First Commonwealth Financial CORP /Pa/ (FCF) — SEC Filings

Q: What are the key financial highlights for First Commonwealth Financial CORP /Pa/?

Key financial highlights for First Commonwealth Financial CORP /Pa/ are extracted from the most recent 10-K or 10-Q filings, including revenue, net income, EPS, debt-to-equity, cash position, and operating margin.

Q: Who are the key executives at First Commonwealth Financial CORP /Pa/?

Key executives at First Commonwealth Financial CORP /Pa/ are identified from SEC filings including 10-K annual reports, proxy statements, and insider trade forms.

Q: What are the main risk factors for First Commonwealth Financial CORP /Pa/ stock?

Risk factors for First Commonwealth Financial CORP /Pa/ (FCF) are assessed from SEC filings using AI analysis. Each filing is categorized as high, medium, or low risk based on disclosed risk factors and financial indicators.

Q: What are recent predictions and forward guidance from First Commonwealth Financial CORP /Pa/?

Forward-looking statements and predictions from First Commonwealth Financial CORP /Pa/ are extracted from SEC filings including earnings reports, annual reports, and current event filings.

Latest SEC filings for First Commonwealth Financial CORP /Pa/. Recent 8-K filing on Dec 1, 2025. AI-decoded analysis of earnings, risk factors, and insider

View First Commonwealth Financial CORP /Pa/ on SEC EDGAR

Overview

First Commonwealth Financial CORP /Pa/ (FCF) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 10, 2025: FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) reported a robust financial performance for the three months ended September 30, 2025, with net income increasing by 28.8% to $41.3 million, up from $32.1 million in the prior year. Diluted earnings per share also rose to $0.39 from $0.31. Net interest in

Sentiment Summary

Across 43 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 41 neutral. The dominant filing sentiment for First Commonwealth Financial CORP /Pa/ is neutral.

Filing Type Overview

First Commonwealth Financial CORP /Pa/ (FCF) has filed 20 8-K, 1 13F-HR/A, 8 13F-HR, 6 10-Q, 2 DEF 14A, 2 10-K, 1 DEFA14A, 3 SC 13G/A with the SEC between Jan 2024 to Dec 2025.

Filings by Year

2025 · 2024

Recent Filings (43)

8-K Filing — 8-K · Dec 1, 2025
13F-HR/A Filing — 13F-HR/A · Nov 19, 2025
13F-HR Filing — 13F-HR · Nov 14, 2025
FCF's Net Income Jumps 28.8% on Strong Loan Growth, Strategic Acquisition — 10-Q · Nov 10, 2025 Risk: medium
FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) reported a robust financial performance for the three months ended September 30, 2025, with net income increasing b
First Commonwealth Financial Corp. Reports Board and Officer Changes — 8-K · Nov 4, 2025 Risk: medium
First Commonwealth Financial Corp. reported on November 1, 2025, changes in its board of directors and executive officers. The filing details the departure of c
FCF Files 8-K: Operations, Financials, and Exhibits — 8-K · Oct 28, 2025 Risk: low
First Commonwealth Financial Corp. (FCF) filed an 8-K on October 28, 2025, reporting on its results of operations and financial condition. The filing also inclu
13F-HR Filing — 13F-HR · Aug 14, 2025
FCF Maintains Capital Structure Amidst Stable Q2 2025 — 10-Q · Aug 11, 2025 Risk: medium
FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) reported its Q2 2025 results, showing a period of stable financial performance. While specific revenue and net inco
First Commonwealth Financial Corp. Reports Director and Officer Changes — 8-K · Aug 4, 2025 Risk: low
On August 1, 2025, First Commonwealth Financial Corp. /PA/ filed an 8-K report detailing changes in its board of directors and executive officers, as well as up
First Commonwealth Financial Corp Files 8-K — 8-K · Jul 30, 2025 Risk: low
First Commonwealth Financial Corporation (FCF) announced on July 29, 2025, that it is filing a Form 8-K. The filing pertains to the company's results of operati
13F-HR Filing — 13F-HR · May 15, 2025
First Commonwealth Financial Corp Q1 2025 10-Q Filed — 10-Q · May 12, 2025 Risk: low
First Commonwealth Financial Corp /PA/ filed its 10-Q for the period ending March 31, 2025. The filing details the company's financial position and performance
FCF Files 8-K: Other Events & Exhibits — 8-K · May 1, 2025 Risk: low
First Commonwealth Financial Corp. (FCF) filed an 8-K on May 1, 2025, reporting "Other Events" and "Financial Statements and Exhibits." The filing does not cont
First Commonwealth Financial Corp. Files 8-K — 8-K · Apr 29, 2025 Risk: low
First Commonwealth Financial Corp. (FCF) filed an 8-K on April 29, 2025, reporting on its results of operations and financial condition. The filing also include
FCF Files 8-K: Other Events & Financials — 8-K · Mar 18, 2025 Risk: low
On March 18, 2025, First Commonwealth Financial Corp. (FCF) filed an 8-K report. The filing primarily concerns "Other Events" and "Financial Statements and Exhi
FCF Proxy Statement Details Executive Compensation — DEF 14A · Mar 13, 2025 Risk: low
First Commonwealth Financial Corp. (FCF) filed its DEF 14A on March 13, 2025, detailing executive compensation for the fiscal year ending December 31, 2024. The
First Commonwealth Financial Corp Files 2024 10-K — 10-K · Mar 3, 2025 Risk: medium
First Commonwealth Financial Corp /PA/ filed its 2024 10-K report on March 3, 2025, detailing its financial performance for the fiscal year ending December 31,
13F-HR Filing — 13F-HR · Feb 13, 2025
First Commonwealth Financial Corp. Files 8-K — 8-K · Jan 28, 2025 Risk: low
First Commonwealth Financial Corp. (FCF) filed an 8-K on January 28, 2025, reporting on its results of operations and financial condition. The filing also inclu
FCF Files 8-K: Other Events & Financials Noted — 8-K · Dec 18, 2024 Risk: low
First Commonwealth Financial Corporation (FCF) filed an 8-K on December 18, 2024, reporting "Other Events" and "Financial Statements and Exhibits." The filing d
FCF Files 8-K Report — 8-K · Dec 5, 2024 Risk: low
On December 5, 2024, First Commonwealth Financial Corp. (FCF) filed an 8-K report. The filing primarily concerns "Other Events" and "Financial Statements and Ex
13F-HR Filing — 13F-HR · Nov 13, 2024
First Commonwealth Financial Corp Q3 2024 10-Q Filed — 10-Q · Nov 12, 2024 Risk: low
First Commonwealth Financial Corp /PA/ filed its 10-Q for the period ending September 30, 2024. The filing details the company's financial performance and posit
First Commonwealth Financial Corp. Files 8-K — 8-K · Oct 29, 2024 Risk: low
First Commonwealth Financial Corp. (FCF) filed an 8-K on October 29, 2024, reporting on its results of operations and financial condition. The filing also inclu
13F-HR Filing — 13F-HR · Aug 14, 2024
First Commonwealth Financial Corp Q2 2024 10-Q Filed — 10-Q · Aug 9, 2024 Risk: low
First Commonwealth Financial Corp /PA/ filed its 10-Q for the period ending June 30, 2024. The filing details the company's financial performance and position,
FCF Board and Executive Compensation Changes Announced — 8-K · Aug 2, 2024 Risk: medium
First Commonwealth Financial Corp. announced on July 29, 2024, changes in its board of directors and executive compensation. The filing details the departure of
First Commonwealth Financial Declares Quarterly Dividend — 8-K · Jul 23, 2024 Risk: low
First Commonwealth Financial Corp. (FCF) announced on July 23, 2024, that its Board of Directors has declared a quarterly cash dividend of $0.17 per share. This
First Commonwealth Financial Appoints New CFO — 8-K · Jul 1, 2024 Risk: low
On July 1, 2024, First Commonwealth Financial Corp. announced the appointment of Michael R. Saccani as Executive Vice President and Chief Financial Officer, eff
13F-HR Filing — 13F-HR · May 14, 2024
First Commonwealth Financial Corp. Files 10-Q for Q1 2024 — 10-Q · May 7, 2024 Risk: low
FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) filed a Quarterly Report (10-Q) with the SEC on May 7, 2024. Filed a 10-Q report for the period ending March 31, 20
First Commonwealth Financial Reports Annual Meeting Results — 8-K · Apr 25, 2024 Risk: low
First Commonwealth Financial Corp. /PA/ filed an 8-K on April 25, 2024, reporting the results of their annual shareholders' meeting held on April 23, 2024. The
First Commonwealth Financial Corp. Files 8-K — 8-K · Apr 23, 2024 Risk: low
First Commonwealth Financial Corp. (FCF) filed an 8-K on April 23, 2024, reporting on its results of operations and financial condition. The filing includes fin
First Commonwealth Financial Declares Quarterly Dividend — 8-K · Mar 28, 2024 Risk: low
First Commonwealth Financial Corp. (FCF) announced on March 27, 2024, that its Board of Directors has declared a quarterly cash dividend of $0.16 per share. Thi
First Commonwealth Financial Corp. Elects New Directors, Updates Executive Pay — 8-K · Mar 27, 2024 Risk: low
On March 25, 2024, First Commonwealth Financial Corp. announced changes in its board of directors and executive compensation. Specifically, the company elected
FCF Files Proxy Statement Supplement — DEFA14A · Mar 26, 2024 Risk: low
First Commonwealth Financial Corporation (FCF) is filing a supplement to its 2024 Proxy Statement on March 26, 2024. This filing provides additional materials t
FIRST COMMONWEALTH FINANCIAL CORP /PA/ DEF 14A Filing — DEF 14A · Mar 14, 2024 Risk: low
FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) filed a Proxy Statement (DEF 14A) with the SEC on March 14, 2024. This filing is a DEF 14A (Definitive Proxy Statem
FIRST COMMONWEALTH FINANCIAL CORP /PA/ Files 2023 Annual Report on Form 10-K — 10-K · Feb 29, 2024 Risk: low
FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) filed a Annual Report (10-K) with the SEC on February 29, 2024. Filed Form 10-K for the fiscal year ending December
13F-HR Filing — 13F-HR · Feb 14, 2024
Vanguard Amends FCF Stake, Maintains Passive Ownership — SC 13G/A · Feb 13, 2024 Risk: low
The Vanguard Group, a major investment firm, filed an amended SC 13G/A on February 13, 2024, indicating its beneficial ownership of First Commonwealth Financial
Dimensional Fund Advisors Holds 6.45M Shares of FCF as of Dec 29 — SC 13G/A · Feb 9, 2024 Risk: low
Dimensional Fund Advisors LP, a Delaware Limited Partnership, filed an amendment to their SC 13G, indicating they beneficially own 6,450,000 shares of First Com
First Commonwealth Financial Reports Q4 Results, Financial Condition — 8-K · Jan 30, 2024
First Commonwealth Financial Corporation filed an 8-K on January 30, 2024, to report its results of operations and financial condition, along with a Regulation
BlackRock Cuts FIRST COMMONWEALTH FIN Stake to 3.3% — SC 13G/A · Jan 23, 2024
BlackRock, Inc. filed an amended SC 13G/A on January 23, 2024, disclosing its ownership in FIRST COMMONWEALTH FINANCIAL CORPORATION /PA/. As of December 31, 202

Risk Profile

Risk Assessment: Of FCF's 31 recent filings, 0 were flagged as high-risk, 5 as medium-risk, and 26 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from First Commonwealth Financial CORP /Pa/'s most recent 10-Q filing (Nov 10, 2025):

Revenue: $111.1M
Net Income: $41.3M
EPS: $0.39
Debt-to-Equity: 0.17
Cash Position: $161.4M
Operating Margin: N/A
Total Assets: $12.31B
Total Debt: $0.26B

Key Executives

Michael R. Saccani
Robert J. Strayer
Robert J. G. Smith
Vance L. Miller
Ryan M. Williams

Industry Context

First Commonwealth Financial Corp operates within the highly competitive U.S. banking industry, characterized by increasing consolidation and a growing emphasis on digital services. The industry is navigating a complex interest rate environment and evolving regulatory landscape. Banks are focusing on expanding their loan portfolios, managing credit risk, and enhancing non-interest income streams through wealth management, insurance, and other fee-based services.

Top Tags

financial-reporting (7) · financials (5) · 10-Q (4) · executive-compensation (3) · sec-filing (3) · 8-K (3) · institutional-ownership (3) · Regional Banking (2) · Shareholder Equity (2) · management-change (2)

Key Numbers

Net Income: $41.3M — Increased 28.8% from $32.1M in Q3 2024 to $41.3M in Q3 2025
Diluted EPS: $0.39 — Increased from $0.31 in Q3 2024 to $0.39 in Q3 2025
Net Interest Income: $111.1M — Increased 15.1% from $96.5M in Q3 2024 to $111.1M in Q3 2025
Total Assets: $12.31B — Increased from $11.58B at Dec 31, 2024 to $12.31B at Sep 30, 2025
Portfolio Loans and Leases: $9.69B — Increased from $8.98B at Dec 31, 2024 to $9.69B at Sep 30, 2025
Total Deposits: $10.23B — Increased from $9.68B at Dec 31, 2024 to $10.23B at Sep 30, 2025
Goodwill: $14.5M — Resulting from the CenterGroup Financial acquisition on April 30, 2025
Cash Dividends Declared per Common Share: $0.135 — Increased from $0.130 in Q3 2024 to $0.135 in Q3 2025
Provision for Credit Losses: $11.3M — Increased from $10.6M in Q3 2024 to $11.3M in Q3 2025
Total Other Comprehensive Income: $33.3M — Increased from $28.7M for the nine months ended Sep 30, 2024 to $33.3M for the nine months ended Sep 30, 2025
Report Date: 2025-11-01 — Date of earliest event reported
SEC Act: 1934 Act — Regulation under which the report is filed
Common Stock Shares: 49,000 — Consistent from 2024-12-31 to 2025-06-30, indicating no new issuances or major buybacks.
Period End Date: 2025-03-31 — Current quarter's financial reporting period
Previous Year End Date: 2024-12-31 — Comparison point for financial data

Forward-Looking Statements

{"claim":"Vanguard will maintain its passive investment strategy in First Commonwealth Financial Corp.","entity":"The Vanguard Group","targetDate":"Next 12 months","confidence":"high"}
{"claim":"First Commonwealth Financial Corp's stock price will not experience significant volatility directly due to this routine filing.","entity":"First Commonwealth Financial Corp","targetDate":"Next 30 days","confidence":"high"}
{"claim":"Dimensional Fund Advisors LP will maintain a significant, passive stake in First Commonwealth Financial Corp.","entity":"Dimensional Fund Advisors LP","targetDate":"Next 12-18 months","confidence":"high"}

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Frequently Asked Questions

What are the latest SEC filings for First Commonwealth Financial CORP /Pa/ (FCF)?

First Commonwealth Financial CORP /Pa/ has 43 recent SEC filings from Jan 2024 to Dec 2025, including 20 8-K, 8 13F-HR, 6 10-Q. Each filing includes an AI-generated plain-English summary.

What is the overall sentiment of FCF filings?

Across 43 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 41 neutral. The dominant sentiment is neutral.

Where can I find First Commonwealth Financial CORP /Pa/ SEC filings explained simply?

ReadTheFiling provides AI-powered plain-English summaries of all First Commonwealth Financial CORP /Pa/ (FCF) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.

What are the key financial highlights for First Commonwealth Financial CORP /Pa/?

Key financial highlights from First Commonwealth Financial CORP /Pa/'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.

What is the investment thesis for FCF?

The investment thesis for FCF includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.

Who are the key executives at First Commonwealth Financial CORP /Pa/?

Key executives identified across First Commonwealth Financial CORP /Pa/'s filings include Michael R. Saccani, Robert J. Strayer, Robert J. G. Smith, Vance L. Miller, Ryan M. Williams.

What are the main risk factors for First Commonwealth Financial CORP /Pa/ stock?

Of FCF's 31 assessed filings, 0 were flagged high-risk, 5 medium-risk, and 26 low-risk.

What are recent predictions and forward guidance from First Commonwealth Financial CORP /Pa/?

Recent forward-looking statements from First Commonwealth Financial CORP /Pa/ include guidance on {"claim":"Vanguard will maintain its passive investment strategy in First Commonwealth Financial Corp.","entity":"The Va and 2 other predictions.