First Citizens BancShares Files 8-K on Financials

Ticker: FCNCN · Form: 8-K · Filed: Oct 23, 2025 · CIK: 798941

First Citizens Bancshares Inc /De/ 8-K Filing Summary
FieldDetail
CompanyFirst Citizens Bancshares Inc /De/ (FCNCN)
Form Type8-K
Filed DateOct 23, 2025
Risk Levellow
Pages4
Reading Time5 min
Key Dollar Amounts$1
Sentimentneutral

Sentiment: neutral

Topics: financial-reporting, 8-K, disclosure

Related Tickers: FCBC

TL;DR

FCBC filed an 8-K on 10/23/25 with financial updates.

AI Summary

On October 23, 2025, First Citizens BancShares, Inc. filed an 8-K report detailing results of operations and financial condition. The filing also included a Regulation FD Disclosure and Financial Statements and Exhibits. The company is incorporated in Delaware and headquartered in Raleigh, North Carolina.

Why It Matters

This filing provides crucial updates on First Citizens BancShares' financial performance and operational status, which can influence investor decisions.

Risk Assessment

Risk Level: low — The filing is a routine disclosure of financial information and does not indicate any immediate or significant risks.

Key Players & Entities

  • FIRST CITIZENS BANCSHARES INC /DE/ (company) — Filer
  • October 23, 2025 (date) — Date of Report
  • Delaware (jurisdiction) — State of Incorporation
  • Raleigh, North Carolina (location) — Principal Executive Offices

FAQ

What specific financial information is being disclosed in this 8-K filing?

The filing indicates disclosure of 'Results of Operations and Financial Condition', 'Regulation FD Disclosure', and 'Financial Statements and Exhibits'.

When was this 8-K report filed?

The report was filed on October 23, 2025.

What is the principal executive office address for First Citizens BancShares?

The address is 4300 Six Forks Road, Raleigh, North Carolina 27609.

What is the SIC code for First Citizens BancShares?

The Standard Industrial Classification (SIC) code is 6022 for State Commercial Banks.

What is the company's fiscal year end?

The company's fiscal year ends on December 31.

Filing Stats: 1,249 words · 5 min read · ~4 pages · Grade level 13.2 · Accepted 2025-10-23 06:32:28

Key Financial Figures

  • $1 — stered Class A Common Stock, Par Value $1 FCNCA Nasdaq Global Select Market Depo

Filing Documents

02. Results of Operations and Financial Condition

Item 2.02. Results of Operations and Financial Condition. On October 23, 2025, First Citizens BancShares, Inc. ("BancShares") announced its results of operations for the quarter ended September 30, 2025. Copies of BancShares' press release and financial supplement containing this information are included with this Current Report on Form 8-K (this "Report") as Exhibit 99.1 and Exhibit 99.3, respectively, and are incorporated into this Item 2.02 by reference. The press release and financial supplement are available on BancShares' internet site at http://www.ir.firstcitizens.com.

01. Regulation FD Disclosure

Item 7.01. Regulation FD Disclosure. As previously announced, BancShares will host a conference call at 9 a.m. Eastern time on Thursday, October 23, 2025, to discuss its financial results for the quarter ended September 30, 2025. The slides that will be made available in connection with the presentation are included with this Report as Exhibit 99.2 hereto and incorporated into this Item 7.01 by reference. In accordance with General Instruction B.2 of Form 8-K, the information presented herein pursuant to Item 2.02, "Results of Operations and Financial Condition" and Item 7.01, "Regulation FD Disclosure," including Exhibits 99.1, 99.2 and 99.3, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liability of that section, nor shall the information be deemed incorporated by reference in any filing under the Exchange Act or the Securities Act of 1933, as amended, regardless of any general incorporation language in such filing, except as expressly set forth by specific reference in such filing.

01. Financial Statements and Exhibits

Item 9.01. Financial Statements and Exhibits. (d) Exhibits . The following exhibits accompany this Report. Exhibit No. Description 99.1 Earnings Release Third Quarter 2025 99.2 Investor Presentation Third Quarter 2025 99.3 Financial Supplement Third Quarter 2025 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) Disclosures About Forward-Looking Statements This Report contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995 regarding the financial condition, results of operations, business plans, asset quality, future performance, and other strategic goals of BancShares. Words such as "anticipates," "believes," "estimates," "expects," "predicts," "forecasts," "intends," "plans," "projects," "targets," "designed," "could," "may," "should," "will," "potential," "continue," "aims" or other similar words and expressions are intended to identify these forward-looking statements. These forward-looking statements are based on BancShares' current expectations and assumptions regarding BancShares' business, the economy, and other future conditions. Because forward-looking statements relate to future results and occurrences, they are subject to inherent risks, uncertainties, changes in circumstances and other factors that are difficult to predict. Many possible events or factors could affect BancShares' future financial results and performance and could cause actual results, performance or achievements of BancShares to differ materially from any anticipated results expressed or implied by such forward-looking statements. Such risks and uncertainties include, among others, general competitive, economic (including the imposition of tariffs or trade barriers on trading partners), political (including impacts of the U.S. government shutdown), geopolitical events (including conflicts in Ukraine and the Middle East), natural disasters and market conditions, including changes in comp

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