Dave INC./De (DAVEW) — SEC Filings

Overview

Dave INC./De (DAVEW) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 4, 2025: Dave Inc. reported a significant increase in net income for the nine months ended September 30, 2025, reaching $129,924 thousand, a substantial rise from $41,067 thousand in the same period of 2024. Total operating revenues, net, also saw robust growth, climbing to $390,461 thousand for the nine mon

Sentiment Summary

Across 33 filings, the sentiment breakdown is: 1 bearish, 31 neutral, 1 mixed. The dominant filing sentiment for Dave INC./De is neutral.

Filing Type Overview

Dave INC./De (DAVEW) has filed 6 10-Q, 16 8-K, 2 DEF 14A, 2 10-K, 2 SC 13G/A, 4 SC 13D/A, 1 SC 13G with the SEC between Jan 2024 to Nov 2025.

Filings by Year

2025 · 2024

Recent Filings (33)

• Dave Inc. Q3 Net Income Soars to $129.9M on Strong Revenue Growth — 10-Q · Nov 4, 2025 Risk: medium
  Dave Inc. reported a significant increase in net income for the nine months ended September 30, 2025, reaching $129,924 thousand, a substantial rise from $41,06
• Dave Inc. Reports on Redeemable Warrants — 8-K · Aug 13, 2025 Risk: low
  On August 13, 2025, Dave Inc. filed an 8-K report detailing its redeemable warrants. Each lot of 32 warrants is exercisable for one share of Class A common stoc
• Dave Inc. Files 8-K: Material Agreement, Financials, Warrants — 8-K · Aug 6, 2025 Risk: medium
  Dave Inc. reported on August 4, 2025, that it entered into a material definitive agreement. The company, formerly VPC Impact Acquisition Holdings, Inc., also di
• Dave Narrows Losses, Revenue Up 15.7% Amid Cash Burn — 10-Q · Aug 6, 2025 Risk: high
  Dave Inc./DE reported a net loss of $10.9 million for the three months ended June 30, 2025, a significant improvement from the $20.1 million net loss in the pri
• Dave Inc. Files 8-K on Officer/Director Changes — 8-K · Jul 15, 2025 Risk: low
  Dave Inc. filed an 8-K on July 15, 2025, reporting events as of July 11, 2025. The filing covers the departure of directors or certain officers, election of dir
• Dave Inc. Files 8-K on Security Holder Vote Matters — 8-K · Jun 3, 2025 Risk: low
  Dave Inc. filed an 8-K on June 3, 2025, reporting on matters submitted to a vote of security holders as of June 2, 2025. The filing indicates that the company,
• Dave Inc. Files 8-K on Financials — 8-K · May 8, 2025 Risk: low
  Dave Inc. filed an 8-K on May 8, 2025, reporting on its results of operations and financial condition. The filing also includes financial statements and exhibit
• Dave Inc. Files Q1 2025 10-Q — 10-Q · May 8, 2025 Risk: medium
  Dave Inc. filed its 10-Q for the period ending March 31, 2025. The company, formerly VPC Impact Acquisition Holdings III, Inc., reported on its financial positi
• Dave Inc. Files Definitive Proxy Statement — DEF 14A · Apr 18, 2025 Risk: low
  Dave Inc. filed a definitive proxy statement (DEF 14A) on April 18, 2025, for its annual meeting on June 2, 2025. The company, formerly VPC Impact Acquisition H
• Dave Inc. Files 8-K, Details Corporate Information — 8-K · Mar 10, 2025 Risk: low
  On March 10, 2025, Dave Inc. filed an 8-K report. The filing indicates that the company is incorporated in Delaware and its principal executive offices are loca
• Dave Inc. Files 2024 10-K, Details Loan Facility Amendments — 10-K · Mar 4, 2025 Risk: medium
  Dave Inc. filed its 2024 10-K on March 4, 2025, reporting on its fiscal year ending December 31, 2024. The company, formerly VPC Impact Acquisition Holdings III
• Dave Inc. Enters Material Definitive Agreement — 8-K · Mar 3, 2025 Risk: medium
  On February 27, 2025, Dave Inc. (DE) entered into a material definitive agreement. The company, formerly known as VPC Impact Acquisition Holdings III, Inc. unti
• Dave Inc. Files 8-K with SEC — 8-K · Feb 20, 2025 Risk: low
  Dave Inc. filed an 8-K on February 20, 2025, reporting on other events and financial statements. The company, formerly known as VPC Impact Acquisition Holdings
• Dave Inc. Files 8-K with Financials — 8-K · Dec 31, 2024 Risk: low
  Dave Inc. filed an 8-K on December 31, 2024, reporting on its financial statements and exhibits. The company, formerly known as VPC Impact Acquisition Holdings
• SC 13G/A Filing — SC 13G/A · Nov 14, 2024
• Dave Inc. Files 8-K: Regulation FD & Financials — 8-K · Nov 12, 2024 Risk: low
  Dave Inc. filed an 8-K on November 12, 2024, to report a Regulation FD Disclosure and Financial Statements and Exhibits. The company, formerly known as VPC Impa
• Dave Inc. Q3 2024 10-Q Filing — 10-Q · Nov 12, 2024 Risk: medium
  Dave Inc. filed its 10-Q for the period ending September 30, 2024. The filing details financial activities including interchange revenue net for the first nine
• Dave Inc. Files 8-K on Financials — 8-K · Nov 5, 2024 Risk: medium
  On November 5, 2024, Dave Inc. filed an 8-K report detailing results of operations and financial condition, along with Regulation FD disclosures and financial s
• Section 32 Fund Adjusts Dave Inc. Stake — SC 13D/A · Oct 18, 2024 Risk: medium
  Section 32 Fund 1, LP, along with William J. Maris and Section 32, LLC, filed an amendment to their Schedule 13D on October 18, 2024, regarding their holdings i
• Section 32 Fund Files Dave Inc. 13D Amendment — SC 13D/A · Oct 11, 2024 Risk: medium
  On October 9, 2024, Section 32 Fund 1, LP, through its affiliate Section 32, LLC, filed an amendment to its Schedule 13D. This filing indicates a change in bene
• Dave Inc. Files 8-K on Financials — 8-K · Aug 6, 2024 Risk: low
  Dave Inc. filed an 8-K on August 6, 2024, reporting on its results of operations and financial condition as of August 5, 2024. The filing also includes financia
• Dave Inc. Q2 2024 10-Q: Financials and Warrant Valuations — 10-Q · Aug 6, 2024 Risk: medium
  Dave Inc. filed its 10-Q for the period ending June 30, 2024. The filing details financial performance, including revenue from subscriptions and transaction-bas
• SC 13G Filing — SC 13G · Jul 2, 2024
• Dave Inc. Files 8-K on Security Holder Vote — 8-K · Jun 4, 2024 Risk: low
  Dave Inc. filed an 8-K on June 4, 2024, reporting on matters submitted to a vote of security holders on June 3, 2024. The company, formerly VPC Impact Acquisiti
• Section 32 Fund Amends Dave Inc. Stake Filing — SC 13D/A · May 14, 2024 Risk: low
  Section 32 Fund 1, LP, through its affiliate Section 32, LLC, has amended its Schedule 13D filing regarding Dave Inc. The filing, dated May 14, 2024, indicates
• Section 32 Fund Files SC 13D/A for Dave Inc. — SC 13D/A · May 9, 2024 Risk: medium
  Section 32 Fund 1, LP, through its affiliate Section 32, LLC, has amended its Schedule 13D filing regarding Dave Inc. (DE). The filing, dated May 7, 2024, indic
• Dave Inc. Files 8-K on Financials — 8-K · May 7, 2024 Risk: low
  Dave Inc. filed an 8-K on May 7, 2024, reporting on its results of operations and financial condition. The filing also includes financial statements and exhibit
• Dave Inc. Files 10-Q for Period Ending March 31, 2024 — 10-Q · May 7, 2024 Risk: medium
  Dave Inc./DE (DAVEW) filed a Quarterly Report (10-Q) with the SEC on May 7, 2024. Dave Inc. filed a 10-Q report for the period ending March 31, 2024. The filing
• Dave Inc. Announces 2024 Annual Meeting of Stockholders — DEF 14A · Apr 22, 2024 Risk: low
  Dave Inc./DE (DAVEW) filed a Proxy Statement (DEF 14A) with the SEC on April 22, 2024. The 2024 Annual Meeting of Stockholders for Dave Inc. will be held virtua
• Dave Inc. Files 8-K on Financials — 8-K · Mar 5, 2024 Risk: low
  On March 5, 2024, Dave Inc. filed an 8-K report detailing its financial results and exhibits. The company, formerly known as VPC Impact Acquisition Holdings III
• Dave Inc. Files 2023 Annual Report on Form 10-K — 10-K · Mar 5, 2024 Risk: medium
  Dave Inc./DE (DAVEW) filed a Annual Report (10-K) with the SEC on March 5, 2024. Dave Inc. filed its 10-K for the fiscal year ending December 31, 2023. The fili
• SC 13G/A Filing — SC 13G/A · Feb 14, 2024
• Dave Inc. Files 8-K on Material Definitive Agreement — 8-K · Jan 5, 2024
  Dave Inc./DE filed an 8-K on January 4, 2024, to report an "Entry into a Material Definitive Agreement." This filing indicates a significant new agreement that

Risk Profile

Risk Assessment: Of DAVEW's 29 recent filings, 1 were flagged as high-risk, 13 as medium-risk, and 15 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from Dave INC./De's most recent 10-Q filing (Nov 4, 2025):

• Revenue: $390,461,000
• Net Income: $129,924,000
• EPS: $N/A
• Debt-to-Equity: 0.49
• Cash Position: $49,889,000
• Operating Margin: $N/A
• Total Assets: $433,251,000
• Total Debt: $75,000,000

Key Executives

• William J. Maris

Industry Context

Dave Inc. operates in the fintech sector, specifically focusing on providing financial services and cash advances to consumers. The industry is characterized by rapid innovation, increasing competition from traditional banks and other fintech startups, and evolving regulatory scrutiny. Trends include the growing demand for digital banking solutions, embedded finance, and alternative credit scoring methods.

Top Tags

financial-reporting (7) · 10-Q (5) · warrants (4) · corporate-governance (4) · sec-filing (4) · material-agreement (3) · filing-update (3) · 8-k (3) · regulation-fd (3) · schedule-13d (3)

Key Numbers

• Net Income: $129.9M — Increased from $41.1M in 2024 to $129.9M in 2025 for the nine-month period, a 216% increase.
• Total Operating Revenues, Net: $390.5M — Increased from $246.2M in 2024 to $390.5M in 2025 for the nine-month period, a 58.6% increase.
• ExtraCash Receivables, Net: $268.3M — Increased from $175.9M as of December 31, 2024, to $268.3M as of September 30, 2025, a 52.5% increase.
• Provision for Credit Losses: $65.7M — Increased from $38.0M in 2024 to $65.7M in 2025 for the nine-month period, a 72.9% increase.
• Allowance for Credit Losses: $40.2M — Increased from $22.7M as of December 31, 2024, to $40.2M as of September 30, 2025, a 77.1% increase.
• Warrant and Earnout Liabilities: $17.2M — Increased from $2.9M as of December 31, 2024, to $17.2M as of September 30, 2025, a 490% increase.
• Class A Common Stock Repurchases: $31.9M — New activity in 2025, with no repurchases in the prior nine-month period.
• Accumulated Deficit: $22.5M — Reduced from $152.4M as of December 31, 2024, to $22.5M as of September 30, 2025, indicating improved profitability.
• Warrant Exercise Price: $368 — Price per share of Class A common stock
• Warrants per Lot: 32 — Number of warrants required to exercise for one share
• Net Loss: $10.9M — Improved from $20.1M in Q2 2024, but still a loss.
• Total Revenue: $60.5M — Up 15.7% from $52.3M in Q2 2024, showing growth.
• Cash and Cash Equivalents: $50.0M — Decreased from $65.0M at year-end 2024, indicating cash burn.
• Revenue Growth: 15.7% — Year-over-year increase in total revenue for Q2 2025.
• Transaction-Based Revenue Growth: 20.0% — Key driver of overall revenue increase.

Related Companies

DAVE · DE · VPC

Frequently Asked Questions