Customers Bancorp Files 8-K on Definitive Agreement
Ticker: CUBB · Form: 8-K · Filed: Sep 5, 2025 · CIK: 1488813
| Field | Detail |
|---|---|
| Company | Customers Bancorp, Inc. (CUBB) |
| Form Type | 8-K |
| Filed Date | Sep 5, 2025 |
| Risk Level | medium |
| Pages | 4 |
| Reading Time | 5 min |
| Key Dollar Amounts | $1.00, $68.50, $172.5 million, $163.9 million |
| Sentiment | neutral |
Sentiment: neutral
Topics: material-definitive-agreement, 8-k, corporate-event
Related Tickers: CUBI
TL;DR
CUBI filed an 8-K for a material definitive agreement and other events on Sept 3rd.
AI Summary
Customers Bancorp, Inc. filed an 8-K on September 5, 2025, reporting on events that occurred on September 3, 2025. The filing indicates an entry into a material definitive agreement and other events, along with financial statements and exhibits. The company, incorporated in Pennsylvania, has its principal executive offices in West Reading, PA.
Why It Matters
This 8-K filing signals a significant corporate event for Customers Bancorp, Inc., potentially impacting its business operations, financial standing, and investor relations.
Risk Assessment
Risk Level: medium — 8-K filings often disclose material events that can significantly impact a company's stock price and future prospects.
Key Players & Entities
- Customers Bancorp, Inc. (company) — Registrant
- September 3, 2025 (date) — Date of earliest event reported
- September 5, 2025 (date) — Filing date
- Pennsylvania (location) — State of incorporation
- 701 Reading Avenue, West Reading, PA 19611 (location) — Principal executive offices
FAQ
What type of material definitive agreement did Customers Bancorp, Inc. enter into?
The filing indicates an entry into a material definitive agreement, but the specific details of the agreement are not provided in this excerpt.
What are the 'Other Events' mentioned in the filing?
The filing mentions 'Other Events' as an item of information, but the specific nature of these events is not detailed in the provided text.
When was Customers Bancorp, Inc. incorporated and in which state?
Customers Bancorp, Inc. was incorporated in Pennsylvania.
What is the IRS Employer Identification Number for Customers Bancorp, Inc.?
The IRS Employer Identification Number for Customers Bancorp, Inc. is 27-2290659.
What is the SIC code for Customers Bancorp, Inc.?
The Standard Industrial Classification (SIC) code for Customers Bancorp, Inc. is 6022, which corresponds to STATE COMMERCIAL BANKS.
Filing Stats: 1,192 words · 5 min read · ~4 pages · Grade level 11 · Accepted 2025-09-05 16:34:01
Key Financial Figures
- $1.00 — istered Voting Common Stock, par value $1.00 per share CUBI New York Stock Exchange
- $68.50 — nderwriters at a price to the public of $68.50 per share (the "Offering"). The Offerin
- $172.5 million — eeds of the Offering were approximately $172.5 million. After deducting underwriting discounts
- $163.9 million — ceeds to the Company were approximately $163.9 million. Pursuant to the Underwriting Agreemen
Filing Documents
- cubi-20250903.htm (8-K) — 44KB
- cubi-underwritingagreeme.htm (EX-1.1) — 131KB
- cubiseptember2025commons.htm (EX-5.1) — 9KB
- cubi-launchpressreleasex.htm (EX-99.1) — 7KB
- cubi-pricingpressrelease.htm (EX-99.2) — 8KB
- cubi-20250903_g1.jpg (GRAPHIC) — 66KB
- cubi-launchpressreleasex001.jpg (GRAPHIC) — 219KB
- cubi-launchpressreleasex002.jpg (GRAPHIC) — 178KB
- cubi-pricingpressrelease001.jpg (GRAPHIC) — 239KB
- cubi-pricingpressrelease002.jpg (GRAPHIC) — 194KB
- cubi-underwritingagreeme001.jpg (GRAPHIC) — 40KB
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- cubi-underwritingagreeme042.jpg (GRAPHIC) — 27KB
- cubiseptember2025commons001.jpg (GRAPHIC) — 164KB
- cubiseptember2025commons002.jpg (GRAPHIC) — 228KB
- cubiseptember2025commons003.jpg (GRAPHIC) — 161KB
- 0001488813-25-000082.txt ( ) — 15206KB
- cubi-20250903.xsd (EX-101.SCH) — 2KB
- cubi-20250903_def.xml (EX-101.DEF) — 19KB
- cubi-20250903_lab.xml (EX-101.LAB) — 34KB
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01 Entry into a Material Definitive Agreement
Item 1.01 Entry into a Material Definitive Agreement. On September 3, 2025, Customers Bancorp, Inc. (the "Company") entered into an underwriting agreement (the "Underwriting Agreement") with Morgan Stanley & Co. LLC, Keefe, Bruyette & Woods, Inc. and Raymond James & Associates, Inc., as Representatives of the several Underwriters named therein (the "Underwriters"), pursuant to which the Company agreed to issue and sell 2,189,781 shares of the Company's voting common stock, par value $1.00 per share (the "Common Stock"), to the Underwriters at a price to the public of $68.50 per share (the "Offering"). The Offering was made pursuant to the Company's Registration Statement on Form S-3 (File No. 333-290008), which was filed with the Securities and Exchange Commission (the "SEC") on September 3, 2025 and became effective immediately, as supplemented by a preliminary prospectus supplement dated September 3, 2025 and a prospectus supplement dated September 3, 2025. As part of the Offering, the Company granted the Underwriters a 30-day option to purchase up to an additional 328,467 shares of Common Stock in the Offering at the public offering price, less underwriting discounts and commissions, which option was exercised in full. The Offering closed on September 3, 2025. The aggregate gross proceeds of the Offering were approximately $172.5 million. After deducting underwriting discounts and commissions and before deducting transaction expenses, the aggregate net proceeds to the Company were approximately $163.9 million. Pursuant to the Underwriting Agreement, the directors and certain officers of the Company entered into agreements providing for a 60-day "lock-up" period with respect to sales of the Company's securities, subject to certain exceptions. The Company made certain customary representations, warranties and covenants in the Underwriting Agreement concerning the Company and Customers Bank and the Registration Statement, preliminary prospectus supplement, prosp
01 Regulation FD Disclosure
Item 7.01 Regulation FD Disclosure. On September 3, 2025, the Company issued a press release announcing the commencement of its offering of Common Stock. A copy of the press release is attached hereto as Exhibit 99.1 and incorporated by reference herein. On September 3, 2025, the Company issued a press release announcing the pricing of its offering of the Common Stock. A copy of the press release is attached hereto as Exhibit 99.2 and incorporated by reference herein. The information in this Item 7.01 of this Current Report on Form 8-K, including Exhibit 99.1 and Exhibit 99.2 attached hereto, is being furnished and shall not be deemed "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that Section. Furthermore, such information, including Exhibit 99.1 and Exhibit 99.2, shall not be deemed incorporated by reference into any of the Company's reports or filings with the SEC under the Securities Act or the Exchange Act, whether made before or after the date hereof, except as expressly set forth by specific reference in such report or filing. The information in this Item 7.01 of this Current Report on Form 8-K, including Exhibit 99.1 and Exhibit 99.2, shall not be deemed an admission as to the materiality of any information that is required to be disclosed solely to satisfy the requirements of Regulation FD. ++++++++++++++++++++++++++++++
01 Financial Statements and Exhibits
Item 9.01 Financial Statements and Exhibits. (d) Exhibits. Exhibit Description 1.1 Underwriting Agreement dated September 3, 2025 5.1 Opinion of Stradley Ronon Stevens & Young, LLP 23.1 Consent of Stradley Ronon Stevens & Young, LLP (included in Exhibit 5.1) 99.1 Press Release dated September 3, 2025 (offering commencement) 99.2 Press Release dated September 3, 2025 (pricing) 104 Cover Page Interactive Data File (Embedded within the Inline XBRL document) SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. CUSTOMERS BANCORP, INC. By: /s/ Andrew B. Sachs Name: Andrew B. Sachs Title: Executive Vice President - General Counsel and Corporate Secretary Date: September 5, 2025 EXHIBIT INDEX Exhibit Description 1.1 Underwriting Agreement dated September 3, 2025 5.1 Opinion of Stradley Ronon Stevens & Young, LLP 23.1 Consent of Stradley Ronon Stevens & Young, LLP (included in Exhibit 5.1) 99.1 Press Release dated September 3, 2025 (offering commencement) 99.2 Press Release dated September 3, 2025 (pricing) 104 Cover Page Interactive Data File (Embedded within the Inline XBRL document)