Century Communities Files 8-K on Material Agreement

TL;DR

CCNT filed an 8-K for a new material agreement and financial obligation. Watch for details.

AI Summary

On September 17, 2025, Century Communities, Inc. filed an 8-K report detailing the entry into a material definitive agreement and the creation of a direct financial obligation. The filing indicates a significant financial event for the company, though specific details of the agreement and obligation are not elaborated in the provided text.

Why It Matters

This filing signals a significant financial commitment or partnership for Century Communities, which could impact its future operations and financial standing.

Risk Assessment

Risk Level: medium — The filing indicates a material definitive agreement and a direct financial obligation, which inherently carries financial risk for the company.

Key Players & Entities

• Century Communities, Inc. (company) — Registrant
• September 17, 2025 (date) — Date of earliest event reported

FAQ

Key Financial Figures

• $0.01 — ich registered Common Stock, par value $0.01 per share CCS New York Stock Exchan
• $500 million — ), pursuant to which the Company issued $500 million aggregate principal amount of its 6.625

Filing Documents

• ef20055623_8k.htm (8-K) — 38KB
• ef20055623_ex4-1.htm (EX-4.1) — 3527KB
• 0001140361-25-035256.txt ( ) — 3945KB
• ccs-20250917.xsd (EX-101.SCH) — 4KB
• ccs-20250917_lab.xml (EX-101.LAB) — 21KB
• ccs-20250917_pre.xml (EX-101.PRE) — 16KB
• ef20055623_8k_htm.xml (XML) — 4KB

01

Item 1.01. Entry into a Material Definitive Agreement. Indenture; 6.625% Senior Notes due 2033 On September 17, 2025, Century Communities, Inc. (the "Company") and its subsidiary guarantors party thereto (the "Guarantors") entered into an Indenture (the "Indenture") with U.S. Bank Trust Company, National Association, as trustee (the "Trustee"), pursuant to which the Company issued $500 million aggregate principal amount of its 6.625% Senior Notes due 2033 (the "Notes"). The Notes will mature on September 15, 2033. Interest on the Notes will accrue from September 17, 2025 at a rate of 6.625% per annum, and will be payable semi-annually in cash on March 15 and September 15 of each year, commencing on March 15, 2026. The Notes are general unsecured senior obligations of the Company and are guaranteed on an unsecured senior basis by the Guarantors. The Notes and the related guarantees will be subordinated to all of the Company's and the Guarantors' future secured debt to the extent of the assets securing any such secured debt. In addition, the Notes are effectively subordinated to all of the liabilities of the Company's subsidiaries that are not guaranteeing the Notes. If the Company experiences certain change of control events, accompanied by a ratings downgrade, the Company will be required to make an offer to repurchase all of the Notes at 101% of their principal amount, plus accrued and unpaid interest, if any, to, but not including, the applicable repurchase date. The Company may redeem the Notes, in whole or in part, at any time on or after September 15, 2028, at the applicable redemption price specified in the Indenture and the Notes, plus accrued and unpaid interest, if any, to the applicable redemption date. Additionally, the Company may redeem the Notes, in whole or in part, at any time prior to September 15, 2028, at a price equal to 100% of the aggregate principal amount of the Notes being redeemed, plus the applicable "make whole" premium set forth in

03

Item 2.03. Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information included in Item 1.01 of this 8-K is incorporated into this Item 2.03 by reference. This 8-K does not constitute an offer to sell, or the solicitation of an offer to buy, the Notes or any other security, and shall not constitute an offer, solicitation or sale of any securities in any state or jurisdiction in which, or to any persons to whom, such offering, solicitation or sale would be unlawful.

Forward-Looking Statements

Forward-Looking Statements This 8-K contains forward-looking statements within the meaning of the federal securities laws, and such statements should not be interpreted to be guarantees of future performance or results. Forward-looking statements are based on the Company's current beliefs or expectations with respect to future events, and are subject to assumptions and unknown risks and uncertainties, many of which are beyond the Company's control, that could cause actual performance or results to differ materially from the beliefs or expectations expressed in or suggested by the forward-looking statements. Actual events and/or results may differ materially from those projected in such forward-looking statements. Please see the Company's most recent Annual Report on Form 10-K, subsequent Quarterly Reports on Form 10-Q, and other reports filed with the U.S. Securities Exchange Commission for factors that could cause actual results to differ materially from those expressed in the forward-looking statements.

Financial Statements and Exhibits

Financial Statements and Exhibits. (d) Exhibits. Exhibit Number Description 4.1 Indenture (including form of 6.625% Senior Notes due 2033), dated as of September 17, 2025, by and among Century Communities, Inc., the Guarantors party thereto, and U.S. Bank Trust Company, National Association, as trustee 4.2 Form of 6.625% Senior Notes due 2033 (included as Exhibit A to the Indenture) 104 The cover page from this current report on Form 8-K, formatted in Inline XBRL 3

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: September 17, 2025 CENTURY COMMUNITIES, INC. By: /s/ J. Scott Dixon Name: J. Scott Dixon Title: Chief Financial Officer 4

View Full Filing

View this 8-K filing on SEC EDGAR