Century Communities Files 2024 10-K

Ticker: CCS · Form: 10-K · Filed: Jan 30, 2025 · CIK: 1576940

Sentiment: neutral

Topics: 10-K, annual-report, financials

TL;DR

Century Communities dropped its 2024 10-K. Check retained earnings & incentive plan details.

AI Summary

Century Communities, Inc. filed its 2024 10-K on January 30, 2025, reporting on its fiscal year ending December 31, 2024. The filing details the company's financial performance and position, including retained earnings and additional paid-in capital for the years ending December 31, 2021, 2022, 2023, and 2024. It also references the Omnibus 2022 Incentive Plan for the periods of 2023 and 2024.

Why It Matters

This filing provides investors with a comprehensive overview of Century Communities' financial health and operational performance for the fiscal year 2024, crucial for investment decisions.

Risk Assessment

Risk Level: medium — The filing is a standard annual report and does not inherently indicate new risks.

Key Numbers

Key Players & Entities

FAQ

What were Century Communities' retained earnings as of December 31, 2024?

The filing indicates retained earnings for December 31, 2024, but the specific dollar amount is not provided in this excerpt.

What was the filing date for the 10-K report?

The 10-K report was filed on January 30, 2025.

What is the company's fiscal year end?

The company's fiscal year ends on December 31.

Which incentive plan is mentioned in the filing for 2023 and 2024?

The Omnibus 2022 Incentive Plan is mentioned for the fiscal years 2023 and 2024.

What is the company's primary business sector?

Century Communities, Inc. is in the Operative Builders sector, SIC code 1531.

Filing Stats: 4,437 words · 18 min read · ~15 pages · Grade level 16.5 · Accepted 2025-01-29 19:59:10

Key Financial Figures

Filing Documents

Business

Item 1. Business 2

Risk Factors

Item 1A. Risk Factors 11

Unresolved Staff Comments

Item 1B. Unresolved Staff Comments 44

Cybersecurity

Item 1C. Cybersecurity 44

Properties

Item 2. Properties 46

Legal Proceedings

Item 3. Legal Proceedings 46

Mine Safety Disclosures

Item 4. Mine Safety Disclosures 47 PART II

Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

Item 5. Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities 47

[Reserved]

Item 6. [Reserved] 48

Management's Discussion and Analysis of Financial Condition and Results of Operations

Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations 49

Quantitative and Qualitative Disclosures About Market Risk

Item 7A. Quantitative and Qualitative Disclosures About Market Risk 71

Financial Statements and Supplementary Data

Item 8. Financial Statements and Supplementary Data 72

Changes in and Disagreements With Accountants on Accounting and Financial Disclosure

Item 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure 72

Controls and Procedures

Item 9A. Controls and Procedures 72

Other Information

Item 9B. Other Information 74

Disclosure Regarding Foreign Jurisdictions that Prevent Inspections

Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections 74 PART III

Directors, Executive Officers and Corporate Governance

Item 10. Directors, Executive Officers and Corporate Governance 74

Executive Compensation

Item 11. Executive Compensation 74

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 74

Certain Relationships and Related Transactions, and Director Independence

Item 13. Certain Relationships and Related Transactions, and Director Independence 74

Principal Accountant Fees and Services

Item 14. Principal Accountant Fees and Services 75 PART IV

Exhibit and Financial Statement Schedules

Item 15. Exhibit and Financial Statement Schedules 76

Form 10-K Summary

Item 16. Form 10-K Summary 78 i Table of Contents CAUTIO N ARY NOTE ABOUT FORWARD-LOOKING STATEMENTS Some of the statements included in or incorporated by reference into this Annual Report on Form 10-K (which we refer to as this "Form 10-K") constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, beliefs, projections, forecasts, future plans and strategies, anticipated events or trends and similar expressions concerning matters that are not historical facts. These statements are only predictions. We caution that forward-looking statements are not guarantees. Actual results could differ materially from those expressed or implied in the forward-looking statements. Forward-looking statements are typically identified by the use of terms such as "may," "will," "should," "expect," "could," "intend," "plan," "anticipate," "estimate," "believe," "continue," "predict," "potential" the negative of such terms and other comparable terminology , and the use of future dates. You can also identify forward-looking statements by discussions of strategy, plans or intentions. Actual results and the timing of events may differ materially from those contained in these forward-looking statements due to a number of factors. The forward-looking statements included in this Form 10-K reflect our current views about future events and are subject to numerous known and unknown risks, uncertainties, assumptions and changes in circumstances that may cause our actual results to differ significantly from those expressed in any forward-looking statement. Statements regarding the following subjects, among others, may be forward-looking and subject to risks and uncertainties, including, among others: econo mic changes, either nationally or in the markets in which we operate, including changes in interest rates and the resulting impact on the accessibility of mortgage loans to homebuyers, persistent inflat

. BUSINESS

ITEM 1 . BUSINESS. Overview Century Communities, Inc., a Delaware corporation (which we refer to as "we," "us," "our," "CCS," or the "Company"), together with its subsidiaries, is engaged in the development, design , construction, marketing and sale of single-family attached and detached homes in 17 states. In many of our projects, in addition to building homes, we entitle and develop the underlying land. We build and sell homes under our Century Communities and Century Complete brands. Our Century Communities brand has an emphasis on serving the affordable homebuilding market but offers a wide range of buyer profiles including: entry-level, first and second time move-up, and lifestyle homebuyers, and provides our homebuyers with the ability to personalize their homes through certain option and upgrade opportunities. Our Century Complete brand targets entry-level homebuyers, primarily sells homes through retail studios and the internet, and generally provides no option or upgrade opportunities. Our homebuilding operations are organized into the following five reportable segments: West, Mountain, Texas, Southeast, and Century Complete. Our indirect wholly-owned subsidiaries, Inspire Home Loans Inc., Parkway Title, LLC, IHL Home Insurance Agency, LLC, and IHL Escrow Inc., which provide mortgage, title, insurance brokerage and escrow services, respectively, primarily to our homebuyers, have been identified as our Financial Services segment. Additionally, our wholly owned subsidiary, Century Living, LLC, is engaged in the development, construction and management of multi-family rental properties , currently all located in Colorado. Century Living, LLC is included in our Corporate segment. While we offer homes that appeal to a broad range of entry-level, move-up, and lifestyle homebuyers, our offerings are heavily weighted towards providing affordable housing options in each of our homebuyer segments. Additionally, we prefer building move-in-ready homes over bu

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