Community Financial System Files 8-K

TL;DR

CFS filed an 8-K on Nov 10th for Nov 7th events, mostly financial docs.

AI Summary

Community Financial System, Inc. filed an 8-K on November 10, 2025, reporting events as of November 7, 2025. The filing primarily concerns financial statements and exhibits, with no specific material events detailed in the provided text.

Why It Matters

This filing indicates that Community Financial System, Inc. is providing updated financial information or exhibits to the SEC, which could be relevant for investors monitoring the company's financial health.

Risk Assessment

Risk Level: low — The filing is a routine disclosure of financial statements and exhibits, not indicating any immediate adverse events.

Key Players & Entities

• Community Financial System, Inc. (company) — Registrant
• November 7, 2025 (date) — Earliest event date
• November 10, 2025 (date) — Filing date
• 5790 Widewaters Parkway (location) — Business Address
• DeWitt (location) — City
• NY (location) — State

FAQ

Key Financial Figures

• $1.00 — nge on which registered Common Stock, $1.00 par value per share CBU New York Stoc
• $553.0 million — , Community Bank acquired approximately $553.0 million of deposits and approximately $31.9 mil
• $31.9 million — 0 million of deposits and approximately $31.9 million of performing loans. This strategic acq

Filing Documents

• tm2530626d1_8k.htm (8-K) — 28KB
• tm2530626d1_ex99-1.htm (EX-99.1) — 9KB
• tm2530626d1_8kimg001.jpg (GRAPHIC) — 4KB
• tm2530626d1_ex99-1img001.jpg (GRAPHIC) — 14KB
• 0001104659-25-108797.txt ( ) — 234KB
• cbu-20251107.xsd (EX-101.SCH) — 3KB
• cbu-20251107_lab.xml (EX-101.LAB) — 33KB
• cbu-20251107_pre.xml (EX-101.PRE) — 22KB
• tm2530626d1_8k_htm.xml (XML) — 3KB

01 Other Matters

Item 8.01 Other Matters. On November 7, 2025, Community Bank, N.A. ("Community Bank"), the wholly-owned banking subsidiary of Community Financial System, Inc. (the "Company"), completed its acquisition of seven branches in the Allentown, Pennsylvania area from Santander Bank, N.A. ("Santander Bank"), as contemplated by the previously announced Purchase and Assumption Agreement, by and between Community Bank and Santander Bank, dated as of June 24, 2025. In addition, Nottingham Investment Services, Inc. ("Nottingham Investment Services"), Community Bank's wholly-owned subsidiary, completed its acquisition from Santander Securities LLC, Santander Bank's affiliate, of certain wealth management relationships associated with the acquired branches. As part of the transaction, Community Bank acquired approximately $553.0 million of deposits and approximately $31.9 million of performing loans. This strategic acquisition accelerates Community Bank's expansion in the Greater Lehigh Valley, complementing its existing commercial and consumer lending presence in the market. A copy of the press release, dated November 10, 2025, issued by the Company to announce the closing is attached hereto as Exhibit 99.1.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits (d) Exhibits 99.1 Press Release, dated November 10, 2025, issued by Community Financial System, Inc. 104 Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Community Financial System, Inc. By: Michael N. Abdo Name: Michael N. Abdo Title: Executive Vice President and General Counsel Dated: November 10, 2025 Exhibit Index Exhibit Number Description 99.1 Press Release, dated November 10, 2025, issued by Community Financial System, Inc. 104 Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

View Full Filing

View this 8-K filing on SEC EDGAR