DTE Energy Enters Material Definitive Agreement

TL;DR

DTE Energy just signed a big deal, creating a new financial obligation. Watch this space.

AI Summary

On October 22, 2025, DTE Energy Co. entered into a material definitive agreement, creating a direct financial obligation. The filing also includes financial statements and exhibits related to this agreement. DTE Energy Co. is a public utility company based in Detroit, Michigan.

Why It Matters

This filing indicates a significant new financial commitment or obligation for DTE Energy, which could impact its financial structure and future operations.

Risk Assessment

Risk Level: medium — Entering into material definitive agreements and creating financial obligations can introduce new risks related to the terms of the agreement and the company's ability to meet them.

Key Players & Entities

• DTE ENERGY CO (company) — Filer
• DTE Electric Co (company) — Subsidiary
• DETROIT (location) — Company Headquarters
• MI (location) — State of Incorporation

FAQ

Key Financial Figures

• $1,500,000,000 — nts under each Facility are as follows: $1,500,000,000 for DTE Energy, $1,000,000,000 for DTE
• $1,000,000,000 — follows: $1,500,000,000 for DTE Energy, $1,000,000,000 for DTE Electric, and $300,000,000 for
• $300,000,000 — y, $1,000,000,000 for DTE Electric, and $300,000,000 for DTE Gas. Each of the DTE Electric a

Filing Documents

• dte-20251022.htm (8-K) — 36KB
• ex101.htm (EX-10.1) — 864KB
• ex102.htm (EX-10.2) — 841KB
• ex103.htm (EX-10.3) — 830KB
• dte-20251022_g1.jpg (GRAPHIC) — 6KB
• 0000936340-25-000216.txt ( ) — 3181KB
• dte-20251022.xsd (EX-101.SCH) — 4KB
• dte-20251022_def.xml (EX-101.DEF) — 19KB
• dte-20251022_lab.xml (EX-101.LAB) — 34KB
• dte-20251022_pre.xml (EX-101.PRE) — 19KB
• dte-20251022_htm.xml (XML) — 7KB

01. Entry into a Material Definitive Agreement

Item 1.01. Entry into a Material Definitive Agreement. On October 22, 2025, each of DTE Energy Company ("DTE Energy"), DTE Electric Company ("DTE Electric") and DTE Gas Company ("DTE Gas") entered into a sixth amended and restated five-year unsecured revolving credit agreement (each, a "Facility") with a syndicate of lenders and Citibank, N.A. ("Citibank"), as Administrative Agent. The Facilities amend and restate each respective borrower's prior fifth amended and restated five-year revolving credit agreement. Each Facility is unsecured and expires on October 22, 2030, with two options to request a one-year extension. Borrowings under each Facility will bear interest at the respective borrower's option of (i) the Base Rate plus the Applicable Margin, as defined in such Facility, or (ii) Adjusted Term SOFR plus the Applicable Margin. The total lender commitments under each Facility are as follows: $1,500,000,000 for DTE Energy, $1,000,000,000 for DTE Electric, and $300,000,000 for DTE Gas. Each of the DTE Electric and DTE Gas Facilities requires the maintenance of a debt to capitalization ratio of no more than 0.65 to 1. The DTE Energy Facility requires the maintenance of a debt to capitalization ratio of no more than 0.70 to 1. In addition, each Facility contains customary covenants and events of default. The proceeds of any borrowing under each Facility may be used for general corporate purposes. The foregoing description is qualified in its entirety by reference to the full text of the respective Facilities, the forms of which are attached as exhibits hereto and incorporated by reference herein. Item 2.03. Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth in Item 1.01 is incorporated into this Item 2.03 by reference.

01. Financial Statements and Exhibits

Item 9.01. Financial Statements and Exhibits. (d) Exhibits 10.1 Form of Sixth Amended and Restated Five-Year Credit Agreement, dated as of October 22, 2025, by and among DTE Energy Company, the lenders party thereto, and Citibank, N.A., as Administrative Agent 10.2 Form of Sixth Amended and Restated Five-Year Credit Agreement, dated as of October 22, 2025, by and among DTE Electric Company, the lenders party thereto, and Citibank, N.A., as Administrative Agent 10.3 Form of Sixth Amended and Restated Five-Year Credit Agreement, dated as of October 22, 2025, by and among DTE Gas Company, the lenders party thereto, and Citibank, N.A., as Administrative Agent 104 Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrants have duly caused this report to be signed on their behalf by the undersigned hereunto duly authorized. Date: October 28, 2025 DTE ENERGY COMPANY (Registrant) /s/David Ruud David Ruud Vice Chairman and Chief Financial Officer DTE ELECTRIC COMPANY (Registrant) /s/David Ruud David Ruud Vice Chairman and Chief Financial Officer

View Full Filing

View this 8-K filing on SEC EDGAR