Coastal Financial Corp (CCB) — SEC Filings
Coastal Financial Corp (CCB) — 40 SEC filings. Latest: 8-K (Apr 29, 2026). Includes 22 8-K, 6 10-Q, 5 SC 13G/A.
View Coastal Financial Corp on SEC EDGAR
Overview
Coastal Financial Corp (CCB) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Apr 29, 2026: Coastal Financial Corp. filed an 8-K on April 29, 2026, to report information under Regulation FD. The filing primarily consists of the standard 8-K document and associated XBRL data, with no specific material events detailed in the provided text.
Sentiment Summary
Across 40 filings, the sentiment breakdown is: 38 neutral, 2 mixed. The dominant filing sentiment for Coastal Financial Corp is neutral.
Filing Type Overview
Coastal Financial Corp (CCB) has filed 22 8-K, 1 ARS, 1 DEFA14A, 6 10-Q, 2 DEF 14A, 2 10-K, 5 SC 13G/A, 1 SC 13G with the SEC between Jan 2024 to Apr 2026.
Filings by Year
Recent SEC Filings (40)
Risk Profile
Risk Assessment: Of CCB's 32 recent filings, 0 were flagged as high-risk, 7 as medium-risk, and 25 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $100.37M |
| Net Income | $13.59M |
| EPS | $0.90 |
| Debt-to-Equity | N/A |
| Cash Position | $34.93M |
| Operating Margin | N/A |
| Total Assets | $4.55B |
| Total Debt | $47.99M |
Key Executives
- John D. Smith
- Sarah Lee
- Jeffrey L. Johnson
Industry Context
Coastal Financial Corp operates within the highly competitive U.S. banking sector. The industry is characterized by increasing digitalization, evolving customer expectations, and a dynamic regulatory environment. Banks are increasingly exploring partnerships and technology-driven solutions like Banking as a Service (BaaS) to diversify revenue streams and enhance customer offerings.
Top Tags
corporate-governance (8) · financials (6) · 8-k (5) · BaaS (4) · financial-reporting (4) · regulatory-filing (4) · 8-K (3) · filing (3) · banking (3) · Coastal Financial Corp (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income (Q3 2025) | $13.59M | Slight increase from $13.46M in Q3 2024 |
| Net Income (9 Months 2025) | $34.35M | Increased from $31.85M in 9 Months 2024 |
| Total Assets (Sept 30, 2025) | $4.55B | 10.48% increase from $4.12B at Dec 31, 2024 |
| Total Deposits (Sept 30, 2025) | $3.97B | 10.80% increase from $3.59B at Dec 31, 2024 |
| Provision for Credit Losses (Q3 2025) | $56.60M | Decreased from $70.26M in Q3 2024 |
| Provision for Credit Losses (9 Months 2025) | $144.59M | Decreased from $215.74M in 9 Months 2024 |
| BaaS Program Income (Q3 2025) | $7.55M | Increased from $5.16M in Q3 2024 |
| BaaS Indemnification Income (Q3 2025) | $57.54M | Decreased from $72.19M in Q3 2024 |
| Common Shares Outstanding (Nov 3, 2025) | 15,121,263 | Current shares outstanding |
| Basic EPS (Q3 2025) | $0.90 | Down from $1.00 in Q3 2024 due to increased share count |
| Total BaaS Program Fees | $4.5M | Increased 32.4% from $3.4M in Q2 2024, indicating strong growth in this segment. |
| Total Indemnifications | $3.7M | Increased 12.1% from $3.3M in Q2 2024, highlighting rising risk exposure. |
| Growth in BaaS Program Fees | 32.4% | Percentage increase in total BaaS program fees from Q2 2024 to Q2 2025. |
| Increase in Total Indemnifications | 12.1% | Percentage increase in total indemnifications from Q2 2024 to Q2 2025. |
| Subordinated Debt | $50.0M | Remained stable as of June 30, 2025, compared to December 31, 2024. |
Frequently Asked Questions
What are the latest SEC filings for Coastal Financial Corp (CCB)?
Coastal Financial Corp has 40 recent SEC filings from Jan 2024 to Apr 2026, including 22 8-K, 6 10-Q, 5 SC 13G/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of CCB filings?
Across 40 filings, the sentiment breakdown is: 38 neutral, 2 mixed. The dominant sentiment is neutral.
Where can I find Coastal Financial Corp SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Coastal Financial Corp (CCB) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Coastal Financial Corp?
Key financial highlights from Coastal Financial Corp's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for CCB?
The investment thesis for CCB includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Coastal Financial Corp?
Key executives identified across Coastal Financial Corp's filings include John D. Smith, Sarah Lee, Jeffrey L. Johnson.
What are the main risk factors for Coastal Financial Corp stock?
Of CCB's 32 assessed filings, 0 were flagged high-risk, 7 medium-risk, and 25 low-risk.
What are recent predictions and forward guidance from Coastal Financial Corp?
Forward guidance and predictions for Coastal Financial Corp are extracted from SEC filings as they are enriched.