Central Plains Bancshares, Inc. (CPBI) — SEC Filings
Central Plains Bancshares, Inc. (CPBI) — 20 SEC filings. Latest: 10-Q (Nov 13, 2025). Includes 6 10-Q, 6 8-K, 2 DEF 14A.
View Central Plains Bancshares, Inc. on SEC EDGAR
Overview
Central Plains Bancshares, Inc. (CPBI) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 13, 2025: Central Plains Bancshares, Inc. (CPBI) reported a slight decrease in net income for the three months ended September 30, 2025, to $882,000, down from $952,000 in the prior year, representing a 7.35% decline. However, net income for the six months ended September 30, 2025, increased marginally to $1,
Sentiment Summary
Across 20 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 16 neutral, 2 mixed. The dominant filing sentiment for Central Plains Bancshares, Inc. is neutral.
Filing Type Overview
Central Plains Bancshares, Inc. (CPBI) has filed 6 10-Q, 6 8-K, 2 DEF 14A, 2 10-K, 1 SC 13D, 1 10-K/A, 2 SC 13G with the SEC between Feb 2024 to Nov 2025.
Filings by Year
Recent SEC Filings (20)
Risk Profile
Risk Assessment: Of CPBI's 19 recent filings, 1 were flagged as high-risk, 8 as medium-risk, and 10 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $6,785,000 |
| Net Income | $882,000 |
| Total Assets | $510,003,000 |
| Total Debt | $8,500,000 |
Key Executives
- Dannel Garness
- Steven D. Kunzman
- Joseph Stilwell
Industry Context
Central Plains Bancshares operates in the community banking sector, characterized by local market focus and competition from larger regional and national banks, as well as fintech companies. The industry is currently navigating a complex environment of evolving interest rates, increasing regulatory scrutiny, and changing customer expectations for digital services.
Top Tags
financials (5) · Regional Banking (4) · 10-Q (4) · Financial Performance (3) · banking (3) · Credit Risk (2) · Loan Portfolio (2) · officer-appointment (2) · 10-K (2) · Net Interest Income (1)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income (Q3 2025) | $882,000 | Decreased from $952,000 in Q3 2024, a 7.35% decline. |
| Net Income (Six Months 2025) | $1,870,000 | Increased from $1,855,000 in the prior six-month period, a 0.81% rise. |
| Provision for Credit Losses (Q3 2025) | $89,000 | Significantly increased from $4,000 in Q3 2024, indicating higher credit risk. |
| Loans, Net (Sept 30, 2025) | $416,797,000 | Increased by $20,041,000 from $396,756,000 at March 31, 2025. |
| Borrowings (Sept 30, 2025) | $8,500,000 | Increased from $0 at March 31, 2025, indicating a shift in funding strategy. |
| Total Deposits (Sept 30, 2025) | $408,190,000 | Decreased by $8,011,000 from $416,201,000 at March 31, 2025. |
| Total Assets (Sept 30, 2025) | $510,003,000 | Modest increase from $508,702,000 at March 31, 2025. |
| Total Stockholders' Equity (Sept 30, 2025) | $86,180,000 | Increased from $83,332,000 at March 31, 2025. |
| Accumulated Other Comprehensive Loss (Sept 30, 2025) | $(2,767,000) | Improved from $(3,619,000) at March 31, 2025. |
| Total Interest and Dividend Income (Q3 2025) | $6,785,000 | Increased from $6,149,000 in Q3 2024. |
| Net Income | $988,000 | Increased 9.4% from $903,000 year-over-year |
| Total Interest and Dividend Income | $6.581 million | Increased from $5.911 million year-over-year |
| Net Interest Income before Provision for Credit Losses | $4.491 million | Increased 13.2% from $3.966 million year-over-year |
| Net Decrease in Cash and Cash Equivalents | $20.762 million | Significant decrease from $5.942 million in prior year period |
| Net Change in Deposits | $15.565 million | Represents a decrease in deposits for the quarter |
Forward-Looking Statements
- {"claim":"Central Plains Bancshares, Inc. stock may experience increased investor interest due to institutional backing.","entity":"Central Plains Bancshares, Inc.","targetDate":"Q2 2024","confidence":"medium"}
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Frequently Asked Questions
What are the latest SEC filings for Central Plains Bancshares, Inc. (CPBI)?
Central Plains Bancshares, Inc. has 20 recent SEC filings from Feb 2024 to Nov 2025, including 6 10-Q, 6 8-K, 2 DEF 14A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of CPBI filings?
Across 20 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 16 neutral, 2 mixed. The dominant sentiment is neutral.
Where can I find Central Plains Bancshares, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Central Plains Bancshares, Inc. (CPBI) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Central Plains Bancshares, Inc.?
Key financial highlights from Central Plains Bancshares, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for CPBI?
The investment thesis for CPBI includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Central Plains Bancshares, Inc.?
Key executives identified across Central Plains Bancshares, Inc.'s filings include Dannel Garness, Steven D. Kunzman, Joseph Stilwell.
What are the main risk factors for Central Plains Bancshares, Inc. stock?
Of CPBI's 19 assessed filings, 1 were flagged high-risk, 8 medium-risk, and 10 low-risk.
What are recent predictions and forward guidance from Central Plains Bancshares, Inc.?
Recent forward-looking statements from Central Plains Bancshares, Inc. include guidance on {"claim":"Central Plains Bancshares, Inc. stock may experience increased investor interest due to institutional backing..