Capital One Files 8-K Report

TL;DR

COF filed an 8-K, mostly financial exhibits. No major news yet.

AI Summary

On January 24, 2025, Capital One Financial Corporation filed an 8-K report. The filing primarily concerns financial statements and exhibits, indicating potential updates or disclosures related to the company's financial health and operations. No specific new material events or transactions were detailed in the provided excerpt.

Why It Matters

This filing provides an official record of Capital One's financial disclosures, which is crucial for investors and analysts to assess the company's current financial standing and any potential material changes.

Risk Assessment

Risk Level: low — The filing is a routine 8-K for financial statements and exhibits, not indicating any immediate new risks or significant negative events.

Key Players & Entities

• Capital One Financial Corporation (company) — Filer of the 8-K report
• 0000927628 (company) — Central Index Key for Capital One Financial Corporation
• January 24, 2025 (date) — Date of the report and earliest event reported

FAQ

Filing Documents

• d918322d8k.htm (8-K) — 61KB
• d918322dex231.htm (EX-23.1) — 16KB
• d918322dex991.htm (EX-99.1) — 533KB
• d918322dex992.htm (EX-99.2) — 1850KB
• d918322dex993.htm (EX-99.3) — 990KB
• d918322dex994.htm (EX-99.4) — 1186KB
• d918322dex995.htm (EX-99.5) — 1141KB
• d918322dex996.htm (EX-99.6) — 639KB
• 0001193125-25-011793.txt ( ) — 7124KB
• cof-20250124.xsd (EX-101.SCH) — 5KB
• cof-20250124_def.xml (EX-101.DEF) — 15KB
• cof-20250124_lab.xml (EX-101.LAB) — 25KB
• cof-20250124_pre.xml (EX-101.PRE) — 16KB
• d918322d8k_htm.xml (XML) — 12KB

Forward Looking Statements

Forward Looking Statements Information in this communication, other than statements of historical facts, may constitute forward-looking statements, within the meaning of the Private Securities Litigation Reform Act of 1995. These statements may include, but are not limited to, statements about the benefits of the Transaction between Capital One and Discover, the combined company's plans, objectives, expectations and intentions, and other statements that are not historical facts. Forward-looking statements may be identified by terminology such as "may," "will," "should," "targets," "scheduled," "plans," "intends," "goal," "anticipates," "expects," "believes," "forecasts," "outlook," "estimates," "potential," or "continue" or negatives of such terms or other comparable terminology. All forward-looking statements are subject to risks, uncertainties and other factors that may cause the actual results, performance or achievements of Capital One or Discover to differ materially from any results expressed or implied by such forward-looking statements. Such factors include, among others, (1) the risk that the cost savings and any revenue synergies and other anticipated benefits from the Mergers may not be fully realized or may take longer than anticipated to be realized, (2) disruption to Capital One's business and to Discover's business as a result of the announcement and pendency of the Mergers, (3) the risk that the integration of Discover's business and operations into Capital One's, including into Capital One's compliance management program, will be materially delayed or will be more costly or difficult than expected, or that Capital One is otherwise unable to successfully integrate Discover's business into Capital One's, including as a result of unexpected factors or events, (4) the possibility that the requisite regulatory, stockholder or other approvals are not received or other conditions to the closing are not satisfied on a timely basis or at all, or are obta

Financial Statements and Exhibits

Financial Statements and Exhibits. (d) Exhibits. Exhibit No Description 23.1 Consent of Deloitte & Touche LLP, independent registered public accounting firm (with respect to Discover Financial Services) 99.1 Financial supplement of Discover Financial Services for the quarter and the Twelve Months Ended December 31, 2024 99.2 Audited consolidated financial statements of Discover Financial Services as of December 31, 2023 and 2022, and for the fiscal years ended December 31, 2023, 2022 and 2021 99.3 Unaudited condensed consolidated financial statements of Discover Financial Services as of and for the quarterly period ended March 31, 2024 99.4 Unaudited condensed consolidated financial statements of Discover Financial Services as of and for the quarterly period ended June 30, 2024 99.5 Unaudited condensed consolidated financial statements of Discover Financial Services as of and for the quarterly period ended September 30, 2024 99.6 Unaudited pro forma condensed combined financial information of Capital One Financial Corporation and Discover Financial Services as of and for the nine months ended September 30, 2024 and for the year ended December 31, 2023 104 The cover page from this Current Report on Form 8-K, formatted in Inline XBRL 4 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Company has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned hereunto duly authorized. CAPITAL ONE FINANCIAL CORPORATION Date: January 24, 2025 By: /s/ TIMOTHY P. GOLDEN Timothy P. Golden SVP, Controller and Principal Accounting Officer 5

View Full Filing

View this 8-K filing on SEC EDGAR