Ellington Financial Inc. Files 8-K with Material Agreements

TL;DR

Ellington Financial Inc. just dropped an 8-K on Oct 6, 2025, detailing new material agreements and financial obligations.

AI Summary

On October 6, 2025, Ellington Financial Inc. filed an 8-K report detailing several material events. These include entering into a definitive agreement, creating a direct financial obligation, and other significant events. The filing also lists various financial statement exhibits.

Why It Matters

This 8-K filing indicates significant corporate actions and financial obligations for Ellington Financial Inc., which could impact its financial structure and future operations.

Risk Assessment

Risk Level: medium — The filing involves material definitive agreements and financial obligations, which inherently carry financial and operational risks.

Key Players & Entities

• Ellington Financial Inc. (company) — Registrant
• October 6, 2025 (date) — Date of earliest event reported

FAQ

Key Financial Figures

• $0.001 — ange on Which Registered Common Stock, $0.001 par value per share EFC The New York
• $400.0 million — Financial Inc. (the "Company"), issued $400.0 million in aggregate principal amount of 7.375%

Filing Documents

• efc-20251006.htm (8-K) — 49KB
• exhibit41-indenture.htm (EX-4.1) — 970KB
• efc-exxhynotesofferingxclo.htm (EX-99.1) — 7KB
• 0001628280-25-044314.txt ( ) — 1365KB
• efc-20251006.xsd (EX-101.SCH) — 2KB
• efc-20251006_def.xml (EX-101.DEF) — 17KB
• efc-20251006_lab.xml (EX-101.LAB) — 30KB
• efc-20251006_pre.xml (EX-101.PRE) — 18KB
• efc-20251006_htm.xml (XML) — 6KB

01. Entry into a Material Definitive Agreement

Item 1.01. Entry into a Material Definitive Agreement. On October 6, 2025, Ellington Financial Operating Partnership LLC, EF Holdco Inc., EF Cayman Holdings Ltd., Ellington Financial REIT Cayman Ltd. and Ellington Financial REIT TRS LLC (the "Issuers"), subsidiaries of Ellington Financial Inc. (the "Company"), issued $400.0 million in aggregate principal amount of 7.375% unsecured senior notes due 2030 (the "Notes") under an indenture, dated as of October 6, 2025 (the "Indenture"), between the Issuers, the Company and Wilmington Trust, National Association, as trustee. The Notes were issued in a private offering exempt from the registration requirements of the Securities Act of 1933, as amended (the "Securities Act"), to qualified institutional buyers within the United States in accordance with Rule 144A under the Securities Act and to non-U.S. persons outside the United States in reliance on Regulation S under the Securities Act. The Notes are subject to restrictions on transfer and may only be offered or sold in transactions exempt from or not subject to the registration requirements of the Securities Act and other applicable securities laws. The Company expects to use the net proceeds from the offering for general corporate purposes, including repaying a portion of the borrowings under the Company's outstanding repurchase agreements and funding purchases of additional assets in accordance with its investment objectives and strategies. The Notes are senior unsecured obligations of the Issuers and are fully and unconditionally guaranteed (the "Parent Guarantee") by the Company. The Notes will mature on September 30, 2030. The Notes bear interest at a rate of 7.375% per year, payable semi-annually in arrears on each March 31 and September 30, commencing March 31, 2026, to the persons who are holders of record of the Notes on the immediately preceding March 15 and September 15, respectively. The following is a brief description of the terms of the Notes and the I

01. Other Events

Item 8.01. Other Events. On October 6, 2025, the Company issued a press release announcing the closing of the private offering of the Notes. A copy of the press release is filed as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated in this Item 8.01 by reference. The press release is neither an offer to sell nor a solicitation of an offer to buy the Notes or any other securities and shall not constitute an offer to sell or a solicitation of an offer to buy, or a sale of, the Notes or any other securities in any jurisdiction in which such offer, solicitation or sale is unlawful.

01. Financial Statements and Exhibits

Item 9.01. Financial Statements and Exhibits. (d) Exhibits. The following exhibit is being furnished herewith this Current Report on Form 8-K. 4.1 Indenture, dated as of October 6, 2025, among the Issuers, the Company and Wilmington Trust, National Association, as trustee 4.2 Form of the Issuer s' 7.375% Senior Notes due 2030 (included in Exhibit 4.1) 99.1 Press release dated October 6 , 2025 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ELLINGTON FINANCIAL INC. Date: October 6, 2025 By: /s/ JR Herlihy JR Herlihy Chief Financial Officer

View Full Filing

View this 8-K filing on SEC EDGAR