Citizens Financial Group Inc/Ri (CFG-PI) — SEC Filings
Citizens Financial Group Inc/Ri (CFG-PI) — 50 SEC filings. Latest: 10-Q (Nov 3, 2025). Includes 28 8-K, 7 13F-HR, 6 10-Q.
View Citizens Financial Group Inc/Ri on SEC EDGAR
Overview
Citizens Financial Group Inc/Ri (CFG-PI) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 3, 2025: Citizens Financial Group Inc. (CFG-PI) reported a robust financial performance for the three and nine months ended September 30, 2025. Net income for the three months increased by $112 million to $494 million, and for the nine months, it rose by $195 million to $1.3 billion, with diluted EPS up $0.2
Sentiment Summary
Across 50 filings, the sentiment breakdown is: 1 bullish, 49 neutral. The dominant filing sentiment for Citizens Financial Group Inc/Ri is neutral.
Filing Type Overview
Citizens Financial Group Inc/Ri (CFG-PI) has filed 6 10-Q, 7 13F-HR, 28 8-K, 1 DEFA14A, 1 DEF 14A, 1 10-K, 3 SC 13G/A, 2 SC 13G, 1 13F-HR/A with the SEC between Apr 2024 to Nov 2025.
Filings by Year
Recent SEC Filings (50)
Risk Profile
Risk Assessment: Of CFG-PI's 36 recent filings, 0 were flagged as high-risk, 5 as medium-risk, and 31 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $2.13 billion |
| Net Income | $494 million |
| EPS | $1.05 |
| Debt-to-Equity | N/A |
| Cash Position | N/A |
| Operating Margin | N/A |
| Total Assets | N/A |
| Total Debt | N/A |
Key Executives
- Board of Directors
- Theodore F. Koch
- John L. Ryan Jr.
- Michael J. Roffler
- Michael R. Daly
- Laura J. Smith
- John Woods
- Sarah M. Flannery
- Bradford C. Newman
Industry Context
Citizens Financial Group operates in a highly competitive U.S. banking sector characterized by ongoing consolidation and digital transformation. Banks are focusing on enhancing customer experience through digital channels while managing interest rate sensitivity and credit risk. The industry is also navigating evolving regulatory landscapes and the need for technological investment to remain competitive.
Top Tags
financials (7) · corporate-governance (6) · financial-reporting (5) · 8-K (4) · disclosure (4) · 10-Q (4) · governance (4) · preferred-stock (4) · operations (3) · sec-filing (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net income for Q3 2025 | $494 million | increased $112 million compared to Q3 2024 |
| Net income for nine months ended Sept 30, 2025 | $1.3 billion | increased $195 million compared to same period in 2024 |
| Net interest income for Q3 2025 | $1.5 billion | increased $119 million compared to Q3 2024 |
| Net interest margin (FTE) for Q3 2025 | 3.00% | increased 23 basis points compared to Q3 2024 |
| Noninterest income for Q3 2025 | $630 million | increased $98 million compared to Q3 2024 |
| Provision expense for Q3 2025 | $154 million | decreased $18 million compared to Q3 2024 |
| Tangible book value per common share | $36.73 | increased 14% from December 31, 2024 |
| Non-Core education loans agreed to be sold | $1.9 billion | reclassified to LHFS in Q1 2025 |
| Common share repurchase program capacity | $1.5 billion | increased by $1.2 billion on June 13, 2025 |
| Common stock repurchased for nine months ended Sept 30, 2025 | $475 million | Parent Company repurchased outstanding common stock |
| SEC File Number | 001-36636 | Identifies the specific SEC filing for Citizens Financial Group. |
| EIN | 05-0412693 | Employer Identification Number for Citizens Financial Group. |
| Central Index Key | 0000759944 | Unique identifier for the filer |
| Conformed Period of Report | 2025-06-30 | End date of the reporting period for this 10-Q filing. |
| Filed As Of Date | 2025-08-04 | The date the 10-Q was officially filed with the SEC. |
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Frequently Asked Questions
What are the latest SEC filings for Citizens Financial Group Inc/Ri (CFG-PI)?
Citizens Financial Group Inc/Ri has 50 recent SEC filings from Apr 2024 to Nov 2025, including 28 8-K, 7 13F-HR, 6 10-Q. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of CFG-PI filings?
Across 50 filings, the sentiment breakdown is: 1 bullish, 49 neutral. The dominant sentiment is neutral.
Where can I find Citizens Financial Group Inc/Ri SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Citizens Financial Group Inc/Ri (CFG-PI) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Citizens Financial Group Inc/Ri?
Key financial highlights from Citizens Financial Group Inc/Ri's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for CFG-PI?
The investment thesis for CFG-PI includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Citizens Financial Group Inc/Ri?
Key executives identified across Citizens Financial Group Inc/Ri's filings include Board of Directors, Theodore F. Koch, John L. Ryan Jr., Michael J. Roffler, Michael R. Daly and 4 others.
What are the main risk factors for Citizens Financial Group Inc/Ri stock?
Of CFG-PI's 36 assessed filings, 0 were flagged high-risk, 5 medium-risk, and 31 low-risk.
What are recent predictions and forward guidance from Citizens Financial Group Inc/Ri?
Forward guidance and predictions for Citizens Financial Group Inc/Ri are extracted from SEC filings as they are enriched.