Esquire Financial Holdings, Inc. (ESQ) — SEC Filings

Esquire Financial Holdings, Inc. (ESQ) — 36 SEC filings. Latest: EFFECT (May 7, 2026). Includes 20 8-K, 6 10-Q, 2 DEF 14A.

View Esquire Financial Holdings, Inc. on SEC EDGAR

Overview

Esquire Financial Holdings, Inc. (ESQ) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a S-4 filed on Apr 15, 2026: Esquire Financial Holdings, Inc. filed an S-4 registration statement on April 15, 2026, related to the registration of securities in connection with a business combination. The filing includes various exhibits such as legal opinions and financial statements, indicating a significant corporate event

Sentiment Summary

Across 36 filings, the sentiment breakdown is: 4 bullish, 32 neutral. The dominant filing sentiment for Esquire Financial Holdings, Inc. is neutral.

Filing Type Overview

Esquire Financial Holdings, Inc. (ESQ) has filed 1 EFFECT, 1 S-4/A, 1 S-4, 20 8-K, 6 10-Q, 2 DEF 14A, 2 10-K, 2 SC 13G/A, 1 SC 13G with the SEC between Jan 2024 to May 2026.

Filings by Year

2026 · 2025 · 2024

Recent SEC Filings (36)

Esquire Financial Holdings, Inc. SEC Filing History
DateFormDescriptionRisk
May 7, 2026EFFECTEFFECT Filing
May 4, 2026S-4/AS-4/A Filing
Apr 15, 2026S-4Esquire Financial Holdings Files S-4 for Securities Registrationmedium
Apr 2, 20268-KEsquire Financial Holdings Files 8-K with Officer/Director Updateslow
Nov 7, 202510-QEsquire Financial Posts Strong Q3 Earnings, Loan Growth Fuels Profit Surgemedium
Oct 30, 20258-KEsquire Financial Holdings Files 8-Klow
Oct 23, 20258-KEsquire Financial Holdings Files 8-K on Financialslow
Aug 8, 202510-QEsquire Financial Posts Strong Q2 Earnings, Net Income Up 15%low
Jul 24, 20258-KEsquire Financial Holdings Files 8-K on Financialslow
Jun 9, 20258-KEsquire Financial Holdings Names New Directors, Updates Exec Paylow
May 29, 20258-KEsquire Financial Holdings Files 8-K on Shareholder Voteslow
May 12, 202510-QEsquire Financial Holdings Files Q1 2025 10-Qlow
Apr 30, 2025DEF 14AEsquire Financial Holdings Executive Compensation Revealedlow
Apr 24, 20258-KEsquire Financial Holdings Files 8-K on Financialslow
Mar 17, 202510-KEsquire Financial Holdings Files 2024 10-Kmedium
Jan 30, 20258-KEsquire Financial Holdings Files 8-Klow
Jan 23, 20258-KEsquire Financial Holdings Files 8-K on Financialslow
Nov 13, 202410-QEsquire Financial Holdings Q3 2024 10-Q Filedlow
Nov 5, 20248-KEsquire Financial Holdings Elects New Directorslow
Oct 30, 20248-KEsquire Financial Holdings Files 8-Klow

Risk Profile

Risk Assessment: Of ESQ's 29 recent filings, 0 were flagged as high-risk, 4 as medium-risk, and 25 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Esquire Financial Holdings, Inc. Financial Summary (10-Q, Nov 7, 2025)
MetricValue
Revenue$101.180M
Net Income$37.354M
EPS$4.34
Cash Position$240.759M
Total Assets$2.184B

Key Executives

  • David M. Ruggiero
  • Michael J. O'Connor
  • Tony G. Weisman
  • Christopher M. D'Ambrosio
  • Andrew C. Sagliocca
  • Eric S. Bader
  • Ari P. Kornhaber
  • David M. S. Johnson
  • Jennifer L. Johnson
  • BENNETT LINDENBAUM
  • MATTHEW LINDENBAUM

Industry Context

The banking industry is characterized by intense competition, stringent regulatory oversight, and sensitivity to macroeconomic conditions. Financial institutions like Esquire Financial Holdings, Inc. rely on net interest income from loans and deposits, fee-based services, and prudent risk management. Current trends include rising interest rates impacting borrowing costs and loan demand, alongside ongoing digital transformation and cybersecurity challenges.

Top Tags

8-K (7) · financials (5) · corporate-governance (4) · financial-reporting (4) · 10-Q (4) · disclosure (4) · executive-compensation (3) · board-of-directors (3) · other-events (3) · institutional-ownership (3)

Key Numbers

Esquire Financial Holdings, Inc. Key Metrics
MetricValueContext
Filing Date2026-04-15Date the S-4 registration statement was filed with the SEC.
SEC Accession Number0001104659-26-038894Unique identifier for this specific SEC filing
Net Income (Q3 2025)$14.057MUp 23.7% from $11.360M in Q3 2024
Net Income (9M 2025)$37.354MUp 17.1% from $31.905M in 9M 2024
Total Interest Income (9M 2025)$101.180MUp from $82.589M in 9M 2024
Loans Held for Investment$1.547BIncreased from $1.397B at Dec 31, 2024
Total Deposits$1.879BIncreased from $1.642B at Dec 31, 2024
Total Assets$2.184BIncreased from $1.893B at Dec 31, 2024
Provision for Credit Losses (9M 2025)$6.775MIncreased from $3.000M in 9M 2024
Basic EPS (Q3 2025)$1.74Up from $1.45 in Q3 2024
Cash Dividends per Share (Q3 2025)$0.175Increased from $0.15 in Q3 2024
Shares Outstanding8,565,491As of November 1, 2025
Net Income Q2 2025$12.5MIncreased 15% from Q2 2024
Net Interest Income Q2 2025$35.2MUp 12% from Q2 2024
Total Loans$2.1BIncreased 14% year-over-year to June 30, 2025

Forward-Looking Statements

  • {"claim":"Wasatch Advisors LP will maintain a significant stake in Esquire Financial Holdings, Inc. for the foreseeable future.","entity":"Wasatch Advisors LP","targetDate":"2025-02-09","confidence":"medium"}

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Frequently Asked Questions

What are the latest SEC filings for Esquire Financial Holdings, Inc. (ESQ)?

Esquire Financial Holdings, Inc. has 36 recent SEC filings from Jan 2024 to May 2026, including 20 8-K, 6 10-Q, 2 DEF 14A. Each filing includes an AI-generated plain-English summary.

What is the overall sentiment of ESQ filings?

Across 36 filings, the sentiment breakdown is: 4 bullish, 32 neutral. The dominant sentiment is neutral.

Where can I find Esquire Financial Holdings, Inc. SEC filings explained simply?

ReadTheFiling provides AI-powered plain-English summaries of all Esquire Financial Holdings, Inc. (ESQ) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.

What are the key financial highlights for Esquire Financial Holdings, Inc.?

Key financial highlights from Esquire Financial Holdings, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.

What is the investment thesis for ESQ?

The investment thesis for ESQ includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.

Who are the key executives at Esquire Financial Holdings, Inc.?

Key executives identified across Esquire Financial Holdings, Inc.'s filings include David M. Ruggiero, Michael J. O'Connor, Tony G. Weisman, Christopher M. D'Ambrosio, Andrew C. Sagliocca and 6 others.

What are the main risk factors for Esquire Financial Holdings, Inc. stock?

Of ESQ's 29 assessed filings, 0 were flagged high-risk, 4 medium-risk, and 25 low-risk.

What are recent predictions and forward guidance from Esquire Financial Holdings, Inc.?

Recent forward-looking statements from Esquire Financial Holdings, Inc. include guidance on {"claim":"Wasatch Advisors LP will maintain a significant stake in Esquire Financial Holdings, Inc. for the foreseeable .

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