Chime Financial, Inc. (CHYM) — SEC Filings
Chime Financial, Inc. (CHYM) — 8 SEC filings. Latest: DEFA14A (Apr 17, 2026). Includes 3 8-K, 2 10-Q, 1 DEFA14A.
View Chime Financial, Inc. on SEC EDGAR
Overview
Chime Financial, Inc. (CHYM) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 10, 2025: Chime Financial, Inc. (CHYM) reported a significant increase in revenue for the nine months ended September 30, 2025, reaching $1,590,412 thousand, up from $1,198,057 thousand in the prior year, a 32.7% increase. However, the company experienced a substantial net loss of $965,159 thousand for the ni
Sentiment Summary
Across 8 filings, the sentiment breakdown is: 1 bearish, 7 neutral. The dominant filing sentiment for Chime Financial, Inc. is neutral.
Filing Type Overview
Chime Financial, Inc. (CHYM) has filed 1 DEFA14A, 3 8-K, 2 10-Q, 1 S-1/A, 1 S-1 with the SEC between May 2025 to Apr 2026.
Filings by Year
Recent SEC Filings (8)
| Date | Form | Description | Risk |
|---|---|---|---|
| Apr 17, 2026 | DEFA14A | DEFA14A Filing | |
| Dec 10, 2025 | 8-K | 8-K Filing | |
| Nov 10, 2025 | 10-Q | Chime's IPO Boosts Cash, But Losses Skyrocket to $965M | high |
| Nov 5, 2025 | 8-K | 8-K Filing | |
| Aug 11, 2025 | 10-Q | Chime Financial Files Q2 2025 10-Q | low |
| Aug 7, 2025 | 8-K | Chime Financial Files 8-K on Operations and Financials | low |
| Jun 2, 2025 | S-1/A | Chime Financial Amends S-1, Signals Imminent IPO Launch | medium |
| May 13, 2025 | S-1 | Chime Financial Files for IPO | medium |
Risk Profile
Risk Assessment: Of CHYM's 5 recent filings, 1 were flagged as high-risk, 2 as medium-risk, and 2 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $1.59B |
| Net Income | -$965.16M |
| EPS | -$5.10 |
| Cash Position | $445.03M |
| Total Assets | $1.96B |
| Total Debt | $519.04M |
Key Executives
- Christopher Britt
- Rezwan D. Pavri
- Lisa L. Stimmell
- Colin G. Conklin
- David K. Lam
- Steven R. Green
- Adam Frankel Apple Palarca
- Byron B. Rooney
- Marcel R. Fausten
- Gordon W. G
Industry Context
Chime operates in the rapidly evolving fintech sector, specifically focusing on digital banking and financial services for consumers. The industry is characterized by intense competition from traditional banks, neobanks, and other fintech disruptors. Key trends include the increasing adoption of mobile-first banking, demand for personalized financial tools, and the integration of various financial services onto single platforms.
Top Tags
Fintech (2) · IPO (2) · Net Loss (1) · Operating Expenses (1) · Technology Investment (1) · Risk Management (1) · Financial Performance (1) · 10-Q (1) · quarterly-report (1) · financials (1)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Revenue | $1.59B | Increased 32.7% for nine months ended Sept 30, 2025, from $1.19B in 2024. |
| Net Loss | -$965.16M | Significantly widened from -$5.74M in 2024 for the nine-month period. |
| Technology & Development Expenses | $823.58M | Increased from $230.70M in 2024, a 257% rise for the nine-month period. |
| Transaction & Risk Losses | $304.45M | More than doubled from $126.20M in 2024 for the nine-month period. |
| IPO Proceeds | $771.24M | Net proceeds from the initial public offering on June 13, 2025. |
| Cash and Cash Equivalents | $445.03M | Increased from $337.70M at December 31, 2024. |
| Loans Held for Investment, Net | $108.99M | Increased from $99.80M at December 31, 2024. |
| Net Loss Per Share (Diluted) | $5.10 | For the nine months ended September 30, 2025, compared to $0.09 in 2024. |
| Weighted Average Shares Outstanding | 371.83M | For the three months ended September 30, 2025, up from 65.15M in 2024. |
| Registration No. | 333-287223 | SEC file number for Chime Financial, Inc.'s S-1 registration statement |
| Filing Date | 2025-06-02 | Date Chime Financial, Inc. filed Amendment No. 1 to Form S-1 |
| SIC Code | 6199 | Primary Standard Industrial Classification Code for Finance Services |
| IRS Employer Identification Number | 46-0925388 | Chime Financial, Inc.'s EIN |
| Business Phone Number | 844-244-6363 | Contact number for Chime Financial, Inc.'s principal executive offices |
| SEC File Number | 333-287223 | Identifies this specific registration filing |
Frequently Asked Questions
What are the latest SEC filings for Chime Financial, Inc. (CHYM)?
Chime Financial, Inc. has 8 recent SEC filings from May 2025 to Apr 2026, including 3 8-K, 2 10-Q, 1 DEFA14A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of CHYM filings?
Across 8 filings, the sentiment breakdown is: 1 bearish, 7 neutral. The dominant sentiment is neutral.
Where can I find Chime Financial, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Chime Financial, Inc. (CHYM) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Chime Financial, Inc.?
Key financial highlights from Chime Financial, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for CHYM?
The investment thesis for CHYM includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Chime Financial, Inc.?
Key executives identified across Chime Financial, Inc.'s filings include Christopher Britt, Rezwan D. Pavri, Lisa L. Stimmell, Colin G. Conklin, David K. Lam and 5 others.
What are the main risk factors for Chime Financial, Inc. stock?
Of CHYM's 5 assessed filings, 1 were flagged high-risk, 2 medium-risk, and 2 low-risk.
What are recent predictions and forward guidance from Chime Financial, Inc.?
Forward guidance and predictions for Chime Financial, Inc. are extracted from SEC filings as they are enriched.