Fifth District Bancorp, Inc. (FDSB) — SEC Filings
Fifth District Bancorp, Inc. (FDSB) — 21 SEC filings. Latest: 10-K (Mar 24, 2026). Includes 8 8-K, 6 10-Q, 2 10-K.
View Fifth District Bancorp, Inc. on SEC EDGAR
Overview
Fifth District Bancorp, Inc. (FDSB) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-K filed on Mar 24, 2026: Fifth District Bancorp, Inc. (FDSB) reported total assets of $534.4 million, loans of $376.4 million, deposits of $393.2 million, and stockholders' equity of $129.8 million as of December 31, 2025. The company's loan portfolio is predominantly composed of one-to-four family residential mortgage loan
Sentiment Summary
Across 21 filings, the sentiment breakdown is: 1 bullish, 18 neutral, 2 mixed. The dominant filing sentiment for Fifth District Bancorp, Inc. is neutral.
Filing Type Overview
Fifth District Bancorp, Inc. (FDSB) has filed 2 10-K, 6 10-Q, 8 8-K, 1 DEF 14A, 1 SC 13G, 2 S-1/A, 1 S-1 with the SEC between Mar 2024 to Mar 2026.
Filings by Year
Recent SEC Filings (21)
Risk Profile
Risk Assessment: Of FDSB's 20 recent filings, 0 were flagged as high-risk, 6 as medium-risk, and 14 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Total Assets | $534.4M |
Key Executives
- H. Greg Abry
- David C. Nolan
- Amie L. Lyons
- Brian W. North
- Thomas P. Hutton, Esq.
- Victor L. Cangelosi, Esq.
Industry Context
The banking industry in the New Orleans-Metairie MSA is characterized by intense competition, with FDSB holding a relatively small deposit market share across key parishes. Trends indicate a strategic shift for FDSB towards expanding its commercial lending activities, including commercial real estate and commercial and industrial loans, alongside its traditional strength in residential mortgages. This diversification aims to capture new growth opportunities but also introduces new credit risks.
Top Tags
financials (5) · 8-k (4) · 10-Q (4) · Regional Banking (3) · Fifth District Bancorp (3) · SEC Filing (3) · Registration Statement (3) · Louisiana Banking (2) · sec-filing (2) · management-change (2)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Total Assets | $534.4M | As of December 31, 2025 |
| Total Loans | $376.4M | As of December 31, 2025 |
| Total Deposits | $393.2M | As of December 31, 2025 |
| Stockholders' Equity | $129.8M | As of December 31, 2025 |
| One-to-four family mortgages | $325.8M | 86.34% of total loans at December 31, 2025, down from $332.7M (90.34%) in 2024 |
| Commercial real estate loans | $10.5M | 2.79% of total loans at December 31, 2025, significantly up from $0.6M (0.16%) in 2024 |
| Commercial and industrial loans | $14.2M | 3.77% of total loans at December 31, 2025, up from $13.8M (3.74%) in 2024 |
| BHG purchased loans | $11.5M | Aggregate balance as of December 31, 2025 |
| Deposit market share in Jefferson Parish | 2.30% | Ranked 11th among 26 FDIC-insured institutions as of June 30, 2025 |
| Shares of common stock outstanding | 5,293,801 | As of March 24, 2026 |
| Net Income | $3.547M | Swung from a $1.237M loss in 2024 to a profit in 2025, indicating strong financial recovery. |
| Total Interest and Dividend Income | $16.381M | Increased by 29.3% from $14.135M in 2024, showing improved revenue generation. |
| Total Non-Interest Income | $4.209M | Significant increase from a $231K loss in 2024, boosted by a $3.469M insurance gain. |
| Total Stockholders' Equity | $131.298M | Increased by 4.4% from $125.775M at December 31, 2024, enhancing financial stability. |
| Income per Share (Basic and Diluted) | $0.69 | Improved from a loss of $0.24 in 2024, indicating better per-share profitability. |
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Frequently Asked Questions
What are the latest SEC filings for Fifth District Bancorp, Inc. (FDSB)?
Fifth District Bancorp, Inc. has 21 recent SEC filings from Mar 2024 to Mar 2026, including 8 8-K, 6 10-Q, 2 10-K. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of FDSB filings?
Across 21 filings, the sentiment breakdown is: 1 bullish, 18 neutral, 2 mixed. The dominant sentiment is neutral.
Where can I find Fifth District Bancorp, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Fifth District Bancorp, Inc. (FDSB) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Fifth District Bancorp, Inc.?
Key financial highlights from Fifth District Bancorp, Inc.'s most recent 10-K include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for FDSB?
The investment thesis for FDSB includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Fifth District Bancorp, Inc.?
Key executives identified across Fifth District Bancorp, Inc.'s filings include H. Greg Abry, David C. Nolan, Amie L. Lyons, Brian W. North, Thomas P. Hutton, Esq. and 1 others.
What are the main risk factors for Fifth District Bancorp, Inc. stock?
Of FDSB's 20 assessed filings, 0 were flagged high-risk, 6 medium-risk, and 14 low-risk.
What are recent predictions and forward guidance from Fifth District Bancorp, Inc.?
Forward guidance and predictions for Fifth District Bancorp, Inc. are extracted from SEC filings as they are enriched.