an 8-K report. The filing indicates that the company is a national commercial bank incorporated in Maryland with its principal executive offices located in Rockville, Maryland. No specific transactions or events are detailed in the provided excerpt.

Why It Matters

This filing serves as a notification to the SEC and investors about significant corporate events or changes. The lack of specific details in this excerpt means further filings or context are needed to understand its impact.

Risk Assessment

Risk Level: low — The provided text is a standard SEC filing header and does not contain information that poses an immediate risk.

Key Numbers

• 001-38671 — SEC File Number (Identifies the company's filing history with the SEC.)
• 52-2083046 — IRS Employer Identification No. (Company's tax identification number.)

Key Players & Entities

• Capital Bancorp, Inc. (company) — Registrant
• Maryland (location) — State of incorporation
• Rockville, Maryland (location) — Principal executive offices
• October 28, 2025 (date) — Date of report

FAQ

Key Financial Figures

• $0.01 — ich Registered Common Stock, par value $0.01 per share CBNK NASDAQ Stock Market In
• $10,000,000 — ng balance of the Subordinated Notes is $10,000,000. The redemption price for the Subordina

Filing Documents

• cbnk-20251028.htm (8-K) — 24KB
• 0001419536-25-000102.txt ( ) — 147KB
• cbnk-20251028.xsd (EX-101.SCH) — 2KB
• cbnk-20251028_lab.xml (EX-101.LAB) — 25KB
• cbnk-20251028_pre.xml (EX-101.PRE) — 14KB
• cbnk-20251028_htm.xml (XML) — 3KB

01 Other Events

Item 8.01 Other Events. On October 28, 2025, Capital Bancorp, Inc. (the "Company") provided notice to the holders of the Company's 5.00% Fixed-to-Floating Rate Subordinated Notes due November 30, 2030 (the "Subordinated Notes") that the Company will redeem all outstanding Subordinated Notes on November 30, 2025. The current outstanding balance of the Subordinated Notes is $10,000,000. The redemption price for the Subordinated Notes will be equal to 100% of the principal amount of the Subordinated Notes redeemed, plus any accrued and unpaid interest to, but excluding, the redemption date of November 30, 2025.

Forward-Looking Statements

Forward-Looking Statements This Current Report on Form 8-K and the notice of redemption may contain "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements reflect our current views with respect to, among other things, future events and our financial performance. Any statements about our management's expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. These statements are often, but not always, made through the use of words or phrases such as "anticipate," "believes," "can," "could," "may," "predicts," "potential," "should," "will," "estimate," "plans," "projects," "continuing," "ongoing," "expects," "optimistic," "intends" and similar words or phrases. Any or all of the forward-looking statements may turn out to be inaccurate. The inclusion of forward-looking information should not be regarded as a representation by us or any other person that the future plans, estimates or expectations contemplated by us will be achieved. We have based these forward-looking statements largely on our current expectations and projections about future events and financial trends that we believe may affect our financial condition, results of operations, business strategy and financial needs. Our actual results could differ materially from those anticipated in such forward-looking statements. Accordingly, we caution you that any such forward-looking statements are not a guarantee of future performance and that actual results may prove to be materially different from the results expressed or implied by the forward-looking statements due to a number of factors. For details on some of the factors that could affect these expectations, see risk factors and other cautionary langu

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CAPITAL BANCORP, INC. Date: October 28, 2025 By: /s/ Connie Egan Name: Connie Egan Title: Principal Financial and Accounting Officer 3

View Full Filing

View this 8-K filing on SEC EDGAR