Encore Capital Group Files 8-K

TL;DR

ECPG filed an 8-K on 9/25 for an event on 9/24 - details TBD.

AI Summary

Encore Capital Group, Inc. filed an 8-K on September 25, 2025, reporting an event that occurred on September 24, 2025. The filing is categorized under 'Other Events' and 'Financial Statements and Exhibits'. No specific financial details or material events were disclosed in the provided excerpt.

Why It Matters

This filing indicates a corporate event or disclosure by Encore Capital Group, Inc. that requires reporting to the SEC, though the specific nature of the event is not detailed in this excerpt.

Risk Assessment

Risk Level: low — The provided excerpt is a standard SEC filing header and does not contain information about material events, financial performance, or significant changes that would indicate a high risk.

Key Players & Entities

• ENCORE CAPITAL GROUP, INC. (company) — Registrant
• September 24, 2025 (date) — Date of earliest event reported
• September 25, 2025 (date) — Date of report
• Delaware (jurisdiction) — State of incorporation
• 48-1090909 (identifier) — IRS Employer Identification No.
• 350 Camino de la Reina , Suite 100 San Diego , California 92108 (address) — Address of principal executive offices
• ( 877 ) 345-3002 (phone_number) — Registrant's telephone number

FAQ

Key Financial Figures

• $0.01 — ange on which registered Common Stock, $0.01 Par Value Per Share ECPG The NASDAQ Sto
• $400.0 million — lease announcing its intention to offer $400.0 million aggregate principal amount of senior se
• $100.0 million — of the Offering, w hich was upsized by $100.0 million from $400.0 million to $500.0 million .
• $500.0 million — y $100.0 million from $400.0 million to $500.0 million . T he senior secured notes will accrue

Filing Documents

• ecpg-20250924.htm (8-K) — 29KB
• a202508-hyxex991pressrelea.htm (EX-99.1) — 6KB
• a202508-hyxex992pressrelea.htm (EX-99.2) — 7KB
• image_01a.jpg (GRAPHIC) — 39KB
• image_0a.jpg (GRAPHIC) — 39KB
• 0001084961-25-000104.txt ( ) — 273KB
• ecpg-20250924.xsd (EX-101.SCH) — 2KB
• ecpg-20250924_lab.xml (EX-101.LAB) — 22KB
• ecpg-20250924_pre.xml (EX-101.PRE) — 13KB
• ecpg-20250924_htm.xml (XML) — 3KB

01. Other Events

Item 8.01. Other Events. On September 24, 2025 , Encore Capital Group, Inc. (" Encore ") issued a press release announcing its intention to offer $400.0 million aggregate principal amount of senior secured notes due 2031 (the " Offering ") in a private placement to qualified institutional buyers pursuant to Rule 144A under the Securities Act of 1933, as amended (the " Securities Act ") and outside the United States to non-U.S. persons (within the meaning of Regulation S under the Securities Act). On September 24, 2025 , Encore issued a press release announcing the pricing of the Offering, w hich was upsized by $100.0 million from $400.0 million to $500.0 million . T he senior secured notes will accrue interest at a rate of 6.625% per annum. The senior secured notes being offered have not been and will not be registered under the Securities Act and may not be offered or sold in the United States absent registration or an applicable exemption from registration requirements. Copies of the press releases are attached as Exhibits 99.1 and 99.2 and incorporated herein by reference.

01. Financial Statements and Exhibits

Item 9.01. Financial Statements and Exhibits. Exhibit Number Description 99.1 Launch Press Release 99.2 Pricing Press Release 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ENCORE CAPITAL GROUP, INC. Date: September 24, 2025 /s/ Tomas Hernanz Tomas Hernanz Executive Vice President, Chief Financial Officer and Treasurer EXHIBIT INDEX Exhibit Number Description 99.1 Launch Press Release 99.2 Pricing Press Release 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

View Full Filing

View this 8-K filing on SEC EDGAR