Catalyst Bancorp, Inc. (CLST) — SEC Filings
Catalyst Bancorp, Inc. (CLST) — 29 SEC filings. Latest: ARS (Apr 14, 2026). Includes 13 8-K, 6 10-Q, 3 SC 13G/A.
View Catalyst Bancorp, Inc. on SEC EDGAR
Overview
Catalyst Bancorp, Inc. (CLST) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Nov 21, 2025: Catalyst Bancorp, Inc. filed an 8-K on November 21, 2025, reporting events as of November 20, 2025. The filing primarily concerns "Other Events" and "Financial Statements and Exhibits," with no specific financial figures or material events detailed in the provided text.
Sentiment Summary
Across 29 filings, the sentiment breakdown is: 2 bullish, 27 neutral. The dominant filing sentiment for Catalyst Bancorp, Inc. is neutral.
Filing Type Overview
Catalyst Bancorp, Inc. (CLST) has filed 1 ARS, 13 8-K, 6 10-Q, 2 DEF 14A, 1 8-K/A, 2 10-K, 3 SC 13G/A, 1 SC 13G with the SEC between Jan 2024 to Apr 2026.
Filings by Year
Recent SEC Filings (29)
Risk Profile
Risk Assessment: Of CLST's 22 recent filings, 0 were flagged as high-risk, 4 as medium-risk, and 18 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $10,348K |
| Net Income | $1,596K |
| EPS | N/A |
| Debt-to-Equity | 0.18 |
| Cash Position | $37,271K |
| Operating Margin | N/A |
| Total Assets | $283,834K |
| Total Debt | $14,693K |
Key Executives
- Chief Executive Officer
- Joseph B. Zanco
Industry Context
Catalyst Bancorp operates in the community banking sector, characterized by a focus on local markets and relationship-based lending. The industry faces ongoing challenges from evolving customer preferences towards digital banking, increasing competition from larger institutions and fintech companies, and a dynamic interest rate environment. Recent trends show a consolidation among smaller banks and a continued emphasis on credit quality and regulatory compliance.
Top Tags
8-k (7) · financial-reporting (7) · financials (5) · 10-Q (4) · Catalyst Bancorp (3) · Regional Banking (2) · Financial Performance (2) · Loan Portfolio (2) · Shareholder Equity (2) · Louisiana Banking (2)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income | $1.596M | Nine months ended September 30, 2025, a significant turnaround from a $3.715 million net loss in 2024. |
| Total Assets | $283.834M | As of September 30, 2025, an increase from $276.697 million at December 31, 2024. |
| Reversal of Credit Losses | $36K | For the three and nine months ended September 30, 2025, indicating improved asset quality. |
| Total Deposits | $186.372M | As of September 30, 2025, a slight increase from $185.674 million at December 31, 2024. |
| Cash and Cash Equivalents | $37.271M | As of September 30, 2025, providing liquidity. |
| Interest Income from Loans | $2.816M | For the three months ended September 30, 2025, up from $2.717 million in 2024. |
| Net Interest Income | $2.450M | For the three months ended September 30, 2025, remaining stable. |
| Common Stock Shares Outstanding | 4,113,660 | As of November 7, 2025. |
| Repurchase of Common Stock | $1,779K | For the nine months ended September 30, 2025, reducing outstanding shares. |
| Basic EPS | $0.30 | Six months ended June 30, 2025, compared to a loss of $1.03 in H1 2024. |
| Gross Unrealized Losses | $3.753M | On available-for-sale securities as of June 30, 2025. |
| Allowance for Credit Losses | $2.431M | As of June 30, 2025, down from $2.522M at December 31, 2024. |
| Provision for Credit Losses | 0 | Six months ended June 30, 2025, compared to $194K in H1 2024. |
| Total Shareholders' Equity | $80.799M | As of June 30, 2025, up from $80.204M at December 31, 2024. |
| Reporting Date | 2025-03-31 | End of the first quarter for the 2025 fiscal year. |
Frequently Asked Questions
What are the latest SEC filings for Catalyst Bancorp, Inc. (CLST)?
Catalyst Bancorp, Inc. has 29 recent SEC filings from Jan 2024 to Apr 2026, including 13 8-K, 6 10-Q, 3 SC 13G/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of CLST filings?
Across 29 filings, the sentiment breakdown is: 2 bullish, 27 neutral. The dominant sentiment is neutral.
Where can I find Catalyst Bancorp, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Catalyst Bancorp, Inc. (CLST) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Catalyst Bancorp, Inc.?
Key financial highlights from Catalyst Bancorp, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for CLST?
The investment thesis for CLST includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Catalyst Bancorp, Inc.?
Key executives identified across Catalyst Bancorp, Inc.'s filings include Chief Executive Officer, Joseph B. Zanco.
What are the main risk factors for Catalyst Bancorp, Inc. stock?
Of CLST's 22 assessed filings, 0 were flagged high-risk, 4 medium-risk, and 18 low-risk.
What are recent predictions and forward guidance from Catalyst Bancorp, Inc.?
Forward guidance and predictions for Catalyst Bancorp, Inc. are extracted from SEC filings as they are enriched.