Citizens Financial Services Reports Q3 2025 Earnings
Ticker: CZFS · Form: 8-K · Filed: Oct 30, 2025 · CIK: 739421
| Field | Detail |
|---|---|
| Company | Citizens Financial Services Inc (CZFS) |
| Form Type | 8-K |
| Filed Date | Oct 30, 2025 |
| Risk Level | low |
| Pages | 2 |
| Reading Time | 2 min |
| Key Dollar Amounts | $1.00 |
| Sentiment | neutral |
Sentiment: neutral
Topics: earnings, financial-results
TL;DR
CFS Q3 earnings out Sept 30, 2025. Check the 8-K for details.
AI Summary
Citizens Financial Services Inc. reported its third quarter earnings for the period ending September 30, 2025. The company, incorporated in Pennsylvania with EIN 23-2265045, filed its 8-K report on October 30, 2025. The filing includes information on its results of operations and financial condition, as well as financial statements and exhibits.
Why It Matters
This filing provides investors with the latest financial performance data for Citizens Financial Services Inc., crucial for assessing the company's health and future prospects.
Risk Assessment
Risk Level: low — This is a routine earnings report filing with no immediate indication of significant adverse events.
Key Players & Entities
- CITIZENS FINANCIAL SERVICES INC (company) — Registrant
- Pennsylvania (location) — State of incorporation
- 23-2265045 (organization_id) — IRS Employer Identification No.
- September 30, 2025 (date) — Date of earliest event reported
- October 30, 2025 (date) — Date of report
FAQ
What is the exact date of the earliest event reported in this 8-K filing?
The date of the earliest event reported is September 30, 2025.
What is the company's IRS Employer Identification Number?
The IRS Employer Identification Number is 23-2265045.
In which state is Citizens Financial Services Inc. incorporated?
Citizens Financial Services Inc. is incorporated in Pennsylvania.
What is the filing date of this 8-K report?
This 8-K report was filed on October 30, 2025.
What are the main items covered in this 8-K filing?
This filing covers Results of Operations and Financial Condition, as well as Financial Statements and Exhibits.
Filing Stats: 502 words · 2 min read · ~2 pages · Grade level 10.5 · Accepted 2025-10-30 11:08:45
Key Financial Figures
- $1.00 — ch registered Common Stock, Par Value $1.00 Per Share CZFS NASDAQ Capital Marke
Filing Documents
- thirdqtrearnings2025.htm (8-K) — 25KB
- thirdqtrpressrelease2025.htm (EX-99.1) — 542KB
- 0000739421-25-000112.txt ( ) — 728KB
- czfs-20250930.xsd (EX-101.SCH) — 4KB
- czfs-20250930_lab.xml (EX-101.LAB) — 21KB
- czfs-20250930_pre.xml (EX-101.PRE) — 16KB
- thirdqtrearnings2025_htm.xml (XML) — 4KB
02. Results of Operations and Financial Condition
Item 2.02. Results of Operations and Financial Condition. Randall E. Black, Chief Executive Officer, recently announced the unaudited consolidated financial results for Citizens Financial Services, Inc. and susbisidaries for the third quarter 2025. On October 30, 2025, Citizens Financial Services, Inc. issued a press release titled "Citizens Financial Services, Inc. Reports Unaudited Third Quarter 2025 Financial Results", attached as Exhibit 99.1 to the Current Report on Form 8-K and incorporated herein by reference. The information furnished under Item 2.02 of the Current Report on an 8-K shall not be deemed "filed" for any purpose.
01. Financial Statements and Exhibits
Item 9.01. Financial Statements and Exhibits. (d) Exhibits Exhibit No. Description of Exhibit 99.1 Press release issued by Citizens Financial Services, Inc. on October 30, 2025, titled "Citizens Financial Services, Inc. Reports Unaudited Third Quarter 2025 Financial Results". 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)
SIGNATURES
SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CITIZENS FINANCIAL SERVICES, INC. Date: October 30, 2025 By: /s/ Stephen J. Guillaume Stephen J. Guillaume Chief Financial Officer