ECB Bancorp 10-Q: Loan Delinquencies Detailed
Ticker: ECBK · Form: 10-Q · Filed: May 9, 2025 · CIK: 1914605
| Field | Detail |
|---|---|
| Company | Ecb Bancorp, Inc. /Md/ (ECBK) |
| Form Type | 10-Q |
| Filed Date | May 9, 2025 |
| Risk Level | medium |
| Sentiment | neutral |
Sentiment: neutral
Topics: 10-Q, financials, loan-portfolio, delinquencies
TL;DR
ECB Bancorp 10-Q shows loan delinquencies across portfolios. Watch credit quality.
AI Summary
ECB Bancorp, Inc. filed its 10-Q for the period ending March 31, 2025. The filing details financial assets, including loans that are past due, with specific segments like residential and commercial portfolios showing varying degrees of delinquency. The company's primary business is in savings institutions, not federally chartered, based in Everett, MA.
Why It Matters
This filing provides insight into the credit quality of ECB Bancorp's loan portfolio, which can impact its financial stability and profitability.
Risk Assessment
Risk Level: medium — The filing indicates past due and doubtful loans, suggesting potential credit risk within the company's portfolio.
Key Numbers
- 2025-03-31 — Reporting Period End Date (Indicates the specific date for which financial data is reported.)
- 2024-12-31 — Previous Period End Date (Provides a comparative point for financial trends.)
- 2022-07-27 — Historical Date (Likely related to a previous filing or event, context not fully specified.)
Key Players & Entities
- ECB Bancorp, Inc. (company) — Filer of the 10-Q
- 2025-03-31 (date) — End of reporting period
- Everett, MA (location) — Company's business address
- 02149 (other) — ZIP code for business address
- 6036 (other) — Standard Industrial Classification code
FAQ
What is the total amount of loans that are 60-89 days past due in the commercial portfolio?
The filing indicates 'FinancingReceivables60To89DaysPastDue' within the 'CommercialPortfolioSegmentMember' but does not provide a specific dollar amount in the provided text.
What is the classification of real estate loans in the construction portfolio?
Real estate loans in the construction portfolio are classified as 'Doubtful' as of March 31, 2025.
What is the total value of financial assets that are past due?
The filing mentions 'FinancialAssetPastDueMember' but does not provide a specific aggregate dollar amount in the provided text.
What is the SIC code for ECB Bancorp, Inc.?
The Standard Industrial Classification code for ECB Bancorp, Inc. is 6036, which corresponds to 'SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED'.
What is the company's fiscal year end?
ECB Bancorp, Inc.'s fiscal year ends on December 31.
Filing Details
This Form 10-Q (Form 10-Q) was filed with the SEC on May 9, 2025 regarding ECB Bancorp, Inc. /MD/ (ECBK).