Corpay, Inc. (CPAY) — SEC Filings
Corpay, Inc. (CPAY) — 45 SEC filings. Latest: 10-Q (Nov 10, 2025). Includes 19 8-K, 8 SC 13G/A, 6 10-Q.
View Corpay, Inc. on SEC EDGAR
Overview
Corpay, Inc. (CPAY) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 10, 2025: Corpay, Inc. reported a robust financial performance for the three and nine months ended September 30, 2025. Revenues, net, increased by 13.9% to $1,172.5 million for the three months ended September 30, 2025, up from $1,029.2 million in the prior year. For the nine-month period, revenues grew by 11
Sentiment Summary
Across 45 filings, the sentiment breakdown is: 3 bullish, 41 neutral, 1 mixed. The dominant filing sentiment for Corpay, Inc. is neutral.
Filing Type Overview
Corpay, Inc. (CPAY) has filed 6 10-Q, 19 8-K, 2 DEFA14A, 2 DEF 14A, 2 10-K, 8 SC 13G/A, 6 SC 13G with the SEC between Jan 2024 to Nov 2025.
Filings by Year
Recent SEC Filings (45)
Risk Profile
Risk Assessment: Of CPAY's 29 recent filings, 0 were flagged as high-risk, 7 as medium-risk, and 22 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $1,172.5M |
| Net Income | $277.9M |
| Cash Position | $4,914.4M |
| Operating Margin | 44.6% |
| Total Assets | $19,744.8M |
| Total Debt | $12,534.9M |
Key Executives
- Robert W. MacDonnell
- David L. Johnson
- Ronald F. Clarke
Industry Context
Corpay operates in the payments and financial services industry, characterized by rapid technological advancements, increasing competition, and evolving regulatory landscapes. The sector sees a strong trend towards digital transformation, with companies focusing on integrated payment solutions and value-added services to differentiate themselves. Consolidation is also a common theme as companies seek scale and broader market reach.
Top Tags
financial-reporting (10) · corporate-governance (7) · financials (5) · 10-Q (4) · company-update (3) · amendment (3) · institutional-ownership (3) · passive-investment (3) · Fintech (2) · Corporate Payments (2)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Revenues, net (Q3 2025) | $1.17B | Increased by 13.9% from $1.03 billion in Q3 2024 |
| Revenues, net (YTD Q3 2025) | $3.28B | Increased by 11.6% from $2.94 billion in YTD Q3 2024 |
| Net income attributable to Corpay (Q3 2025) | $277.9M | Slight increase of 0.6% from $276.4 million in Q3 2024 |
| Net income attributable to Corpay (YTD Q3 2025) | $805.3M | Increased by 6.3% from $757.8 million in YTD Q3 2024 |
| Corporate Payments Revenue (Q3 2025) | $409.7M | Increased by 27.3% from $321.9 million in Q3 2024 |
| Corporate Payments Revenue (YTD Q3 2025) | $1.15B | Increased by 31.8% from $875.7 million in YTD Q3 2024 |
| Cash and cash equivalents and restricted cash (Sept 30, 2025) | $4.91B | Increased by $458.0 million from $4.46 billion at Dec 31, 2024 |
| Total assets (Sept 30, 2025) | $19.74B | Increased from $17.96 billion at Dec 31, 2024 |
| Provision for credit losses (YTD Q3 2025) | $89.8M | Increased by 10.1% from $81.6 million in YTD Q3 2024 |
| Net cash provided by operating activities (YTD Q3 2025) | $687.2M | Decreased by 46.8% from $1.29 billion in YTD Q3 2024 |
| Total Revenues | $1.01B | Increased 9.8% from $920.1M in Q2 2024 |
| Net Income | $280.4M | Increased 12% from $250.3M in Q2 2024 |
| Revenue Growth | 9.8% | Year-over-year increase for Q2 2025 |
| Net Income Growth | 12% | Year-over-year increase for Q2 2025 |
| Total Assets | $17.8B | As of June 30, 2025, indicating strong balance sheet |
Forward-Looking Statements
- {"claim":"Wellington Management Group LLP will continue to be a significant institutional holder of FLEETCOR TECHNOLOGIES INC shares.","entity":"Wellington Management Group LLP","targetDate":"Next 12 months","confidence":"high"}
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Frequently Asked Questions
What are the latest SEC filings for Corpay, Inc. (CPAY)?
Corpay, Inc. has 45 recent SEC filings from Jan 2024 to Nov 2025, including 19 8-K, 8 SC 13G/A, 6 10-Q. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of CPAY filings?
Across 45 filings, the sentiment breakdown is: 3 bullish, 41 neutral, 1 mixed. The dominant sentiment is neutral.
Where can I find Corpay, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Corpay, Inc. (CPAY) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Corpay, Inc.?
Key financial highlights from Corpay, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for CPAY?
The investment thesis for CPAY includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Corpay, Inc.?
Key executives identified across Corpay, Inc.'s filings include Robert W. MacDonnell, David L. Johnson, Ronald F. Clarke.
What are the main risk factors for Corpay, Inc. stock?
Of CPAY's 29 assessed filings, 0 were flagged high-risk, 7 medium-risk, and 22 low-risk.
What are recent predictions and forward guidance from Corpay, Inc.?
Recent forward-looking statements from Corpay, Inc. include guidance on {"claim":"Wellington Management Group LLP will continue to be a significant institutional holder of FLEETCOR TECHNOLOGIE.