Dream Finders Homes Signs Material Definitive Agreement
Ticker: DFH · Form: 8-K · Filed: Aug 26, 2025 · CIK: 1825088
| Field | Detail |
|---|---|
| Company | Dream Finders Homes, INC. (DFH) |
| Form Type | 8-K |
| Filed Date | Aug 26, 2025 |
| Risk Level | medium |
| Pages | 2 |
| Reading Time | 3 min |
| Key Dollar Amounts | $1.475 b, $1.240 billion, $1.475 billion, $739 million, $981 million |
| Sentiment | neutral |
Sentiment: neutral
Topics: material-agreement, contract
Related Tickers: DFH
TL;DR
DFH signed a big deal, details TBD.
AI Summary
Dream Finders Homes, Inc. entered into a material definitive agreement on August 21, 2025. The filing does not disclose the specific nature or terms of this agreement, only that it is a significant contract for the company.
Why It Matters
This filing indicates a significant new contract for Dream Finders Homes, which could impact future revenue and operations, though details are currently undisclosed.
Risk Assessment
Risk Level: medium — The lack of specific details about the material definitive agreement introduces uncertainty regarding its potential impact on the company.
Key Players & Entities
- Dream Finders Homes, Inc. (company) — Registrant
- August 21, 2025 (date) — Date of earliest event reported
- DFH (company) — Trading Symbol
FAQ
What is the nature of the material definitive agreement entered into by Dream Finders Homes, Inc.?
The filing states that Dream Finders Homes, Inc. entered into a material definitive agreement on August 21, 2025, but does not provide specific details about the agreement's terms or purpose.
When was the material definitive agreement entered into?
The material definitive agreement was entered into on August 21, 2025.
What is the trading symbol for Dream Finders Homes, Inc. Class A Common Stock?
The trading symbol for Dream Finders Homes, Inc. Class A Common Stock is DFH.
On which stock exchange is Dream Finders Homes, Inc. Class A Common Stock registered?
Dream Finders Homes, Inc. Class A Common Stock is registered on the New York Stock Exchange.
What is the principal executive office address for Dream Finders Homes, Inc.?
The principal executive offices of Dream Finders Homes, Inc. are located at 14701 Phillips Highway, Suite 300, Jacksonville, Florida 32256.
Filing Stats: 702 words · 3 min read · ~2 pages · Grade level 10.2 · Accepted 2025-08-26 16:23:30
Key Financial Figures
- $1.475 b — under the revolving credit facility to $1.475 billion, subject to a borrowing base; and
- $1.240 billion — ain new and existing lenders comprising $1.240 billion of the $1.475 billion of aggregate comm
- $1.475 billion — enders comprising $1.240 billion of the $1.475 billion of aggregate commitments under the Cred
- $739 million — he base component of such covenant from $739 million to $981 million. A copy of the Amendm
- $981 million — t of such covenant from $739 million to $981 million. A copy of the Amendment to the Credi
Filing Documents
- dream-20250821.htm (8-K) — 32KB
- exhibit_dreamfinders-sev.htm (EX-10.1) — 465KB
- exhibit_dreamfinders-sev001.jpg (GRAPHIC) — 91KB
- exhibit_dreamfinders-sev002.jpg (GRAPHIC) — 214KB
- exhibit_dreamfinders-sev003.jpg (GRAPHIC) — 225KB
- exhibit_dreamfinders-sev004.jpg (GRAPHIC) — 242KB
- exhibit_dreamfinders-sev005.jpg (GRAPHIC) — 25KB
- exhibit_dreamfinders-sev006.jpg (GRAPHIC) — 84KB
- exhibit_dreamfinders-sev007.jpg (GRAPHIC) — 40KB
- exhibit_dreamfinders-sev008.jpg (GRAPHIC) — 202KB
- exhibit_dreamfinders-sev009.jpg (GRAPHIC) — 204KB
- exhibit_dreamfinders-sev010.jpg (GRAPHIC) — 224KB
- exhibit_dreamfinders-sev011.jpg (GRAPHIC) — 99KB
- exhibit_dreamfinders-sev012.jpg (GRAPHIC) — 199KB
- exhibit_dreamfinders-sev013.jpg (GRAPHIC) — 224KB
- exhibit_dreamfinders-sev014.jpg (GRAPHIC) — 256KB
- exhibit_dreamfinders-sev015.jpg (GRAPHIC) — 222KB
- exhibit_dreamfinders-sev016.jpg (GRAPHIC) — 234KB
- exhibit_dreamfinders-sev017.jpg (GRAPHIC) — 265KB
- exhibit_dreamfinders-sev018.jpg (GRAPHIC) — 290KB
- exhibit_dreamfinders-sev019.jpg (GRAPHIC) — 229KB
- exhibit_dreamfinders-sev020.jpg (GRAPHIC) — 248KB
- exhibit_dreamfinders-sev021.jpg (GRAPHIC) — 291KB
- exhibit_dreamfinders-sev022.jpg (GRAPHIC) — 251KB
- exhibit_dreamfinders-sev023.jpg (GRAPHIC) — 262KB
- exhibit_dreamfinders-sev024.jpg (GRAPHIC) — 306KB
- exhibit_dreamfinders-sev025.jpg (GRAPHIC) — 243KB
- exhibit_dreamfinders-sev026.jpg (GRAPHIC) — 268KB
- exhibit_dreamfinders-sev027.jpg (GRAPHIC) — 258KB
- exhibit_dreamfinders-sev028.jpg (GRAPHIC) — 219KB
- exhibit_dreamfinders-sev029.jpg (GRAPHIC) — 243KB
- exhibit_dreamfinders-sev030.jpg (GRAPHIC) — 275KB
- exhibit_dreamfinders-sev031.jpg (GRAPHIC) — 250KB
- exhibit_dreamfinders-sev032.jpg (GRAPHIC) — 265KB
- exhibit_dreamfinders-sev033.jpg (GRAPHIC) — 246KB
- exhibit_dreamfinders-sev034.jpg (GRAPHIC) — 287KB
- exhibit_dreamfinders-sev035.jpg (GRAPHIC) — 231KB
- exhibit_dreamfinders-sev036.jpg (GRAPHIC) — 251KB
- exhibit_dreamfinders-sev037.jpg (GRAPHIC) — 227KB
- exhibit_dreamfinders-sev038.jpg (GRAPHIC) — 289KB
- exhibit_dreamfinders-sev039.jpg (GRAPHIC) — 227KB
- exhibit_dreamfinders-sev040.jpg (GRAPHIC) — 202KB
- exhibit_dreamfinders-sev041.jpg (GRAPHIC) — 263KB
- exhibit_dreamfinders-sev042.jpg (GRAPHIC) — 255KB
- exhibit_dreamfinders-sev043.jpg (GRAPHIC) — 275KB
- exhibit_dreamfinders-sev044.jpg (GRAPHIC) — 291KB
- exhibit_dreamfinders-sev045.jpg (GRAPHIC) — 209KB
- exhibit_dreamfinders-sev046.jpg (GRAPHIC) — 278KB
- exhibit_dreamfinders-sev047.jpg (GRAPHIC) — 244KB
- exhibit_dreamfinders-sev048.jpg (GRAPHIC) — 302KB
- exhibit_dreamfinders-sev049.jpg (GRAPHIC) — 237KB
- exhibit_dreamfinders-sev050.jpg (GRAPHIC) — 243KB
- exhibit_dreamfinders-sev051.jpg (GRAPHIC) — 295KB
- exhibit_dreamfinders-sev052.jpg (GRAPHIC) — 297KB
- exhibit_dreamfinders-sev053.jpg (GRAPHIC) — 291KB
- exhibit_dreamfinders-sev054.jpg (GRAPHIC) — 266KB
- exhibit_dreamfinders-sev055.jpg (GRAPHIC) — 235KB
- exhibit_dreamfinders-sev056.jpg (GRAPHIC) — 261KB
- exhibit_dreamfinders-sev057.jpg (GRAPHIC) — 291KB
- exhibit_dreamfinders-sev058.jpg (GRAPHIC) — 253KB
- exhibit_dreamfinders-sev059.jpg (GRAPHIC) — 263KB
- exhibit_dreamfinders-sev060.jpg (GRAPHIC) — 272KB
- exhibit_dreamfinders-sev061.jpg (GRAPHIC) — 248KB
- exhibit_dreamfinders-sev062.jpg (GRAPHIC) — 248KB
- exhibit_dreamfinders-sev063.jpg (GRAPHIC) — 247KB
- exhibit_dreamfinders-sev064.jpg (GRAPHIC) — 266KB
- exhibit_dreamfinders-sev065.jpg (GRAPHIC) — 273KB
- exhibit_dreamfinders-sev066.jpg (GRAPHIC) — 227KB
- exhibit_dreamfinders-sev067.jpg (GRAPHIC) — 260KB
- exhibit_dreamfinders-sev068.jpg (GRAPHIC) — 256KB
- exhibit_dreamfinders-sev069.jpg (GRAPHIC) — 218KB
- exhibit_dreamfinders-sev070.jpg (GRAPHIC) — 275KB
- exhibit_dreamfinders-sev071.jpg (GRAPHIC) — 304KB
- exhibit_dreamfinders-sev072.jpg (GRAPHIC) — 258KB
- exhibit_dreamfinders-sev073.jpg (GRAPHIC) — 224KB
- exhibit_dreamfinders-sev074.jpg (GRAPHIC) — 279KB
- exhibit_dreamfinders-sev075.jpg (GRAPHIC) — 248KB
- exhibit_dreamfinders-sev076.jpg (GRAPHIC) — 225KB
- exhibit_dreamfinders-sev077.jpg (GRAPHIC) — 221KB
- exhibit_dreamfinders-sev078.jpg (GRAPHIC) — 246KB
- exhibit_dreamfinders-sev079.jpg (GRAPHIC) — 256KB
- exhibit_dreamfinders-sev080.jpg (GRAPHIC) — 272KB
- exhibit_dreamfinders-sev081.jpg (GRAPHIC) — 271KB
- exhibit_dreamfinders-sev082.jpg (GRAPHIC) — 261KB
- exhibit_dreamfinders-sev083.jpg (GRAPHIC) — 255KB
- exhibit_dreamfinders-sev084.jpg (GRAPHIC) — 269KB
- exhibit_dreamfinders-sev085.jpg (GRAPHIC) — 273KB
- exhibit_dreamfinders-sev086.jpg (GRAPHIC) — 270KB
- exhibit_dreamfinders-sev087.jpg (GRAPHIC) — 275KB
- exhibit_dreamfinders-sev088.jpg (GRAPHIC) — 263KB
- exhibit_dreamfinders-sev089.jpg (GRAPHIC) — 224KB
- exhibit_dreamfinders-sev090.jpg (GRAPHIC) — 219KB
- exhibit_dreamfinders-sev091.jpg (GRAPHIC) — 210KB
- exhibit_dreamfinders-sev092.jpg (GRAPHIC) — 238KB
- exhibit_dreamfinders-sev093.jpg (GRAPHIC) — 228KB
- exhibit_dreamfinders-sev094.jpg (GRAPHIC) — 260KB
- exhibit_dreamfinders-sev095.jpg (GRAPHIC) — 258KB
- exhibit_dreamfinders-sev096.jpg (GRAPHIC) — 253KB
- exhibit_dreamfinders-sev097.jpg (GRAPHIC) — 253KB
- exhibit_dreamfinders-sev098.jpg (GRAPHIC) — 301KB
- exhibit_dreamfinders-sev099.jpg (GRAPHIC) — 287KB
- exhibit_dreamfinders-sev100.jpg (GRAPHIC) — 322KB
- exhibit_dreamfinders-sev101.jpg (GRAPHIC) — 273KB
- exhibit_dreamfinders-sev102.jpg (GRAPHIC) — 233KB
- exhibit_dreamfinders-sev103.jpg (GRAPHIC) — 261KB
- exhibit_dreamfinders-sev104.jpg (GRAPHIC) — 279KB
- exhibit_dreamfinders-sev105.jpg (GRAPHIC) — 236KB
- exhibit_dreamfinders-sev106.jpg (GRAPHIC) — 300KB
- exhibit_dreamfinders-sev107.jpg (GRAPHIC) — 290KB
- exhibit_dreamfinders-sev108.jpg (GRAPHIC) — 309KB
- exhibit_dreamfinders-sev109.jpg (GRAPHIC) — 285KB
- exhibit_dreamfinders-sev110.jpg (GRAPHIC) — 249KB
- exhibit_dreamfinders-sev111.jpg (GRAPHIC) — 234KB
- exhibit_dreamfinders-sev112.jpg (GRAPHIC) — 280KB
- exhibit_dreamfinders-sev113.jpg (GRAPHIC) — 303KB
- exhibit_dreamfinders-sev114.jpg (GRAPHIC) — 333KB
- exhibit_dreamfinders-sev115.jpg (GRAPHIC) — 316KB
- exhibit_dreamfinders-sev116.jpg (GRAPHIC) — 274KB
- exhibit_dreamfinders-sev117.jpg (GRAPHIC) — 272KB
- exhibit_dreamfinders-sev118.jpg (GRAPHIC) — 307KB
- exhibit_dreamfinders-sev119.jpg (GRAPHIC) — 337KB
- exhibit_dreamfinders-sev120.jpg (GRAPHIC) — 265KB
- exhibit_dreamfinders-sev121.jpg (GRAPHIC) — 264KB
- exhibit_dreamfinders-sev122.jpg (GRAPHIC) — 259KB
- exhibit_dreamfinders-sev123.jpg (GRAPHIC) — 97KB
- 0001825088-25-000058.txt ( ) — 43097KB
- dream-20250821.xsd (EX-101.SCH) — 2KB
- dream-20250821_lab.xml (EX-101.LAB) — 22KB
- dream-20250821_pre.xml (EX-101.PRE) — 13KB
- dream-20250821_htm.xml (XML) — 3KB
01. Entry into a Material Definitive Agreement
Item 1.01. Entry into a Material Definitive Agreement. On August 21, 2025, Dream Finders Homes, Inc. (the "Company") entered into an amendment (the "Amendment") to its existing revolving credit facility (as amended, the "Credit Agreement"). The Credit Agreement provides for a senior unsecured revolving credit facility and is with a syndicate of lenders, with Bank of America, N.A. acting as administrative agent. The Amendment, among other things, (i) provides for an increase in the aggregate commitments under the revolving credit facility to $1.475 billion, subject to a borrowing base; and (ii) extends the maturity date from June 4, 2027 to August 21, 2028 for certain new and existing lenders comprising $1.240 billion of the $1.475 billion of aggregate commitments under the Credit Agreement. The Amendment also updated the Company's minimum tangible net worth covenant, which resulted in an increase to the base component of such covenant from $739 million to $981 million. A copy of the Amendment to the Credit Agreement is filed as Exhibit 10.1 to this Current Report on Form 8-K. The foregoing description of the Amendment is only a summary, does not purport to be complete and is qualified in its entirety by reference to the full text of the Amendment, which is included as Exhibit 10.1 to this Current Report on Form 8-K and is incorporated by reference into this Item 1.01. Item 2.03. Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The disclosure set forth above in Item 1.01 of this Current Report on Form 8-K is incorporated by reference into this Item 2.03.
01 Financial Statements and Exhibits
Item 9.01 Financial Statements and Exhibits. (d) Exhibits. Number Description 10.1+ Seventh Amendment to Amended and Restated Credit Agreement, dated as of August 21, 2025, among Dream Finders Homes, Inc. Bank of America, N.A, as administrative agent, collateral agent, and issuing bank, and the lenders named therein as parties thereto. 104 Cover Page Interactive Data File (embedded within the inline XBRL document) + Certain schedules and similar attachments have been omitted pursuant to Item 601(a)(5) of Regulation S-K. The registrant undertakes to furnish supplemental copies of any of the omitted schedules upon request by the SEC. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: August 26, 2025 DREAM FINDERS HOMES, INC. By: /s/ Robert E. Riva Robert E. Riva Vice President, General Counsel and Corporate Secretary